Pinspay vs Subby
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Pinspay
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Pinspay is a trusted financial services platform in Nigeria, providing fast, secure, and affordable solutions for your everyday payment needs. With Pinspay, you can: β’ Instantly send and receive money with seamless, reliable transfers. β’ Easily pay bills and recharge airtime or data while enjoying special bonuses. β’ Grow your savings effortlessly with friends using our group contributions feature. Experience convenience, savings, and rewards all in one place. Invite your friends and earn instant cashback for every successful referral. Create your Pinspay account today and take a step toward financial freedom. INSTANT, TROUBLE-FREE TRANSFERS β Say goodbye to failed transactions and network delays. Enjoy smooth and rapid money transfers. β Send funds using either a phone number or bank accountβeven to people who don't use Pinspay. β Connected to all major Nigerian banks like Access Bank, Zenith Bank, GTBank, UBA, Ecobank, First Bank, and more, ensuring a secure and dependable banking experience. β Stay on top of your finances by easily viewing all transactions in your "Transaction History." TOP DEALS ON AIRTIME, DATA, AND BILL PAYMENTS β Recharge your MTN, Airtel, Glo, and 9Mobile lines with some of the best deals available. β Pay for electricity, TV subscriptions, water services, internet bills, and more without hassle.
Subby
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Subby Recurring Payments, Simplified Subby is the all-in-one platform for managing recurring payments built for businesses that collect them, and the people who pay them. Whether you run an estate, a waste management company, a gym, a meal-plan service, or a healthcare or insurance business, Subby helps you automate billing and collections so you can focus on running your business, not chasing payments. FOR BUSINESSES Take the manual work out of recurring billing: Create custom payment plans and schedules for your customers Automate collections, payment retries, and renewals Send automatic reminders via WhatsApp, SMS, email, and Telegram Track late payments, customer activity, and revenue performance in real time Reconcile transactions and manage all collections from a single dashboard No more spreadsheets. No more manual reminders. No more chasing down late payments. FOR CUSTOMERS Never lose track of a recurring payment again: View and manage all your recurring services in one place Get timely reminders before payments are due Pay and renew services in just a few taps Track your full payment history and upcoming charges Avoid missed payments and service interruptions WHY SUBBY Recurring payments shouldn't mean recurring headaches. Subby brings structure to both sides of the transaction, helping businesses reduce late payments and administrative overhead, while giving customers a clear, simple way to stay on top of what they owe and when. Download Subby today and take control of recurring payments, whether you're collecting them or paying them.
Screenshots
Verdict
The clearest difference is iOS requirement: Subby at 13.0 against Pinspay's 15.6. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Pinspay | Subby |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | β |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 13.0 β better |
| Further details β not scored | ||
| Size | 31 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | PINSPAYMENT TECH LTD | Akingbade Kayode |
In-app purchases
Pinspay
No in-app purchases
Subby
No in-app purchases









