Sem vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sem
Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.
- Add and manage expenses
- Categorize spending
- Monthly budget overviews
- Push notifications for due dates
- Generate monthly statements
- Light and Dark mode
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Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.
Spending Tracker
Easily organize bills, track expenses, and manage your budget with this lightweight money manager. Log income and expenses, set up recurring transactions, and gain insights into your spending habits. Export your data to a spreadsheet for further analysis.
- Track Apple Pay transactions
- Expense and income logging
- Recurring transaction setup
- Category management
- Data export to spreadsheet
- Offline functionality
- Monthly spending summaries
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Bux is the lightweight spending tracker that makes it simple to organize your bills, track expenses, and stay on budget. Free to try — no sign-up, no credit card required. FEATURES: - Track Apple Pay transactions - Notifications - Log income and expense - Recurring transactions - Categories - Export to spreadsheet - Offline: phone storage only INSIGHTS: - Monthly summary - Category breakdown - Subscriptions tracking - Installment progress Take control of your money — download Bux today!
Screenshots
Verdict
The clearest difference is in-app purchases: Sem at none against Spending Tracker's 1. Sem also leads on iOS requirement (12.0 vs 15.1). Spending Tracker's advantage is update cadence (weekly vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Sem asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Sem against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Sem ships an update every 4 months, Spending Tracker weekly. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.
| Parameter | Sem | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 4 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 53 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Mark Mendoza | FELIPE LINCOLN |
Customer experience
Sem
Spending Tracker
In-app purchases
Sem
No in-app purchases
Spending Tracker
- Lifetime Access$9.99









