Comparison

MyMargadarsi vs SubSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyMargadarsi

Features
Read full description

Margadarsi Chits iOS App for subscribers to view their chits status and make payments online

About

SubSplit

Effortlessly split bills and track shared expenses with AI-powered receipt scanning. Organize costs by trip or household, visualize financial connections, and get reminders for recurring payments. Securely manage your shared finances with friends.

Highlights
  • AI receipt scanning
  • Flexible expense splitting
  • Visual friend balances
  • Group expense ledgers
  • Recurring expense tracking
  • Multi-currency support
  • Spending insights
Features
Read full description

SubSplit makes splitting bills and tracking shared expenses effortless. Whether you're sharing a dinner tab, managing household utilities, or tracking trip costs with friends, SubSplit handles the math so you don't have to. Scan any receipt or utility bill with your camera and let AI instantly extract every line item. Split expenses equally, by percentage, or by custom amounts. SubSplit keeps a running balance with each friend so you always know who owes what. KEY FEATURES Receipt Scanning: Point your camera at any receipt and AI reads every item automatically Bill Splitting: Split expenses equally, by percentage, or custom amounts with friends Friend Orbit: See your financial connections at a glance with a visual radar of who owes you and who you owe Trip & Household Ledgers: Organize expenses by trip, household, event, or any group Recurring Expenses: Track subscriptions and get reminders before they renew so you can cancel in time Multi-Currency: Support for USD, EUR, GBP, JPY, CAD, and AUD Spending Insights: Charts and breakdowns of your shared spending trends Face ID Login: Secure, instant access with biometric authentication Notifications: Get alerted when friends split an expense, send a payment, or settle up Data Export: Download your expenses, payments, and friend data as CSV anytime SubSplit is built for real life. Add friends who don't have the app yet and their profile is ready when they join. Connect with friends by scanning a QR code or sharing a quick link. No awkward setup, no complicated flows. Your data stays yours. SubSplit uses no third-party analytics or ad tracking.

Screenshots

MyMargadarsi4 screens
SubSplit4 screens

Verdict

The call

MyMargadarsi and SubSplit are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
MyMargadarsi versus SubSplit: the parameters behind the verdict, then further details
ParameterMyMargadarsiSubSplit
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 17 months—
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size34 MB31 MB
Age rating4+4+
DeveloperMargadarsi Chit Fund Private Limitedvenkatesh kavali

In-app purchases

None

MyMargadarsi

No in-app purchases

None

SubSplit

No in-app purchases

Questions

Is MyMargadarsi free?
MyMargadarsi is free to download, with no in-app purchases.
Is SubSplit free?
SubSplit is free to download, with no in-app purchases.
Do MyMargadarsi or SubSplit have ads?
Neither MyMargadarsi nor SubSplit shows ads.

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