3S Money vs Cypher Pay

Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.

Cypher Pay gives Cypherwave business customers secure, on-the-go visibility into their accounts. Sign in with your existing Cypher Pay credentials to view your business activity anytime, anywhere. The app is a companion to the Cypher Pay web platform — accounts are opened and managed through the web portal, while the app keeps you informed wherever you are. VIEW YOUR ACCOUNTS See your business accounts at a glance, with balances and account details always up to date. TRACK EVERY TRANSACTION Browse your full transaction history with clear credit and debit entries, amounts, dates, references, and counterparty details. STAY ON TOP OF TOTALS Instant summaries of total credits and debits help you understand money in and money out without opening a spreadsheet. YOUR CLIENTS IN ONE PLACE View your client list and the transaction activity associated with each client. BUILT FOR SECURITY Access is available only to verified business customers. All accounts are opened and verified through the Cypher Pay web portal before app access is granted. Note: Cypher Pay is available to existing Cypherwave Technologies Limited business customers. New accounts cannot be created in the app.