Comparison

Debt Docket vs PaidOff

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Docket

Track foreign currency debts with exchange rates and graphical analysis. Manage your finances locally on your device for enhanced security and control. Take charge of your financial future.

Highlights
  • Graphical debt analysis by currency
  • Real-time exchange rates for debts
  • User-friendly financial data management
  • Local data storage for security
  • Foreign currency debt monitoring
Features
Read full description

Financial Domination with Debt Docker! Stay Ahead with the Latest Debt Information and Currency Monitoring! Download Now! Maintaining financial order and monitoring your debts in foreign currency has never been easier! Thanks to our Debt Docket application, track your debts in detail and shape your financial future. Application Features: Graphical Debt Analysis: Easily see how much of your debts you need to pay in which currency. Current Debts with Exchange Rates: Monitor your debts with current exchange rates and make instant decisions. User-Friendly Interface: Easily manage your financial data thanks to its easy-to-use interface. Now you can take financial control and stand out by monitoring your debts in foreign currency. Download Debt Docket and shape your financial future today! Local Storage: All your debts are stored only on your phone, without the need for any internet connection. This way you can be sure that you are safe. Download now for more information and the latest exchange rate information and get one step closer to financial success! The Premium subscription will be charged to your iTunes account after the purchase. The subscription will be auto-renewed 24 hours before the subscription period ends with the same kind of subscription you already bought at the same price. To avoid automatic renewal, you must cancel the subscription at least 24 hours before it expires. You can manage or cancel your auto-renewable subscription by entering the user settings in iTunes after the purchase. It's not possible to abort the subscription during the time it's active. Any unused portion of a free trial period, if offered, will be forfeited when you purchase the premium subscription. # LEGAL • Terms of Service: https://ateskit.github.io/AtesApps-Terms-Of-Use/debt-docket//terms-conditions.html • Privacy Policy: https://ateskit.github.io/AtesApps-Terms-Of-Use/debt-docket/privacy-policy.html

About

PaidOff

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

Highlights
  • Account Management
  • Complete Debt Profile
  • Full Customization
  • Progress Tracking
  • Visual UI
Features
Read full description

PaidOff gives you one clear picture of everything you owe, then shows you month by month exactly how it ends. Add your credit cards and loans and PaidOff builds the whole schedule: every payment, how much of it is interest, how much comes off the balance, and the month you hit $0. Free to use, with no sign-up needed. Add PaidOff Plus to connect your bank and your debts update automatically. PAIDOFF PLUS • Connect your bank. PaidOff reads your debts straight from your bank, and your balances, posted payments, and rates update automatically. Bank connections are secured by Plaid. • Statements itemized by your bank. Each purchase, payment, and credit fills in on its own, next to the statement balance your bank reported. • Overdue warnings. A debt's card tells you when a payment is overdue and a late fee was applied. KEY FEATURES • Your debt-free date. The month your last debt hits $0, and how long that is from today. If one of your debts isn't going to clear at what you're paying, it says that too instead of quietly leaving it out. • The payoff timeline. Tap your debt-free date to see every debt in the order it clears, the month it's gone, and the year it lands in. • Total debt over time. A chart of where your debt has been and where it's headed, against last year and your 12-month average. Tap it for where you land and how much of the rest of the ride is just interest. • A statement for every month. The month opens at a starting balance, lists everything you recorded in the order it happened, and closes at what you owe. Tap any line to open the record behind it, or swipe it away. • Payments that show their work. Log what you actually paid and see where the money went: how much covered interest, how much came off the balance, what you owe now. On a loan the interest comes out of the payment. On a card it lands at the close of the month. The statement tells you which. • The adjustment line. When what you recorded and what PaidOff worked out don't match, the gap gets a line of its own instead of a number quietly bending. A purchase, an annual fee, or a payment you never logged shows up right there. • Confirm a month once it's settled. Payments you planned stay unconfirmed until you say they happened, so your schedule never claims something you didn't do. • A reminder on the day you pick. Set one on any debt, even while you add it. Choose the day of the month and the time, and your phone tells you it's time to track what you paid. It opens straight to that debt. • Sort Home your way. By payment day, with this month's payments in order and today marked, or by highest or lowest balance. • The full amortization schedule. Starting balance, payment, interest, principal, total interest, and ending balance for every month of every debt. It opens on today. • Edit anything, one month or many. Change payments or balances across a run of months at once and the whole schedule recalculates. Even the first month's starting balance is yours to set. • Your dates, not the calendar's. Say which day a card's statement closes and which day each payment lands, and every month is measured on your cycle instead of the 1st. • Real APRs. Promotional rates, deferred interest, and more than one rate on the same card. • Loans that haven't started yet. Plan one before it originates and it joins your schedule the month it begins. • The honest warning. If what you're paying will never clear a balance, PaidOff tells you straight and shows you the payment that will. • Back up and sync. Sign in with your phone number to back up your debts and open them on your iPhone or iPad. An account is always optional. • Private by design. Without an account, your financial data lives on your device, and your reminders are scheduled there too. Terms of Use: https://paidoff.io/terms Privacy Policy: https://paidoff.io/privacy

Screenshots

Debt Docket4 screens
PaidOff4 screens

Verdict

The call

The clearest difference is rating: PaidOff at 5.0 against Debt Docket's 2.5. PaidOff also leads on update cadence (every 5 days vs every 3 weeks) and review sentiment (100% vs 86%). Debt Docket's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Docket sells 2 in-app purchases, starting at $4.99 per month and PaidOff sells 2 in-app purchases, starting at $9.00 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

PaidOff holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews point the same way: 86% of Debt Docket's written reviews are positive against 100% of PaidOff's.

UpkeepUpdate frequency

Debt Docket ships an update every 3 weeks, PaidOff every 5 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
Debt Docket versus PaidOff: the parameters behind the verdict, then further details
ParameterDebt DocketPaidOff
PriceFreeFree
Rating2.5 (2 ratings)5.0 (8 ratings) — better
Positive reviews85.7% of reviews100.0% of reviews — better
Number of ratings28 — better
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumAd-supported — better
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better26.0
Further details — not scored
Size28 MB38 MB
Age rating4+17+
DeveloperMehmet AtesAndrew Aquino

Customer experience

Debt Docket

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews7 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

PaidOff

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Debt Docket

Subscriptions2
  • Debt Docket Monthly$4.991 Month
  • Debt Docket Annual$29.991 Year
2 purchases

PaidOff

Subscriptions2
  • PaidOff Plus Monthly$9.001 Month
  • PaidOff Plus Yearly$72.001 Year

Questions

Is Debt Docket free?
Debt Docket is free to download, with in-app purchases available.
Is PaidOff free?
PaidOff is free to download, with in-app purchases available.
Which has better reviews, Debt Docket or PaidOff?
PaidOff is rated higher. Debt Docket averages 2.5 out of 5 from 2 ratings, while PaidOff averages 5.0 from 8 ratings.
Do Debt Docket or PaidOff have ads?
Neither Debt Docket nor PaidOff shows ads.
Which is updated more often, Debt Docket or PaidOff?
Debt Docket ships an update every 3 weeks, and PaidOff every 5 days. Most recently, Debt Docket was updated on November 3, 2026 and PaidOff on October 30, 2026.

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