Comparison

兴业证券优理宝 vs 中金财富

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

兴业证券优理宝

This platform offers stock trading, fund investment, and wealth management services. It provides tools for stock selection, market monitoring, and intelligent trading, along with personalized financial news and expert advice.

Highlights
  • Stock trading and account opening
  • Fund investment and wealth management
  • Intelligent stock selection
  • Real-time market monitoring
  • Intelligent trading strategies
  • Personalized financial news
  • Expert investment advice
Features
Read full description

「知己理财App」(原“兴业证券优理宝App”)是兴业证券精心打造的股票开户交易、基金投资理财平台。发挥兴证集团优质的投研投顾能力,依托“知己享投”“知己优投”“知己智投”三大服务品牌,提供丰富的交易品种和智能化投资工具,推出选股、诊股、盯盘、交易、分析等一系列功能,为客户打造全方位、个性化、特色化的内容服务,是值得投资者信赖的券商APP! 【荣誉奖项】  1)2025年中国证券业APP先锋君鼎奖 2)2024年中国证券业数字化先锋APP君鼎奖 3)2023年金鼎奖最受用户喜爱APP 4)2022年中国证券业十大品牌APP君鼎奖 【特色服务】 1、智能交易——波段赢家助力把握中短线交易机会,ETF发车宝选基、配仓、止盈一站闭环。 2、智能盯盘——六大盯盘策略,覆盖股票、指数、基金、债券等各类资产标的。  3、智能选股——形态、主题、条件、策略,多维度选股更专业。 4、知己管家——AI投资伙伴,语音指令直达全应用,7×24小时专属陪伴。 5、智能内容——涨停聚焦、图解财报、一图读懂等多重分析,捕捉市场热点,看懂题材趋势。 6、兴证研报——“新财富”分析师团队深度解析市场行情。 7、金牌投顾——专业、专心、专属的优质投顾服务。 【联系方式】有任何问题,欢迎和我们联系:  1、打开App-右上角-知己管家;  2、拨打服务热线:95562,人工服务时间为交易日8:30-18:00。 *投资有风险,入市需谨慎。部分功能需满足适当性管理相关要求

About

中金财富

Features
Read full description

大型证券公司、专业财富管理背景--中国中金财富证券有限公司官方出品! 提供开户、行情、资讯、交易一站式服务,专业又易用! 无需开户即可免费试用,中金财富为您免费提供所有功能! 【快捷开户】刷脸快速开户,万2.5低佣金 【智能盯盘】股票盯盘系统、智能预警系统、个股异动提醒 【高速行情】市场瞬息万变,行情高速刷新,动态一网打尽 【一键打新】新股定时申购提醒,多只新股也能轻松批量申购 【实时E讯】操盘提示、投研报告、新闻资讯,热点及时送达,资讯应有尽有 【畅快投资】普通交易、融资融券、开放式基金、分级基金、股转交易,金融超市层级产品一应俱全,任凭君选 【私人定制】两款皮肤,颜值爆表;订阅自选,随心而动 投资皆有风险,应谨慎至上!

Screenshots

兴业证券优理宝4 screens
中金财富4 screens

Verdict

The call

The clearest difference is rating: 兴业证券优理宝 at 2.6 against 中金财富's 1.9. 兴业证券优理宝 also leads on review sentiment (76% vs 59%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 兴业证券优理宝 sells 10 one-off in-app purchases and 中金财富 sells 10 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

兴业证券优理宝 holds the better App Store score, 2.6 against 1.9. Both are backed by a comparable volume of ratings — 14 and 20 respectively. Written reviews point the same way: 76% of 兴业证券优理宝's written reviews are positive against 59% of 中金财富's.

UpkeepUpdate frequency

兴业证券优理宝 ships an update fortnightly, 中金财富 every 2 weeks. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

Scorecard2 real differences · 8 level
兴业证券优理宝 versus 中金财富: the parameters behind the verdict, then further details
Parameter兴业证券优理宝中金财富
PriceFreeFree
Rating2.6 (14 ratings) — better1.9 (20 ratings)
Positive reviews76.5% of reviews — better59.5% of reviews
Number of ratings1420 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPod, Apple Watch — betteriPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size478 MB414 MB
Age rating17+17+
Developer兴业证券股份有限公司CHINA CICC WEALTH MANAGEMENT SECURITIES COMPANY LIMITED

Customer experience

兴业证券优理宝

All ratings14 ratings
Positive35.7%
Neutral7.1%
Negative57.1%
Written reviews34 reviews
Positive76.5%
Neutral2.9%
Negative20.6%

中金财富

All ratings20 ratings
Positive20.0%
Neutral5.0%
Negative75.0%
Written reviews37 reviews
Positive59.5%
Neutral5.4%
Negative35.1%

In-app purchases

10 purchases

兴业证券优理宝

One-time10
  • 整体提佣0728$0.99
  • 斗转星移-1个月$29.99
  • 趋势向上-1个月$99.99
Show 7 more
  • 繁花-1个月$149.99
  • 湘江价值-1个月$149.99
  • 趋势向上-3个月$249.99
  • 斗转星移-12个月$299.99
  • 繁花-3个月$399.99
  • 湘江价值-3个月$399.99
  • 趋势向上-12个月$999.99
10 purchases

中金财富

One-time10
  • level2-1个月$0.99
  • 相似K线1个月$3.99
  • 多空信号1个月$6.99
Show 7 more
  • level2-6个月$6.99
  • level2-12个月$12.99
  • 趋势信号灯1个月$17.99
  • AI金股一个月$32.99
  • AI金股三个月$89.99
  • AI金股六个月$179.99
  • AI金股十二个月$299.99

Questions

Is 兴业证券优理宝 free?
兴业证券优理宝 is free to download, with in-app purchases available.
Is 中金财富 free?
中金财富 is free to download, with in-app purchases available.
Which has better reviews, 兴业证券优理宝 or 中金财富?
兴业证券优理宝 is rated higher. 兴业证券优理宝 averages 2.6 out of 5 from 14 ratings, while 中金财富 averages 1.9 from 20 ratings.
Do 兴业证券优理宝 or 中金财富 have ads?
Neither 兴业证券优理宝 nor 中金财富 shows ads.
Which is updated more often, 兴业证券优理宝 or 中金财富?
兴业证券优理宝 ships an update fortnightly, and 中金财富 every 2 weeks. Most recently, 兴业证券优理宝 was updated on November 6, 2026 and 中金财富 on November 9, 2026.

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