ShiftKey Wallet vs PayMeRN

ShiftKey users: Get paid instantly¹ and take control of your finances with ShiftKey Wallet, powered by Branch. Instant Access to Payments¹ Money lands in your account moments after your invoice is approved.¹ You get a digital debit card and business account⁴, without the hassle of minimum balances, credit checks, or monthly account fees. FDIC-backed Security Your hard-earned money is protected, thanks to FDIC deposit insurance from Evolve Bank & Trust. Financial Flexibility Make payments using your Mastercard debit card, or connect your digital card directly to Apple Pay. You can also link to your favorite apps, like Venmo and PayPal. With ShiftKey Wallet, you can: • Easily manage your budget, pay bills, and achieve savings goals • Earn cash back rewards for everyday purchases • Use your ShiftKey Card wherever Mastercard is accepted⁴ • Easily withdraw cash at any of the 55,000+ ATMs in the Allpoint Network² • Transfer money to another bank account or debit card³ Start your account setup in the ShiftKey App. Disclosures ¹ Timing of payments may vary based on invoice approvals and are subject to a $2.95 fee per payment from ShiftKey. Manual review of an invoice usually takes less than 24 hours but can take up to a week. Once your invoice is approved, we can start processing your payment. ² There are no in-network ATM fees for the first 8 transactions per month. A $2 ATM fee will apply for any in-network ATM withdrawal after the eighth transaction within any given month. ³ There is no cost to use the ShiftKey Wallet app or debit card. However, you may incur a small fee if you choose to instantly transfer your funds to an external debit card or account. ⁴ Banking services are provided by Evolve Bank & Trust, Member FDIC. ShiftKey Wallet, powered by Branch, is a Mastercard business debit card and account issued by Evolve Bank & Trust, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted subject to certain restrictions, local laws, and regulations.

Track shifts, calculate pay, and see your true take-home—without the spreadsheet headache. Designed for nurses and healthcare workers, this app helps you log shifts in seconds and turn them into clear earnings estimates. Enter your base rate, add differentials (like nights, weekends, and charge), and include overtime rules to get an accurate breakdown of what you can expect to earn. You can also factor in deductions to see a more realistic take-home estimate, not just gross pay. Key features: • Fast shift tracking with customizable hours and pay rates • Overtime + differential support for common nursing pay scenarios • Recent calculations so you can quickly revisit your latest estimates • Income projections to plan your week or month with confidence • Clear breakdowns that make it easy to spot surprises before payday Whether you’re picking up PRN shifts, balancing multiple jobs, or just trying to budget better, this app gives you pay clarity—before payday hits. Privacy Policy: https://paymern.com/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/