Comparison

Bear Loan Calculator vs RentSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bear Loan Calculator

Easily calculate monthly loan payments, including principal and interest. Generate detailed repayment schedules, set payment reminders, and export data to Excel. Manage personal loans and mortgages effectively.

Highlights
  • Monthly loan payment calculation
  • Repayment schedule generation
  • Loan repayment reminders
  • Export amortization table to Excel
  • Supports personal loans and mortgages
  • Multiple repayment methods
Features
Read full description

Bear Loan Calculator is a powerful loan calculator app that helps users calculate their monthly loan payments, including both principal and interest. With a user-friendly interface and a variety of features, our app makes it easy to plan and manage your loan payments. With Bear Loan Calculator, you can generate a repayment schedule, which allows you to see how much you'll need to pay each month over the life of the loan. You can then save the schedule for future reference or export it to an Excel file for further analysis. Our app also allows you to add loan repayment reminders to your calendar. This way, you'll never miss a payment and can stay on top of your finances. Additionally, you can set up reminders for loan application deadlines or target repayment dates, so that you can stay on track to meet your financial goals. Features: * Supports calculations for two types of loans, personal loans and mortgages * Support 4 repayment methods, fixed interest, equal principal and interest, equal principal, interest before principal * Support saving calculation results, which can be easily viewed in the record page * Support exporting amortization table to Excel file * Support adding the repayment plan to the calendar, and set reminders, so as not to miss every repayment * No network connection is required, all functions can be used to help you save traffic In summary, Bear Loan Calculator is a must-have tool for anyone looking to manage their personal loans more effectively. Whether you're new to borrowing or a seasoned financial professional, our app has all the features you need to stay on top of your debt repayment. Terms of Use : https://c.bapps.uk/terms-of-use Privacy Policy: https://c.bapps.uk/privacy-policy

About

RentSplit

Features
Read full description

Stop the rent and shared bill math headache. RentSplit is a clean, local-only tool designed to help you track household spending, manage roommates, and see a clear settlement guide instantly.Whether you are splitting a $2,000 rent or a $50 grocery bill, RentSplit ensures everyone pays exactly what they owe. Why RentSplit? NEW: Reliable Local Storage: No more losing data. Your expenses are now saved directly to your device so they are ready every time you open the app. NEW: Smart Reset Options: We’ve expanded your control. Choose to "Erase All" or use the new "Erase Expenses" to clear the bills while keeping your roommate list intact for the next calculation. Privacy First: No accounts, no cloud, and no data tracking. Your financial data stays 100% on your device. The "Shared Amount" Logic: Set a shared target (like monthly rent) and see exactly how individual expenses contribute to covering that total. Clean & Fast: No clutter, no ads—just the tools you need to settle up. A Note from the Developer:The journey of RentSplit began in 2021 as a personal project for my family. After years of using it every "Rent Day," I began building this native iOS version in October 2025. Following our initial March release—which ran on RAM with a single reset—I’ve listened to feedback and upgraded the app with persistent local storage and smarter reset options to make your monthly transitions even smoother .Built by a roommate, for roommates.

Screenshots

Bear Loan Calculator4 screens
RentSplit4 screens

Verdict

The call

The clearest difference is in-app purchases: RentSplit at none against Bear Loan Calculator's 3. RentSplit also leads on ads (none vs shown). Bear Loan Calculator's advantage is iOS requirement (15.6 vs 17.6). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bear Loan Calculator sells 3 in-app purchases, starting at $3.99 per month. RentSplit asks for nothing beyond the download.

UpkeepUpdate frequency

Bear Loan Calculator ships an update every 2 weeks, RentSplit fortnightly. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 6 level
Bear Loan Calculator versus RentSplit: the parameters behind the verdict, then further details
ParameterBear Loan CalculatorRentSplit
PriceFreeFree
Rating4.7 (60 ratings) — better—
Number of ratings60 — better—
Update frequencyEvery 2 weeks — betterFortnightly
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better17.6
Further details — not scored
Size30 MB3 MB
Age rating4+4+
Developer娜 杨Sudeep SHARMA

In-app purchases

3 purchases

Bear Loan Calculator

Subscriptions2
  • Pro Monthly Subscription$3.991 Month
  • Pro Yearly Subscription$9.991 Year
One-time1
  • Pro Version Lifetime$12.99
None

RentSplit

No in-app purchases

Questions

Is Bear Loan Calculator free?
Bear Loan Calculator is free to download, with in-app purchases available.
Is RentSplit free?
RentSplit is free to download, with no in-app purchases.
Do Bear Loan Calculator or RentSplit have ads?
Bear Loan Calculator shows ads; RentSplit does not.
Which is updated more often, Bear Loan Calculator or RentSplit?
Bear Loan Calculator ships an update every 2 weeks, and RentSplit fortnightly. Most recently, Bear Loan Calculator was updated on October 9, 2026 and RentSplit on October 7, 2026.

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