ShiftKey Wallet vs My Vault Card Plus

ShiftKey users: Get paid instantly¹ and take control of your finances with ShiftKey Wallet, powered by Branch. Instant Access to Payments¹ Money lands in your account moments after your invoice is approved.¹ You get a digital debit card and business account⁴, without the hassle of minimum balances, credit checks, or monthly account fees. FDIC-backed Security Your hard-earned money is protected, thanks to FDIC deposit insurance from Evolve Bank & Trust. Financial Flexibility Make payments using your Mastercard debit card, or connect your digital card directly to Apple Pay. You can also link to your favorite apps, like Venmo and PayPal. With ShiftKey Wallet, you can: • Easily manage your budget, pay bills, and achieve savings goals • Earn cash back rewards for everyday purchases • Use your ShiftKey Card wherever Mastercard is accepted⁴ • Easily withdraw cash at any of the 55,000+ ATMs in the Allpoint Network² • Transfer money to another bank account or debit card³ Start your account setup in the ShiftKey App. Disclosures ¹ Timing of payments may vary based on invoice approvals and are subject to a $2.95 fee per payment from ShiftKey. Manual review of an invoice usually takes less than 24 hours but can take up to a week. Once your invoice is approved, we can start processing your payment. ² There are no in-network ATM fees for the first 8 transactions per month. A $2 ATM fee will apply for any in-network ATM withdrawal after the eighth transaction within any given month. ³ There is no cost to use the ShiftKey Wallet app or debit card. However, you may incur a small fee if you choose to instantly transfer your funds to an external debit card or account. ⁴ Banking services are provided by Evolve Bank & Trust, Member FDIC. ShiftKey Wallet, powered by Branch, is a Mastercard business debit card and account issued by Evolve Bank & Trust, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations.

Manage Your New Vault Visa® Payroll Card with Ease My Vault Card Plus gives you access to manage your Vault Visa® Payroll Card anytime, anywhere. Check your balance, review transactions, and stay in control of your pay directly from your mobile device. This app is for employees who use Paycom's HR and payroll technology at work and have enrolled for the Vault Visa® Payroll Card through Paycom's Employee Self-Service®. Stay on Top of Your Pay Instantly check your available balance and see recent payroll and direct deposits so you always know how much money you have and where it’s going. Start Spending Right Away Add your Vault card to Apple Pay®/Google Pay® right away to make quick, secure purchases in stores and online while you wait for your physical card to arrive by mail. (Once your physical card arrives, you can add Vault to Samsung Pay® as well.) Track Spending View your transaction history to monitor purchases, ATM withdrawals, and everyday spending. Find Nearby ATMs Enjoy easy access to cash at over 40,000 no-fee Allpoint® ATMs in the U.S. and Puerto Rico.* Secure and Convenient Your payroll card information is protected with secure access, so you can manage your money confidently from your phone. *See app or visit myvaultcard.com for surcharge-free Allpoint ATM locations. Fees apply for out-of-network withdrawals. See your Cardholder Agreement for full list of applicable fees for your card. ATM limits apply. The Vault Visa® Payroll Card is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa USA, Inc. and can be used everywhere Visa debit cards are accepted. Allpoint is a registered trademark of ATM National LLC. Visa is a registered trademark of Visa International Service Association. Apple Pay is a registered trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple, Inc., registered in the U.S. and other countries. Google and Google Pay are registered trademarks of Google, LLC. Samsung and Samsung Pay are trademarks owned by Samsung Electronics Co., Ltd. All other marks and logos are the property of Paycom or the respective owners of such marks and logos.