Comparison

3S Money vs Payswix

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

3S Money

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against currency fluctuations. Offers dedicated support and robust security.

Highlights
  • International business account
  • Send/receive payments in 190+ countries
  • Hold and exchange 65+ currencies
  • FX risk protection
  • Real-time cash flow control
  • Dedicated Relationship Manager
  • 2-factor authentication and encryption
Features
Read full description

Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.

About

Payswix

Read full description

Payswix - Simplifying Payments, Amplifying Success Seamless. Secure. Smart. The Payswix app is your ultimate solution for seamless and secure financial transactions. Whether you're a business or an individual, Payswix offers a comprehensive suite of features designed to make managing your payments easier than ever. Key Features: Advanced Security: Enjoy top-notch security with encryption and biometric authentication to keep your transactions safe. User-Friendly Interface: Navigate through an intuitive, easy-to-use interface designed for all users. Detailed Reporting: Access in-depth reports and transaction histories to effortlessly track your finances. 24/7 Customer Support: Get round-the-clock assistance for any queries or issues. Why Choose Payswix? Reliability: Trust in a robust platform that ensures your payments are processed quickly and accurately. Flexibility: Customize your payment solutions to fit your specific needs. Innovation: Benefit from continuous updates and new features that enhance your payment experience. Download the Payswix app today and experience the future of payments. Payswix - Connecting payments [:mav: 1.2.5]

Screenshots

3S Money4 screens
Payswix4 screens

Verdict

The call

3S Money and Payswix are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

3S Money ships an update fortnightly, Payswix every 3 weeks. The most recent releases landed on October 30, 2026 and October 27, 2026 respectively.

ScorecardNo meaningful differences
3S Money versus Payswix: the parameters behind the verdict, then further details
Parameter3S MoneyPayswix
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyFortnightly β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 β€” better15.6
Further details β€” not scored
Size147 MB43 MB
Age rating17+4+
Developer3S Money Club ltdPayswix

In-app purchases

None

3S Money

No in-app purchases

None

Payswix

No in-app purchases

Questions

Is 3S Money free?
3S Money is free to download, with no in-app purchases.
Is Payswix free?
Payswix is free to download, with no in-app purchases.
Do 3S Money or Payswix have ads?
Neither 3S Money nor Payswix shows ads.
Which is updated more often, 3S Money or Payswix?
3S Money ships an update fortnightly, and Payswix every 3 weeks. Most recently, 3S Money was updated on October 30, 2026 and Payswix on October 27, 2026.

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