JOI vs CartAGRO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JOI
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“Just Own It" is an e-commerce application with a special offering of an instant asset financing process that aggregates credit offerings from different banks in one platform. The Application is available to all customers of registered Bank(s) on the Platform. Users can browse through and purchase products available on the platform either outright (one-off) or by using an installment payment (monthly repayment) option provided by partnering BNPL payment gateways. The Application helps customers enjoy the following: - Access to devices and appliances through a robust loan Asset acquisition process. - Attractive rates for Assets of choice and options for delivery. - Flexible Repayment Plan These assets are in the category of: · Mobile · Consumer Electronics · Computing · Software · Power · Prints and more. To enjoy the App simply do the following below: 1. Download the App 2. Click on Signup 3. Login 4. View devices and make a request 5. Select bank of choice 6. Select delivery type 7. Submit a request 8. Receives an OTP for validation 9. Bank does KYC 10. Notification of Asset loan approval 11. Disbursement
CartAGRO
A global digital marketplace connecting farmers, buyers, and businesses in agriculture. It offers a payment wallet to simplify transactions and promote sustainable farming practices.
- Global agri-tech marketplace
- Connects farmers, buyers, businesses
- Digital transaction platform
- Payment wallet system
- Sustainable agriculture focus
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CartAGRO is an Agri-tech hub that connects farmers, buyers, and businesses globally through a digital marketplace. The platform features a payment wallet system to streamline transactions, enhance market access, and foster sustainable agriculture.
Screenshots
Verdict
The clearest difference is update cadence: CartAGRO at fortnightly against JOI's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JOI ships an update every 2 months, CartAGRO fortnightly. The most recent releases landed on September 8, 2026 and June 1, 2026 respectively.
| Parameter | JOI | CartAGRO |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 76 MB | 96 MB |
| Age rating | 17+ | 4+ |
| Developer | Technology distributions Ltd | Cartagro International LLC |
In-app purchases
JOI
No in-app purchases
CartAGRO
No in-app purchases









