Comparison

3S Money vs Beling

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

3S Money

Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against currency fluctuations. Offers dedicated support and robust security.

Highlights
  • International business account
  • Send/receive payments in 190+ countries
  • Hold and exchange 65+ currencies
  • FX risk protection
  • Real-time cash flow control
  • Dedicated Relationship Manager
  • 2-factor authentication and encryption
Features
Read full description

Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.

About

Beling

Features
Read full description

Beling is your personal finance companion that helps you take control of your money with intelligent budgeting, expense tracking, and AI-powered insights. Whether you're saving for a goal, reducing bills, or managing household finances with a partner, Beling makes it effortless. KEY FEATURES β€’ Smart Budget Management Create custom budgets for any category. Track spending in real-time. Get alerts when approaching budget limits. View daily, weekly, and monthly summaries. β€’ Expense Tracking Snap photos of receipts with your camera. Automatically categorize transactions. Track income and expenses effortlessly. Multi-currency support. β€’ AI-Powered Insights Get personalized financial advice. Analyze spending patterns. Receive smart recommendations. Ask questions about your finances. β€’ Easy Transaction Management Quick entry with intuitive interface. Custom categories and subcategories. Recurring transaction support. Calendar view of all transactions. β€’ Advanced Analytics Beautiful charts and graphs. Spending trends over time. Category breakdowns. Export data to CSV. β€’ Multi-Language Support Available in English, Spanish, French, German, Italian, and Portuguese. Automatic currency conversion. Localized number formats. β€’ Secure & Private Bank-level encryption. Your data stays private. Secure cloud backup. Face ID / Touch ID support. PREMIUM FEATURES Upgrade to Beling Premium for unlimited budgets and categories, advanced analytics and insights, priority support, faster cloud syncs, and early access to new features. SUBSCRIPTION INFORMATION β€’ Beling Premium is available as a monthly or annual subscription β€’ Payment will be charged to your App Store account at confirmation of purchase β€’ Subscription automatically renews unless canceled at least 24 hours before the end of the current period β€’ You can manage and cancel your subscription in your App Store Account Settings FREE TRIAL Try Beling Premium free for 14 days. Cancel anytime directly from your device settings. SUPPORT We're here to help! Contact us through the app or visit our website for support. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://beling.download/privacy-policy Download Beling today and start your journey to financial wellness!

Screenshots

3S Money4 screens
Beling4 screens

Verdict

The call

The clearest difference is in-app purchases: 3S Money at none against Beling's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Beling sells 2 in-app purchases, starting at $12.00 per month. 3S Money asks for nothing beyond the download.

UpkeepUpdate frequency

3S Money ships an update fortnightly, Beling every 9 days. The most recent releases landed on October 30, 2026 and October 8, 2026 respectively.

Scorecard1 real difference Β· 7 level
3S Money versus Beling: the parameters behind the verdict, then further details
Parameter3S MoneyBeling
PriceFreeFree
Positive reviews50.0% of reviewsβ€”
Update frequencyFortnightlyEvery 9 days β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
MonetizationFreeβ€”
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 β€” better
Further details β€” not scored
Size147 MB75 MB
Age rating17+4+
Developer3S Money Club ltdSwissness Group SA

In-app purchases

None

3S Money

No in-app purchases

2 purchases

Beling

Subscriptions2
  • Beling Premium Monthly$12.001 Month
  • Beling Premium Annual14 Days trial$49.001 Year

Questions

Is 3S Money free?
3S Money is free to download, with no in-app purchases.
Is Beling free?
Beling is free to download, with in-app purchases available.
Do 3S Money or Beling have ads?
Neither 3S Money nor Beling shows ads.
Which is updated more often, 3S Money or Beling?
3S Money ships an update fortnightly, and Beling every 9 days. Most recently, 3S Money was updated on October 30, 2026 and Beling on October 8, 2026.

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