Budget Bestie vs Splitip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Bestie
This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.
- Digital cash stuffing method
- Customizable expense envelopes
- Automated spending tracking
- Bill payment reminders
- Savings goal management
- Budgeting by pay schedule
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hey bestie, ready to make budgeting effortless? with budget bestie, you can take full control of your money on your own terms—whether you get paid weekly, biweekly, twice a month, or monthly, we’ve got you covered. using the cash stuffing method, you’ll say goodbye to stress and hello to a budgeting approach that fits your life perfectly. okay but what’s cash stuffing? 1. create envelopes – create an envelope for each expense category like food, eating out, rent 2. stuff your envelopes – put all of your cash into envelopes based on how much you’ll spend before you get paid again 3. spend your money – this is the fun part - don’t feel guilty for spending your hard earned money. when you buy something, use the cash from the corresponding envelope 4. get paid, repeat - record your income (cha-ching) and go back to step 2, stuff your envelopes how budget bestie works - no need to carry cash - we’ve taken this 100+ year old proven technique and put it in your iPhone - say bye to math and spreadsheets - we’ll recommend how much to stuff into each envelope based on previous spending habits and upcoming bills - avoid late fees by getting reminded - we’ll send you a notification when you haven’t recorded paying a recurring expense - hit your savings goals - create savings envelopes and we’ll make sure you’re on track to hit your goals - budget on your schedule - whether it’s weekly, biweekly, twice a month, or monthly, you can budget based on what works for you what our besties are saying: “First full month of the app and it's so simple. I've not had to dip into my emergency fund or sinking fund or use overdraft. I've even managed to put some money towards debt and not reuse it” - @Nicola Disney Pomeranian Mummy "Been using budget bestie for a month!The monthly recap made me realize I spend so much on little things (like buying to go lunch everyday) since it's in budget, but never seen how much it adds up" – @Julia "This app is great I have been searching for a budgeting app that lets me budget per check and this is it” - @Chy6699 “Definitely helped me the last two weeks. Can't wait to see how much money I can save.” - @Erin Backes subscription details: before your free trial begins, you’ll choose between a monthly or annual subscription. subscriptions are billed and managed directly by Apple. you can manage or cancel your subscription anytime within your iPhone settings app. terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Splitip
Effortlessly split bills and calculate individual expenses with proportional tax and tip distribution. Scan receipts using OCR to automatically extract line items, assign them to individuals, and generate shareable summaries. Offers host and self-service modes for flexible group bill management.
- Receipt scanning with OCR
- Proportional tax & tip distribution
- Host and Self-Service splitting modes
- Bill history with search and filter
- Export bills to CSV
- Integrated payment links
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Splitip - Scan Receipts & Split Bills Fairly Stop overpaying when splitting restaurant bills. Splitip calculates exactly what you owe based on what you ordered—with tax and tip distributed proportionally, not equally. Now with receipt scanning so you don't have to type a thing. SCAN YOUR RECEIPTS Point your camera at any receipt and Splitip reads it instantly. OCR technology extracts every line item automatically—just review, assign items to people, and split. No more squinting at receipts or manually entering prices. TWO FLEXIBLE MODES Host Mode - Take charge of the bill Enter what everyone ordered or scan the receipt and assign items. Splitip instantly calculates each person's share including their proportional tax and tip. Generate a shareable summary showing exactly what everyone owes. Perfect for group dinners where one person is handling the bill. Self-Service Mode - Let everyone calculate their own Generate a shareable link where each person enters what they ordered. They instantly see their total including their fair share of tax and tip. No app download required for your friends—they just open the link. SMART CALCULATIONS The math is transparent: if you ordered 30% of the food, you pay 30% of the tax and tip. Simple, fair, and accurate. Each person pays proportionally based on their actual orders, not arbitrary equal splits. COMPREHENSIVE BILL HISTORY Never lose track of expenses: • Automatic bill history with timestamps • Search by restaurant name or date • Sort by newest/oldest, amount high-low, or name A-Z • Filter by favorites or view all bills • Tap any bill to see the full breakdown • Edit bill names anytime • Export everything to CSV for expense reports SEAMLESS PAYMENTS Set your preferred payment methods (Venmo, Zelle, PayPal) and contact info in settings. Your payment details are automatically included in every bill summary, making it easy for friends to pay you instantly. KEY FEATURES • Receipt scanning with OCR • Proportional tax & tip distribution • Host and Self-Service splitting modes • Save and organize unlimited bills • Search, sort, and filter bill history • Mark bills as favorites for quick access • Export all bills to CSV • Integrated payment links (Venmo, Zelle, PayPal) • Edit bill names and details • Share bills via link or native share • Expandable person cards showing item-by-item breakdown • Real-time calculation as you add items • Dark mode and light mode support • Clean, intuitive interface PRIVACY-FIRST DESIGN Your data stays on your device. Period. • No account required • No data collection or tracking • No backend servers storing your information • All calculations happen locally on your phone • Receipt photos are processed on-device and never uploaded • No ads, no analytics, 100% private PERFECT FOR • Restaurant dinners with friends • Team lunches and work outings • Group trips and shared expenses • Roommate meal splitting • Expense tracking and reimbursements • Any situation where fair splitting matters HOW IT WORKS 1. Choose Host or Self-Service mode 2. Scan your receipt or enter items manually 3. Assign items to each person 4. View the detailed breakdown showing each person's share 5. Share payment info and settle up 6. Bill automatically saved to history FREE FOREVER No subscriptions, no premium tiers, no hidden fees. Splitip is completely free because fair bill splitting should be accessible to everyone.
Screenshots
Verdict
The clearest difference is review sentiment: Splitip at 100% against Budget Bestie's 31%. Splitip also leads on in-app purchases (none vs 8) and ads (none vs shown). Budget Bestie's advantage is ratings volume (3.2K vs 6) and update cadence (fortnightly vs every 2 months). On price and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Bestie sells 6 in-app purchases, starting at $4.99 per month. Splitip asks for nothing beyond the download.
Splitip holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget Bestie has 3.2K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 31% of Budget Bestie's written reviews are positive against 100% of Splitip's.
Budget Bestie ships an update fortnightly, Splitip every 2 months. The most recent releases landed on October 14, 2026 and September 27, 2026 respectively.
| Parameter | Budget Bestie | Splitip |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3.2K ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 31.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 3.2K — better | 6 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #63 — better | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 121 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Budget Bestie Corp. | Sumin Jo |
Customer experience
Budget Bestie
Splitip
Bugs and requests
Budget Bestie
Reported bugs
4 issues- Freezing/crashing on certain screens
- Inability to type zeros
- Transactions not updating in real-time
- Difficulty navigating/accessing certain features
Requested features
5 requests- Debt tracking section
- Ability to edit/delete past transactions
- Flexible pay schedule options
- Sharing/collaboration features
- Free basic version
Splitip
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Budget Bestie
- Monthly Subscription3 Days trial$4.991 Month
- Monthly Subscription3 Days trial2 variants$7.991 Month
- Monthly Subscription3 Days trial$8.991 Month
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- Annual Subscription3 Days trial2 variants$49.991 Year
- Annual Subscription3 Days trial$59.991 Year
- Annual Subscription3 Days trial$69.991 Year
Splitip
No in-app purchases









