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OttoRewards

OttoRewards

Credit Card Points & Payment

8 ratings
8 reviews
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • October 8, 2024
  • April 17, 2026

Features

Developer

Specs And Lead, LLC
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OttoRewards screenshot #1 for iPhone
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OttoRewards screenshot #6 for iPhone
🧾$6.49 - $65.99
In-App Purchase↘︎
⭐8
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 1 month
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About

This app helps you build credit card rewards by automating payments, preventing debt. It connects to your bank and credit cards, offering both automatic and manual payment options. Track your credit score to maintain or improve your financial health.

✓Connect bank accounts and credit cards
✓Automatic credit card payments
✓Manual credit card payments with approval
✓Credit score tracking
✓Rewards maximization
✓Debt prevention
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What's New in OttoRewards

1.9

April 17, 2026

bugfix

Subscription plans

SubscriptionPlans

Three Cards Subscription plan

$14.491 Month
Price Updates
May 13, 2026→$14.49
October 17, 2025→$15.90
October 10, 2024→$21.99
How to cancel OttoRewards subscription ⁉️
14

In-App Purchases

$8.99

Otto_Rewards_Subscription_plan

Monthly price for one card.

User reviews

Most RecentHighest RatedLowest Rated

Morgan

Been using Otto rewards for my credit card purchases. Never late on payments. Ever.
Just one less thing I need to worry about. I definitely recommend this service. Very easy to use.
HdtqaHdtqa

Convenience

Anything I can do to make life easier is a win-win. Knowing my credit card bills are paid in a timely fashion and my credit score is getting better (checked two weeks ago) makes me a happy camper. I cannot recommend Otto enough!
SquidmanSquidman

Great for young adults!

Great app for my college aged children to manage their expenses and build strong credit!
Beach2525Beach2525

Best App for Business

I’ve been using Otto Rewards for my custom vanity business, and it has been a game-changer. The app automates paying down my credit card balance, which allows me to maximize rewards without worrying about missing payments. This is especially useful in my line of work where purchases for materials and supplies can add up quickly. The seamless integration ensures I get the most out of my credit card perks, helping me manage cash flow efficiently while earning rewards. It’s been an invaluable tool for keeping my finances organized and rewarding my business spending.
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Happy lady!

This app is so Fantastic!! Otto Rewards has added simplicity and organization back into my life. I’ve been so pleased with it, I’ve shared with all my friends. Otto Rewards is a Financial Game Changer!!
Bernadette 2002Bernadette 2002
See 3 more reviews

FAQ

How does OttoRewards help me build rewards?

OttoRewards automates your credit card payments, ensuring you never miss a payment and can continuously earn rewards. By paying off charges within a 15-day window, it helps you avoid interest and focus on accumulating points or miles.

What are the payment options in OttoRewards?

OttoRewards offers two payment options: automatic, where charges are paid without further action, and non-automatic, where you receive a push notification to approve payments within a 15-day window. This provides flexibility in managing your credit card bills.

Can I track my credit score with OttoRewards?

Yes, OttoRewards includes a credit score tracking feature. This allows you to monitor your credit health directly within the app, helping you maintain or improve your score over time.

What are the subscription costs for OttoRewards?

OttoRewards offers a tiered subscription model based on the number of cards you wish to track. Prices range from $6.49/month for one card (with a 1-week free trial) up to $62.49/month for fifteen cards, with various options in between for personal and business tiers.

Is OttoRewards available outside the United States?

No, OttoRewards is currently only available for users located in the United States. This is due to the specific financial regulations and services it integrates with.

How often is OttoRewards updated?

The latest version of OttoRewards is 1.7, and it was last updated on March 7, 2026. While this indicates a recent update, users can expect ongoing improvements and feature additions.

What devices does OttoRewards support?

OttoRewards is designed for Apple devices, specifically supporting iPhone and iPod. Users on these platforms can leverage its features for credit card management.

What is the age rating for OttoRewards?

OttoRewards has an age rating of 17+. This suggests that the app's content and features are intended for mature users who can manage financial responsibilities.