Comparison

OttoRewards vs Reavo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OttoRewards

This app helps you build credit card rewards by automating payments, preventing debt. It connects to your bank and credit cards, offering both automatic and manual payment options. Track your credit score to maintain or improve your financial health.

Highlights
  • Connect bank accounts and credit cards
  • Automatic credit card payments
  • Manual credit card payments with approval
  • Credit score tracking
  • Rewards maximization
  • Debt prevention
Features
Read full description

Automatically pay credit card charges so you can build rewards, not debt. APP FEATURES: - Connect your Bank Account & Credit Card - Pay credit card charges on an Automatic or a Non-Automatic basis. Automatic Payment: - App Pays charges you've made over a 15 day window automatically Non-Automatic Payment: - App Pays charges made over a 15 day window with your permission, fast & easy with a single tap via a push notification CREDIT SCORE TRACKING - Track your credit score so you can keep or build a good score! PRICING (monthly renewing subscription) How many cards do you want to track? Personal Tier: 1 card: $6.49/mo with 1 Week FREE TRIAL (renewing subscription) 2 cards: $10.49/mo (renewing subscription) 3 cards: $14.49/mo (renewing subscription) 4 cards: $18.49/mo (renewing subscription) 5 cards: $22.49/mo (renewing subscription) Business Tier: 10 cards: $43.49/mo (renewing subscription) 15 cards: $62.49/mo (renewing subscription) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ OttoRewards bridges the gap between your bank and your credit card so you can pay automatically so you can keep the rewards and not the debt. **Only available in the United States**

About

Reavo

This app helps you maximize rewards from every transaction by recommending the best credit or loyalty card to use at nearby stores. It stores digital loyalty cards and offers personalized tips to build smarter spending habits and achieve savings goals.

Highlights
  • Recommends best card for nearby stores
  • Matches merchants to reward categories
  • Stores digital loyalty cards
  • Provides personalized spending tips
  • Helps set and track savings goals
Read full description

Reavo is your smart payment companion—designed to help you make the most of every transaction. When you're near a store, Reavo instantly recommends the best credit or loyalty card to use, so you never miss out on rewards. No need to memorize category bonuses or shuffle through your wallet. With Reavo, earning more is effortless—your cards finally work for you. What Reavo can do for you: - Know the best card to use—right when you need it: Reavo detects nearby stores and recommends the most rewarding card in your wallet. - Get tailored credit card suggestions: We match merchants to reward categories (like groceries, dining, or travel) and suggest the best card for max points or cashback. - Keep your loyalty cards in one place: Store digital versions of all your loyalty cards and scan them directly from the app. - Build smarter spending habits—one tip a day: Get simple, personalized tips focused on spending and rewards—no jargon, just results. - Set goals and stay motivated: Save wishlist items and track what you're saving for, with deadlines that keep you on track. Reavo takes the guesswork out of rewards and helps you make every purchase count—right from your pocket.

Screenshots

OttoRewards4 screens
Reavo4 screens

Verdict

The call

The clearest difference is in-app purchases: Reavo at none against OttoRewards's 7. OttoRewards's advantage is iOS requirement (13.0 vs 15.1). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OttoRewards sells 7 in-app purchases, starting at $6.49 per month. Reavo asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for OttoRewards against 5.0 for Reavo. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Scorecard3 real differences · 7 level
OttoRewards versus Reavo: the parameters behind the verdict, then further details
ParameterOttoRewardsReavo
PriceFreeFree
Rating5.0 (8 ratings)5.0 (3 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings8 — better3
Update frequencyEvery 6 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationSubscriptionFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size97 MB49 MB
Age rating17+4+
DeveloperSpecs And Lead, LLCSHARK FI TECHNOLOGIES INC

Customer experience

OttoRewards

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Reavo

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

7 purchases

OttoRewards

Subscriptions7
  • SubscriptionPlans7 Days trial$6.491 Month
  • SubscriptionPlans$10.491 Month
  • SubscriptionPlans$14.491 Month
Show 4 more
  • SubscriptionPlans$18.491 Month
  • SubscriptionPlans$22.491 Month
  • SubscriptionPlans$43.491 Month
  • SubscriptionPlans$62.001 Month
None

Reavo

No in-app purchases

Questions

Is OttoRewards free?
OttoRewards is free to download, with in-app purchases available.
Is Reavo free?
Reavo is free to download, with no in-app purchases.
Which has better reviews, OttoRewards or Reavo?
OttoRewards and Reavo are both rated 5.0 out of 5 on the App Store, from 8 and 3 ratings respectively.
Do OttoRewards or Reavo have ads?
Neither OttoRewards nor Reavo shows ads.

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