Comparison

Sem vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sem

Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.

Highlights
  • Add and manage expenses
  • Categorize spending
  • Monthly budget overviews
  • Push notifications for due dates
  • Generate monthly statements
  • Light and Dark mode
Features
Read full description

Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.

About

Expense Tracker

Features
Read full description

Stop wondering where your money went. Start telling it where to go. Expense Tracker: Budget Planner is your all-in-one money manager, built to track spending, manage bills, and give you a clear picture of your finances every single day. TRACK EVERY DOLLAR • Log daily expenses in seconds • Record income and cash flow • Monitor bills and subscriptions • Manage debts — money you owe and money owed to you AI-POWERED SPENDING INSIGHTS • Personalized analysis of your habits • Spot wasteful or recurring charges instantly • Smart suggestions to help you save more • Like a financial coach in your pocket, 24/7 UNDERSTAND YOUR FINANCES • Smart expense categorization — automatic • Weekly and monthly spending breakdowns • Visual reports that actually make sense • Full cash flow picture at a glance REACH YOUR FINANCIAL GOALS • Set and track savings goals • Build a budget that works for your life • Stay on track, even when life gets busy • Build better money habits over time SIMPLE. POWERFUL. PRIVATE. Clean design. Fast tracking. Your data stays yours — no ads, no sharing. Download free and take control of your finances today. https://mxsolutions.in/budgetapp/terms-and-conditions.html

Screenshots

Sem4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Sem at none against Expense Tracker's 2. Expense Tracker's advantage is update cadence (every 2 weeks vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $12.99 per month. Sem asks for nothing beyond the download.

UpkeepUpdate frequency

Sem ships an update every 4 months, Expense Tracker every 2 weeks. The most recent releases landed on October 11, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 8 level
Sem versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSemExpense Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size53 MB48 MB
Age rating4+4+
DeveloperMark MendozaHemant Kumar

In-app purchases

None

Sem

No in-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • 1 Month Plan$12.991 Month
  • Annual Subscription$89.991 Year

Questions

Is Sem free?
Sem is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Sem or Expense Tracker have ads?
Neither Sem nor Expense Tracker shows ads.
Which is updated more often, Sem or Expense Tracker?
Sem ships an update every 4 months, and Expense Tracker every 2 weeks. Most recently, Sem was updated on October 11, 2026 and Expense Tracker on October 6, 2026.

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