Comparison

Flutterwave vs Cleva App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flutterwave

Transform your smartphone into a mobile point-of-sale system to accept various payment types, including cards and bank transfers. Manage your online store, track orders, and view transactions conveniently from your device.

Highlights
  • Mobile POS functionality
  • Accept card payments
  • Multiple payment types
  • Online store management
  • Order fulfillment tracking
  • Business transaction overview
Features
Read full description

Flutterwave Mobile makes it super convenient for anyone to run their business anytime, anywhere. Flutterwave Mobile essentially turns any smartphone into a mobile POS. This is because Flutterwave Mobile allows you accept card payments from anyone- you only need to generate a payment link within the app for them to pay you using their card as they'd do with a physical POS. But Flutterwave Mobile goes even one better. Flutterwave Mobile accepts more payment types than any physical POS can accept. Card payments, bank transfers, Paga, Mobile Money, USSD, the possibilities are endless. Your delivery personnel with Flutterwave Mobile installed on their phone don't need a physical POS anymore. Your sales personnel at your branches no longer need physical POS machines. Again the possibilities are endless. Flutterwave Mobile allows you to run your online store from your phone only. You can create a new online store in minutes on the app. Fulfilled and pending orders are available at a glance; new products can be added on the go; new order alerts are received via push notifications; stock quantity is available at a glance. Whether you're in or out of town, whatever time of the day it is, you have your store with you. Flutterwave Mobile is not restricted to just the Flutterwave Store or the mobile POS use cases. Every Flutterwave merchant is able to efficiently manage their business; whether it's checking balance overview, seeing daily transactions, quickly retrieving a customer's details, your business will always be mobile (pun intended). The future of commerce will always be convenience. Flutterwave Mobile makes running your business more convenient than ever. Flutterwave Mobile is the future of commerce. Give it a spin.

About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

Screenshots

Flutterwave4 screens
Cleva App4 screens

Verdict

The call

Flutterwave and Cleva App both sit at 4.5 stars, but that hides the real split: 59% of Cleva App's written reviews are positive against 35% of Flutterwave's. Cleva App also leads on update cadence (every 9 days vs every 6 weeks). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Flutterwave against 4.7 for Cleva App. Both are backed by a comparable volume of ratings — 868 and 1.5K respectively. Written reviews are what separate them: 35% of Flutterwave's written reviews are positive against 59% of Cleva App's.

UpkeepUpdate frequency

Flutterwave ships an update every 6 weeks, Cleva App every 9 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Flutterwave versus Cleva App: the parameters behind the verdict, then further details
ParameterFlutterwaveCleva App
PriceFreeFree
Rating4.5 (868 ratings)4.7 (1.5K ratings) — better
Positive reviews35.0% of reviews59.2% of reviews — better
Number of ratings8681.5K — better
Update frequencyEvery 6 weeksEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115 — better
Further details — not scored
Size43 MB220 MB
Age rating4+4+
DeveloperFlutterwave Inc.Cleva Technologies, Inc.

Customer experience

Flutterwave

All ratings867 ratings
Positive87.4%
Neutral4.5%
Negative8.1%
Written reviews60 reviews
Positive35.0%
Neutral6.7%
Negative58.3%

Cleva App

All ratings1,531 ratings
Positive91.4%
Neutral3.1%
Negative5.6%
Written reviews98 reviews
Positive59.2%
Neutral6.1%
Negative34.7%

User reviews

Flutterwave

From 868 App Store ratings

What we love

  • 🤍 Solid app
  • 🤍 Simplifies payments
  • 🤍 Reliable
  • 🤍 Affordable and simple payment platform
  • 🤍 Great user experience

Room to improve

  • 🐛 App not opening/functioning
  • 🐛 Unable to sign in/create account
  • 🐛 Pending transactions issues
  • 🐛 Restricted accounts
  • 🐛 Poor customer service

Cleva App

From 1.5K App Store ratings

What we love

  • 🚀 Fast and easy to use
  • 👍 User-friendly interface
  • 💰 Reliable for international payments
  • 🤝 Good customer service

Room to improve

  • 🐛 Payment issues and delays
  • 🔄 Frequent app updates causing frustration
  • 🔒 Concerns about security and account access

Bugs and requests

Flutterwave

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Verification issues with account details

Requested features

3 requests
  • Card payment option
  • Dark mode
  • Advanced analytics dashboard

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

In-app purchases

None

Flutterwave

No in-app purchases

None

Cleva App

No in-app purchases

Questions

Is Flutterwave free?
Flutterwave is free to download, with no in-app purchases.
Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Which has better reviews, Flutterwave or Cleva App?
Cleva App is rated higher. Flutterwave averages 4.5 out of 5 from 868 ratings, while Cleva App averages 4.7 from 1.5K ratings.
Do Flutterwave or Cleva App have ads?
Neither Flutterwave nor Cleva App shows ads.
Which is updated more often, Flutterwave or Cleva App?
Flutterwave ships an update every 6 weeks, and Cleva App every 9 days. Most recently, Flutterwave was updated on November 3, 2026 and Cleva App on October 30, 2026.

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