3S Money vs DivoWallet

Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - We’re regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.

DivoWallet is the friend-first way to split expenses. Add a shared expense, choose who joined, split equally or by amount, and see exactly who owes whom. Settle up with the app you already use (PayPal, Revolut, Wise, Satispay, Bizum, Twint, IBAN or cash): DivoWallet records the settlement and never holds your money. • Friends first: balances per person, groups for trips and homes, invite by private link. • Scan receipts: attach a photo or read the total automatically (optional). • Family space: household spending like a joint account, with no debts between family members. See who spends and on what. • Net worth: keep assets and debts together, in several currencies. • Import your groups from Splitwise and Tricount. • Private by design: personal data stays on your device unless you share a group; contacts are matched only through hashed codes. • Your data is yours: export everything or delete your account from Profile at any time. • Available in Italian, English, Russian, Arabic, Spanish, French and German.