JOI vs Fair Vendor
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
JOI
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βJust Own It" is an e-commerce application with a special offering of an instant asset financing process that aggregates credit offerings from different banks in one platform. The Application is available to all customers of registered Bank(s) on the Platform. Users can browse through and purchase products available on the platform either outright (one-off) or by using an installment payment (monthly repayment) option provided by partnering BNPL payment gateways. The Application helps customers enjoy the following: - Access to devices and appliances through a robust loan Asset acquisition process. - Attractive rates for Assets of choice and options for delivery. - Flexible Repayment Plan These assets are in the category of: Β· Mobile Β· Consumer Electronics Β· Computing Β· Software Β· Power Β· Prints and more. To enjoy the App simply do the following below: 1. Download the App 2. Click on Signup 3. Login 4. View devices and make a request 5. Select bank of choice 6. Select delivery type 7. Submit a request 8. Receives an OTP for validation 9. Bank does KYC 10. Notification of Asset loan approval 11. Disbursement
Fair Vendor
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Introducing our convenient and flexible Instalment Payment app for vendors! With our app, you can create an online store with your logo, list your products and manage inventory levels in real-time, set custom prices and shipping options for each product, receive notifications when orders are placed, shipped, and received, track your sales and earnings in real-time, manage your orders and respond to customer inquiries, and receive payouts directly to your wallet on the app. Our app is designed to make it easy for you to focus on what matters most - selling your products and growing your business. With our secure payment system and robust infrastructure, you can trust that your sales are protected and your customers are satisfied.
Screenshots
Verdict
The clearest difference is ads: JOI at none against Fair Vendor's shown. Fair Vendor's advantage is update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JOI ships an update every 2 months, Fair Vendor every 3 weeks. The most recent releases landed on September 8, 2026 and September 20, 2026 respectively.
| Parameter | JOI | Fair Vendor |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 weeks β better |
| Ads | No β better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details β not scored | ||
| Size | 76 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | Technology distributions Ltd | Smallsmall Technology |
In-app purchases
JOI
No in-app purchases
Fair Vendor
No in-app purchases








