Comparison

JOI vs CartAGRO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JOI

Features
Read full description

“Just Own It" is an e-commerce application with a special offering of an instant asset financing process that aggregates credit offerings from different banks in one platform. The Application is available to all customers of registered Bank(s) on the Platform. Users can browse through and purchase products available on the platform either outright (one-off) or by using an installment payment (monthly repayment) option provided by partnering BNPL payment gateways. The Application helps customers enjoy the following: - Access to devices and appliances through a robust loan Asset acquisition process. - Attractive rates for Assets of choice and options for delivery. - Flexible Repayment Plan These assets are in the category of: · Mobile · Consumer Electronics · Computing · Software · Power · Prints and more. To enjoy the App simply do the following below: 1. Download the App 2. Click on Signup 3. Login 4. View devices and make a request 5. Select bank of choice 6. Select delivery type 7. Submit a request 8. Receives an OTP for validation 9. Bank does KYC 10. Notification of Asset loan approval 11. Disbursement

About

CartAGRO

A global digital marketplace connecting farmers, buyers, and businesses in agriculture. It offers a payment wallet to simplify transactions and promote sustainable farming practices.

Highlights
  • Global agri-tech marketplace
  • Connects farmers, buyers, businesses
  • Digital transaction platform
  • Payment wallet system
  • Sustainable agriculture focus
Features
Read full description

CartAGRO is an Agri-tech hub that connects farmers, buyers, and businesses globally through a digital marketplace. The platform features a payment wallet system to streamline transactions, enhance market access, and foster sustainable agriculture.

Screenshots

JOI4 screens
CartAGRO4 screens

Verdict

The call

The clearest difference is update cadence: CartAGRO at fortnightly against JOI's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

JOI ships an update every 2 months, CartAGRO fortnightly. The most recent releases landed on September 8, 2026 and June 1, 2026 respectively.

Scorecard1 real difference · 9 level
JOI versus CartAGRO: the parameters behind the verdict, then further details
ParameterJOICartAGRO
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.012.0
Further details — not scored
Size76 MB96 MB
Age rating17+4+
DeveloperTechnology distributions LtdCartagro International LLC

In-app purchases

None

JOI

No in-app purchases

None

CartAGRO

No in-app purchases

Questions

Is JOI free?
JOI is free to download, with no in-app purchases.
Is CartAGRO free?
CartAGRO is free to download, with no in-app purchases.
Do JOI or CartAGRO have ads?
Neither JOI nor CartAGRO shows ads.
Which is updated more often, JOI or CartAGRO?
JOI ships an update every 2 months, and CartAGRO fortnightly. Most recently, JOI was updated on September 8, 2026 and CartAGRO on June 1, 2026.

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