OttoRewards vs JVC Rewards

Automatically pay credit card charges so you can build rewards, not debt. APP FEATURES: - Connect your Bank Account & Credit Card - Pay credit card charges on an Automatic or a Non-Automatic basis. Automatic Payment: - App Pays charges you've made over a 15 day window automatically Non-Automatic Payment: - App Pays charges made over a 15 day window with your permission, fast & easy with a single tap via a push notification CREDIT SCORE TRACKING - Track your credit score so you can keep or build a good score! PRICING (monthly renewing subscription) How many cards do you want to track? Personal Tier: 1 card: $6.49/mo with 1 Week FREE TRIAL (renewing subscription) 2 cards: $10.49/mo (renewing subscription) 3 cards: $14.49/mo (renewing subscription) 4 cards: $18.49/mo (renewing subscription) 5 cards: $22.49/mo (renewing subscription) Business Tier: 10 cards: $43.49/mo (renewing subscription) 15 cards: $62.49/mo (renewing subscription) Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ OttoRewards bridges the gap between your bank and your credit card so you can pay automatically so you can keep the rewards and not the debt. **Only available in the United States**

Join JVC Rewards for free, get 25 points just for signing up, and unlock one of its best member benefits: access to the JVC Credit Card. It’s a digital card for use at participating merchants in Arizona, Colorado and Oregon that lets you choose how to pay at checkout and earn points on every purchase. STEP 1: JOIN JVC REWARDS Enrollment is free and takes just a few taps. You get 25 points as soon as you join, plus access to prequalify for the JVC Credit Card. You can earn more by referring friends, with or without a JVC Card, and receive special offers. STEP 2: PREQUALIFY FOR THE JVC CREDIT CARD See which card you qualify for in under a minute without impacting your credit score. Everyone with a verifiable identity and a bank account gets approved. Depending on your credit profile, that may be a standard card or a secured card backed by a refundable deposit. PAY YOUR WAY AT CHECKOUT With your JVC Card, every purchase is your choice: • Pay Now: pay the purchase amount at checkout, with no interest • 4-Pay: split your purchase into 4 installments • Pay Over Time: carry a balance with a flexible minimum payment EARN POINTS WITH EVERY CARD PURCHASE • Earn 1 point for every $1 in purchases made with your JVC Card at participating merchants • Redeem 500 points for a $25 reward toward a purchase at the merchant where you earned them • Points are tracked separately for each merchant REFER FRIENDS, GET REWARDED You don’t need a JVC Card to refer friends. Get $5 or 150 JVC Reward Points for each approved JVC Credit Card customer you refer after their first purchase. CARDHOLDER WELCOME OFFER Eligible new cardholders may receive a $25 statement credit after their first JVC Card purchase. Offer terms and eligibility apply. 100% DIGITAL No plastic and no waiting for a card in the mail. Your JVC Card lives in the app and is ready to use at participating merchants once you’re approved. MANAGE EVERYTHING IN ONE PLACE • View your balance, statements and payment due dates • Track your 4-Pay installments • See your reward points by merchant • Make payments from your linked bank account • See merchants where the JVC Card is accepted DISCLOSURES JVC Rewards membership is free. New members receive 25 points upon enrollment, subject to program terms. Access to prequalify for the JVC Credit Card is a JVC Rewards member benefit. The JVC Card is issued by a participating card issuer. 4-Pay and Pay Over Time carry interest. Credit approval and card type depend on identity and bank account verification. Points are earned on JVC Card purchases at participating merchants and are subject to program terms. Applicants must include your Referral ID during enrollment for you to be eligible for Referral rewards and subject to program terms. Available in Arizona, Colorado and Oregon only.