Comparison

Sem vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sem

Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.

Highlights
  • Add and manage expenses
  • Categorize spending
  • Monthly budget overviews
  • Push notifications for due dates
  • Generate monthly statements
  • Light and Dark mode
Features
Read full description

Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.

About

Spending Tracker

Easily organize bills, track expenses, and manage your budget with this lightweight money manager. Log income and expenses, set up recurring transactions, and gain insights into your spending habits. Export your data to a spreadsheet for further analysis.

Highlights
  • Track Apple Pay transactions
  • Expense and income logging
  • Recurring transaction setup
  • Category management
  • Data export to spreadsheet
  • Offline functionality
  • Monthly spending summaries
Features
Read full description

Bux is the lightweight spending tracker that makes it simple to organize your bills, track expenses, and stay on budget. Free to try — no sign-up, no credit card required. FEATURES: - Track Apple Pay transactions - Notifications - Log income and expense - Recurring transactions - Categories - Export to spreadsheet - Offline: phone storage only INSIGHTS: - Monthly summary - Category breakdown - Subscriptions tracking - Installment progress Take control of your money — download Bux today!

Screenshots

Sem4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Sem at none against Spending Tracker's 1. Sem also leads on iOS requirement (12.0 vs 15.1). Spending Tracker's advantage is update cadence (weekly vs every 4 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending Tracker sells 1 one-off in-app purchase. Sem asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Sem against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Sem ships an update every 4 months, Spending Tracker weekly. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
Sem versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSemSpending Tracker
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings11
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size53 MB26 MB
Age rating4+4+
DeveloperMark MendozaFELIPE LINCOLN

Customer experience

Sem

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spending Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Sem

No in-app purchases

1 purchases

Spending Tracker

One-time1
  • Lifetime Access$9.99

Questions

Is Sem free?
Sem is free to download, with no in-app purchases.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Sem or Spending Tracker?
Sem and Spending Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Sem or Spending Tracker have ads?
Neither Sem nor Spending Tracker shows ads.
Which is updated more often, Sem or Spending Tracker?
Sem ships an update every 4 months, and Spending Tracker weekly. Most recently, Sem was updated on October 11, 2026 and Spending Tracker on October 16, 2026.

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