UbayGO vs ClaveBooks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UbayGO
Manage your finances conveniently from anywhere, anytime. Organize transactions with notes and photos, set balance alerts, and make payments or transfers. Deposit checks instantly, manage your debit card, and view statements.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit card
- View and save statements
- Aggregate financial accounts
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UbayGO affords you all the conveniences of a Ubay branch with the added benefit of being accessible from anywhere and at any time. It’s fast, secure, and makes life easier by empowering you with the tools you need to manage your finances with ease. With UbayGO, you can… - Keep your transactions organized by adding tags, notes, and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the check’s front and back - Reorder your debit card or turn it off if you’ve misplaced it - View and save your monthly statements - Find branches and ATMs near you - Aggregate your financial accounts - Secure your account with a 4-digit passcode or biometric on supported devices
ClaveBooks
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ClaveBooks — Bilingual Bookkeeping, Simplified ClaveBooks is the easiest way for small business owners to stay on top of their finances — in English or Spanish, on your own or with expert help. Two ways to work — your choice: • Self-Serve — Connect your bank, snap photos of receipts, and watch your books build themselves. • Done-For-You — Let a licensed Clave Pro bookkeeper categorize, reconcile, and manage everything for you every month. What you can do: Connect Your Bank — Securely link your business account through Plaid. We never see or store your bank password. Capture Receipts — Snap a photo, and it goes straight into your books. No typing required. Real-Time Reports — See your income, expenses, and profit at a glance. Download Profit & Loss, Balance Sheet, Trial Balance, and General Ledger reports as PDFs anytime. Message Your Bookkeeper — Ask a question or send a special request directly in the app. Bilingual, Built for You — Every screen works in English and Spanish, automatically. Built for real small businesses. Whether you're a contractor, a truck driver, a consultant, or run a family business, ClaveBooks keeps your books accurate and up to date — without the spreadsheets, without the guesswork. Your books, your bank, bilingual. Powered by Clave Pro Services.
Screenshots
Verdict
The clearest difference is update cadence: ClaveBooks at weekly against UbayGO's monthly. ClaveBooks also leads on iOS requirement (15.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UbayGO ships an update monthly, ClaveBooks weekly. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.
| Parameter | UbayGO | ClaveBooks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (943 ratings) — better | — |
| Positive reviews | 45.5% of reviews | — |
| Number of ratings | 943 — better | — |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 197 MB | 15 MB |
| Age rating | 12+ | 4+ |
| Developer | United Bay Community Credit Union | Angela Gala Gonzalez |
In-app purchases
UbayGO
No in-app purchases
ClaveBooks
No in-app purchases
Questions
Is UbayGO free?
Is ClaveBooks free?
Do UbayGO or ClaveBooks have ads?
Which is updated more often, UbayGO or ClaveBooks?
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