Comparison

Speed Wallet vs Block Stack Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Speed Wallet

Easily buy, send, spend, and sell Bitcoin, stablecoins, and gold. Enjoy instant payments over the Lightning Network, add cash at retail stores, and earn rewards for building a daily buying habit. Securely store assets for the long term with an intuitive interface.

Highlights
  • Buy Bitcoin and crypto with card or bank
  • Send/receive BTC on-chain or Lightning
  • Send USDT over Lightning (USDT-L)
  • Hold BTC, Gold, USDT, USDC in one wallet
  • Swap between crypto and gold
  • Sell and cash out to US bank/debit card
  • Add cash at 17,000+ US retail stores
Read full description

Speed Wallet makes Bitcoin, gold, and stablecoins simple to buy, send, spend, and sell — all in one crypto wallet. Pay instantly over the Lightning Network, send USDT over Lightning with USDT-L, add cash at 17,000+ US stores, and earn sats for building a daily buying habit. With Speed Vault, you can also securely store your assets for the long term. WHAT YOU CAN DO - Buy Bitcoin and crypto with your card or bank in a few taps - Send and receive BTC on-chain or over Lightning for near-instant, low-cost payments - Send USDT over Lightning with USDT-L, or send USDT and USDC on-chain - Hold BTC, Gold (XAUt), USDT, USDC, and USDT-L in one wallet - Swap between Bitcoin, stablecoins, and gold inside the app - Sell and cash out to your US bank or debit card* - Add cash at 17,000+ US retail stores — no bank account needed** - Buy gift cards from global brands and earn Bitcoin back WHY SPEED - Buy and sell in one place: multiple payment methods, with the price and fees shown before you confirm - USDT-L: dollar-stable payments with the speed and low cost of Lightning - Speed Streaks: buy $10+ of Bitcoin daily, hit monthly milestones, and earn rewards in sats. Streak Shield protects your streak if you miss a day. Terms apply. - Built for everyday use: Bitcoin, stablecoins, and gold you can actually spend TRANSPARENT FEES - On-chain network fees apply only when sending on-chain - Lightning routing fees are minimal - Network gas fees apply to on-chain stablecoin transfers - No hidden charges SECURITY Your account is protected with biometric lock and 2FA. Identity verification may be required depending on your region. Your personal data is handled confidentially. Download Speed Wallet and start using Bitcoin, stablecoins, and gold every day. Follow us on X, LinkedIn, YouTube, and Instagram. — *Sell & Withdraw: US only. Card withdrawals are instant; bank withdrawals follow normal banking hours. Fees are shown before you confirm. Limits and eligibility vary, and your bank or card provider may charge additional fees. **Cash add: US residents only, at participating retailers. $20 min / $500 max per transaction. Retail fee up to $4.95. Funds typically arrive within 15 minutes. Service provided by Green Dot®. Features and availability vary by region and eligibility. Crypto assets are volatile and involve risk, including possible loss of value. Speed Wallet (speed.app) is operated by Speed1, Inc. Crypto services are provided by CoinX USA, LLC, a FinCEN-registered Money Services Business (Reg. #31000292053099). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Block Stack Budget

Visualize your savings progress by building a virtual tower. Set personalized financial goals, add contributions to watch your structure grow, and track your progress with detailed logs. Manage multiple savings projects simultaneously, all offline.

Highlights
  • Visual savings goal tracking
  • Build multiple savings projects
  • Customizable goal icons and colors
  • Detailed contribution history
  • Offline functionality
  • Goal editing and deletion
Features
Read full description

Build your savings goals one block at a time. Block Stack Budget turns saving money into a visual construction project. Every contribution adds a new building block, helping you watch your tower rise from foundation to completion. CREATE SAVINGS PROJECTS Create personalized savings goals with a target amount, icon, and tower color. Whether you're saving for a house, vacation, education, car, or emergency fund, every goal becomes its own construction site. WATCH YOUR TOWER GROW Every contribution adds a new block to the structure. As progress increases, the tower evolves from concrete foundations to brickwork, glass sections, and premium architectural elements. TRACK REAL PROGRESS Monitor saved amounts, remaining balances, completion percentages, and visual tower growth at a glance. MANAGE MULTIPLE GOALS Build several savings projects simultaneously and switch between them easily. FOREMAN'S LOG Keep a detailed history of every contribution with dates, amounts, and notes. FEATURES • Savings goal tracking • Multiple active goals • Custom icons and colors • Contribution history • Goal editing and deletion • Progress tracking • Archive completed goals • Fully offline • No account required

Screenshots

Speed Wallet4 screens
Block Stack Budget4 screens

Verdict

The call

The clearest difference is review sentiment: Speed Wallet at 89% against Block Stack Budget's 0%. Speed Wallet also leads on rating (4.5 vs 1.0) and ads (none vs shown). Block Stack Budget's advantage is in-app purchases (none vs 1) and update cadence (weekly vs every 2 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Speed Wallet sells 1 in-app purchase, starting at $4.99 per month. Block Stack Budget asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Speed Wallet holds the better App Store score, 4.5 against 1.0. That said, the two scores are not equally well evidenced: Speed Wallet has 1.3K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 89% of Speed Wallet's written reviews are positive against 0% of Block Stack Budget's.

UpkeepUpdate frequency

Speed Wallet ships an update every 2 weeks, Block Stack Budget weekly. The most recent releases landed on October 30, 2026 and October 23, 2026 respectively.

Scorecard7 real differences · 3 level
Speed Wallet versus Block Stack Budget: the parameters behind the verdict, then further details
ParameterSpeed WalletBlock Stack Budget
PriceFreeFree
Rating4.5 (1.3K ratings) — better1.0 (2 ratings)
Positive reviews88.8% of reviews — better0.0% of reviews
Number of ratings1.3K — better2
Update frequencyEvery 2 weeksWeekly — better
AdsNo — betterYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhoneiPhone
Requires iOS16.6 — better17.0
Further details — not scored
Size113 MB6 MB
Age rating17+17+
DeveloperSpeed1 - FZCORichard Hudon

Customer experience

Speed Wallet

All ratings1,270 ratings
Positive87.2%
Neutral1.6%
Negative11.3%
Written reviews926 reviews
Positive88.8%
Neutral2.1%
Negative9.2%

Block Stack Budget

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Speed Wallet

Reported bugs

2 issues
  • Login screen freezes occasionally
  • Incompatibility with older devices

Requested features

2 requests
  • Add option to withdraw to bank account
  • Expand supported cryptocurrencies beyond just Bitcoin

Block Stack Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Speed Wallet

Subscriptions1
  • Premium$4.991 Month
None

Block Stack Budget

No in-app purchases

Questions

Is Speed Wallet free?
Speed Wallet is free to download, with in-app purchases available.
Is Block Stack Budget free?
Block Stack Budget is free to download, with no in-app purchases.
Which has better reviews, Speed Wallet or Block Stack Budget?
Speed Wallet is rated higher. Speed Wallet averages 4.5 out of 5 from 1.3K ratings, while Block Stack Budget averages 1.0 from 2 ratings.
Do Speed Wallet or Block Stack Budget have ads?
Block Stack Budget shows ads; Speed Wallet does not.
Which is updated more often, Speed Wallet or Block Stack Budget?
Speed Wallet ships an update every 2 weeks, and Block Stack Budget weekly. Most recently, Speed Wallet was updated on October 30, 2026 and Block Stack Budget on October 23, 2026.

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