Comparison

Bear Loan Calculator vs Uprova

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bear Loan Calculator

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

Highlights
  • Monthly loan payment calculation
  • Repayment schedule generation
  • Loan repayment reminders
  • Export amortization table to Excel
  • Supports personal loans and mortgages
  • Multiple repayment methods
Features
Read full description

Bear Loan Calculator is a powerful loan calculator app that helps users calculate their monthly loan payments, including both principal and interest. With a user-friendly interface and a variety of features, our app makes it easy to plan and manage your loan payments. With Bear Loan Calculator, you can generate a repayment schedule, which allows you to see how much you'll need to pay each month over the life of the loan. You can then save the schedule for future reference or export it to an Excel file for further analysis. Our app also allows you to add loan repayment reminders to your calendar. This way, you'll never miss a payment and can stay on top of your finances. Additionally, you can set up reminders for loan application deadlines or target repayment dates, so that you can stay on track to meet your financial goals. Features: * Supports calculations for two types of loans, personal loans and mortgages * Support 4 repayment methods, fixed interest, equal principal and interest, equal principal, interest before principal * Support saving calculation results, which can be easily viewed in the record page * Support exporting amortization table to Excel file * Support adding the repayment plan to the calendar, and set reminders, so as not to miss every repayment * No network connection is required, all functions can be used to help you save traffic In summary, Bear Loan Calculator is a must-have tool for anyone looking to manage their personal loans more effectively. Whether you're new to borrowing or a seasoned financial professional, our app has all the features you need to stay on top of your debt repayment. Terms of Use : https://c.bapps.uk/terms-of-use Privacy Policy: https://c.bapps.uk/privacy-policy

About

Uprova

Access fast, personal loans for emergencies and cash-flow needs. Receive quick approvals and funds within 30 minutes, with no collateral required. Build credit with timely payments and enjoy flexible repayment options.

Highlights
  • Fast loan approvals
  • Funds within 30 minutes
  • No collateral required
  • Flexible repayment options
  • Build credit history
  • No prepayment penalties
  • Easy application process
Features
Read full description

With the Uprova Loans mobile app, you'll have 24/7 access to manage your account all in one place. New loans are not available on the Uprova Loans mobile app. App features include: • View account balance, next payment due date and payment amount. • Schedule an additional payment. • Access account documents, including your payment schedule. • Get a payoff quote or schedule a pay-in-full. Download today!

Screenshots

Bear Loan Calculator4 screens
Uprova4 screens

Verdict

The call

The clearest difference is rating: Bear Loan Calculator at 4.7 against Uprova's 1.7. Bear Loan Calculator also leads on update cadence (every 2 weeks vs every 3 months). Uprova's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bear Loan Calculator sells 3 in-app purchases, starting at $3.99 per month. Uprova asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Bear Loan Calculator holds the better App Store score, 4.7 against 1.7. Both are backed by a comparable volume of ratings — 61 and 27 respectively.

UpkeepUpdate frequency

Bear Loan Calculator ships an update every 2 weeks, Uprova every 3 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Bear Loan Calculator versus Uprova: the parameters behind the verdict, then further details
ParameterBear Loan CalculatorUprova
PriceFreeFree
Rating4.7 (61 ratings) — better1.7 (27 ratings)
Positive reviews—0.0% of reviews
Number of ratings61 — better27
Update frequencyEvery 2 weeks — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.6
Further details — not scored
Size30 MB39 MB
Age rating4+17+
Developer娜 杨Uprova Credit, LLC

Customer experience

Bear Loan Calculator

All ratings60 ratings
Positive91.7%
Neutral0.0%
Negative8.3%

Uprova

All ratings27 ratings
Positive18.5%
Neutral0.0%
Negative81.5%
Written reviews12 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

3 purchases

Bear Loan Calculator

Subscriptions2
  • Pro Monthly Subscription$3.991 Month
  • Pro Yearly Subscription3 Days trial$9.991 Year
One-time1
  • Pro Version Lifetime$12.99
None

Uprova

No in-app purchases

Questions

Is Bear Loan Calculator free?
Bear Loan Calculator is free to download, with in-app purchases available.
Is Uprova free?
Uprova is free to download, with no in-app purchases.
Which has better reviews, Bear Loan Calculator or Uprova?
Bear Loan Calculator is rated higher. Bear Loan Calculator averages 4.7 out of 5 from 61 ratings, while Uprova averages 1.7 from 27 ratings.
Do Bear Loan Calculator or Uprova have ads?
Bear Loan Calculator shows ads; Uprova does not.
Which is updated more often, Bear Loan Calculator or Uprova?
Bear Loan Calculator ships an update every 2 weeks, and Uprova every 3 months. Most recently, Bear Loan Calculator was updated on November 3, 2026 and Uprova on October 30, 2026.

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