OttoRewards vs Reavo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OttoRewards
This app helps you build credit card rewards by automating payments, preventing debt. It connects to your bank and credit cards, offering both automatic and manual payment options. Track your credit score to maintain or improve your financial health.
- Connect bank accounts and credit cards
- Automatic credit card payments
- Manual credit card payments with approval
- Credit score tracking
- Rewards maximization
- Debt prevention
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Automatically pay credit card charges so you can build rewards, not debt. APP FEATURES: - Connect your Bank Account & Credit Card - Pay credit card charges on an Automatic or a Non-Automatic basis. Automatic Payment: - App Pays charges you've made over a 15 day window automatically Non-Automatic Payment: - App Pays charges made over a 15 day window with your permission, fast & easy with a single tap via a push notification CREDIT SCORE TRACKING - Track your credit score so you can keep or build a good score! PRICING (monthly renewing subscription) How many cards do you want to track? Personal Tier: 1 card: $6.49/mo with 1 Week FREE TRIAL (renewing subscription) 2 cards: $10.49/mo (renewing subscription) 3 cards: $14.49/mo (renewing subscription) 4 cards: $18.49/mo (renewing subscription) 5 cards: $22.49/mo (renewing subscription) Business Tier: 10 cards: $43.49/mo (renewing subscription) 15 cards: $62.49/mo (renewing subscription) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ OttoRewards bridges the gap between your bank and your credit card so you can pay automatically so you can keep the rewards and not the debt. **Only available in the United States**
Reavo
This app helps you maximize rewards from every transaction by recommending the best credit or loyalty card to use at nearby stores. It stores digital loyalty cards and offers personalized tips to build smarter spending habits and achieve savings goals.
- Recommends best card for nearby stores
- Matches merchants to reward categories
- Stores digital loyalty cards
- Provides personalized spending tips
- Helps set and track savings goals
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Reavo is your smart payment companion—designed to help you make the most of every transaction. When you're near a store, Reavo instantly recommends the best credit or loyalty card to use, so you never miss out on rewards. No need to memorize category bonuses or shuffle through your wallet. With Reavo, earning more is effortless—your cards finally work for you. What Reavo can do for you: - Know the best card to use—right when you need it: Reavo detects nearby stores and recommends the most rewarding card in your wallet. - Get tailored credit card suggestions: We match merchants to reward categories (like groceries, dining, or travel) and suggest the best card for max points or cashback. - Keep your loyalty cards in one place: Store digital versions of all your loyalty cards and scan them directly from the app. - Build smarter spending habits—one tip a day: Get simple, personalized tips focused on spending and rewards—no jargon, just results. - Set goals and stay motivated: Save wishlist items and track what you're saving for, with deadlines that keep you on track. Reavo takes the guesswork out of rewards and helps you make every purchase count—right from your pocket.
Screenshots
Verdict
The clearest difference is in-app purchases: Reavo at none against OttoRewards's 7. OttoRewards's advantage is iOS requirement (13.0 vs 15.1). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OttoRewards sells 7 in-app purchases, starting at $6.49 per month. Reavo asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for OttoRewards against 5.0 for Reavo. Both are backed by a comparable volume of ratings — 8 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
| Parameter | OttoRewards | Reavo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (8 ratings) | 5.0 (3 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 8 — better | 3 |
| Update frequency | Every 6 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Subscription | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 97 MB | 49 MB |
| Age rating | 17+ | 4+ |
| Developer | Specs And Lead, LLC | SHARK FI TECHNOLOGIES INC |
Customer experience
OttoRewards
Reavo
In-app purchases
OttoRewards
- SubscriptionPlans7 Days trial$6.491 Month
- SubscriptionPlans$10.491 Month
- SubscriptionPlans$14.491 Month
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- SubscriptionPlans$18.491 Month
- SubscriptionPlans$22.491 Month
- SubscriptionPlans$43.491 Month
- SubscriptionPlans$62.001 Month
Reavo
No in-app purchases









