Comparison

Sem vs Budget planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sem

Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.

Highlights
  • Add and manage expenses
  • Categorize spending
  • Monthly budget overviews
  • Push notifications for due dates
  • Generate monthly statements
  • Light and Dark mode
Features
Read full description

Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.

About

Budget planner

Manage your daily expenses, plan budgets, and achieve financial goals with this comprehensive tool. Track spending, set budgets, and receive bill reminders to stay organized and in control of your money.

Highlights
  • Smart expense tracking
  • Budget planning
  • Insightful reports
  • Bill reminders
  • Custom categories
  • Multi-currency support
Features
Read full description

Take full control of your finances with Budget Planner – Expense Tracker, your all-in-one solution for managing daily expenses, planning budgets, and achieving your financial goals. Whether you're saving for something big or just trying to cut unnecessary spending, this app helps you stay organized and in control—anytime, anywhere. - Smart Expense Tracking Easily record your daily income and expenses in seconds. Categorize transactions to understand exactly where your money goes. - Budget Planning Made Simple Set monthly or custom budgets and track your progress in real time. Stay within limits and avoid overspending effortlessly. - Insightful Reports & Analytics Visual charts and detailed reports help you analyze spending habits and make smarter financial decisions. - Bill Reminders & Alerts Never miss a payment again. Get reminders for bills, subscriptions, and important expenses. - Custom Categories Create and manage your own categories for personalized expense tracking. - Secure & Private Your financial data stays safe with advanced security and privacy protection. - Multi-Currency Support Perfect for travelers and global users—track expenses in multiple currencies. - Why Choose Budget Planner? • Simple & intuitive interface • Powerful budgeting tools • Detailed financial insights • Helps build better money habits Start your journey toward financial freedom today with Budget Planner – Expense Tracker. Read our full Terms of Service and our Privacy Policy at: * Link to Privacy Policy: https://budgetplannerexpense.blogspot.com/2026/04/privacy-policy.html * Link to EULA: https://budgetplannerexpense.blogspot.com/2026/04/eula.html * Link to Terms of use: https://budgetplannerexpense.blogspot.com/2026/04/terms-conditions.html

Screenshots

Sem4 screens
Budget planner4 screens

Verdict

The call

The clearest difference is in-app purchases: Sem at none against Budget planner's 3. Sem also leads on ads (none vs shown) and iOS requirement (12.0 vs 16.0). On price, rating, ratings volume and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget planner sells 3 in-app purchases, starting at $2.99 per 7 days. Sem asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Sem against 5.0 for Budget planner. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Scorecard4 real differences · 6 level
Sem versus Budget planner: the parameters behind the verdict, then further details
ParameterSemBudget planner
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings11
Update frequencyEvery 4 months—
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.0
Further details — not scored
Size53 MB23 MB
Age rating4+4+
DeveloperMark MendozaChampaben Virani

In-app purchases

None

Sem

No in-app purchases

3 purchases

Budget planner

Subscriptions3
  • Weekly$2.997 Days
  • Monthly$5.991 Month
  • Yearly$9.991 Year

Questions

Is Sem free?
Sem is free to download, with no in-app purchases.
Is Budget planner free?
Budget planner is free to download, with in-app purchases available.
Which has better reviews, Sem or Budget planner?
Sem and Budget planner are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Sem or Budget planner have ads?
Budget planner shows ads; Sem does not.

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