Comparison

Sloth Ledger vs 短信记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sloth Ledger

Features
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Sloth Ledger is a bookkeeping app focusing on managing assets and liabilities. [Terms of Use and Privacy Policy] - Terms of Use: https://medivhstudio.com/projects/sloth-ledger/terms-of-use.html - Privacy Policy: https://medivhstudio.com/projects/sloth-ledger/privacy-policy.html - Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [Contact Us] Any comments or questions can be sent to medivhstudio@163.com.

About

短信记账

Features
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短信记账 —— 收到消费短信,自动帮你记一笔 再也不用手动打开App记账。通过系统"快捷指令",收到银行扣款、支付宝、微信支付的短信时,自动提取金额和商户,安静地记一笔,你只需要偶尔打开App看看统计。 【核心功能】 自动记账 · 配合系统"快捷指令"自动化,收到消费短信自动解析入账 · 本地正则引擎识别金额、商户,无需联网也能用 · 只记支出,工资到账、转账收入、退款等短信会自动忽略 AI 智能分类(可选) · 接入 DeepSeek,让 AI 从短信原文里补全本地规则没认出来的金额、商户,并给出更准确的消费分类 · 不开启也完全不影响记账,本地关键词规则免费兜底 · 费用直接由你自己在 DeepSeek 平台承担,我们不收取任何额外费用 灵活编辑 · 每一笔都能手动改金额、商户、分类、时间、备注 · 支持给消费贴一张图片作为凭证,列表直接显示缩略图,点开看大图 · 大额消费可设置阈值,超过会推送通知提醒你确认 查得到,管得住 · 主页默认显示最近 7 天,历史记录按月分组随时翻看 · 独立搜索页,按商户或备注关键词秒找记录 · 统计页:月度支出、分类占比饼图、支出趋势折线图一目了然 数据完全属于你 · 不需要注册账号,没有我们自己的服务器 · 所有记账数据存在设备本地,DeepSeek Key 加密存在系统 Keychain · 支持导出 CSV(可在 Excel / Numbers 打开),也支持从 CSV 导入,带唯一 ID 自动去重,不会重复导入 · 短信内容仅在你主动开启 AI 分类时才会发给 DeepSeek,其余功能全程不联网 隐私优先 本应用没有、也无法读取你设备上的短信收件箱——短信内容完全靠你自己在系统"快捷指令"里配置转发。没有广告、没有追踪、没有用户行为分析。 适合谁用 · 想记账但懒得打开 App 手动输入的人 · 已经习惯用银行卡/支付宝/微信支付、短信通知比较规律的人 · 想要数据完全掌握在自己手里、不想把消费记录传到别人服务器上的人 App 内"设置 → 使用指南"有完整的快捷指令配置步骤,跟着做几分钟就能用起来。

Screenshots

Sloth Ledger4 screens
短信记账4 screens

Verdict

The call

The clearest difference is price: Sloth Ledger at Free against 短信记账's $0.99. 短信记账's advantage is in-app purchases (none vs 4). On update cadence, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Sloth Ledger is free to download; 短信记账 costs $0.99 up front. Sloth Ledger sells 3 in-app purchases, starting at $0.99 per month. 短信记账 asks for nothing beyond the download.

UpkeepUpdate frequency

Sloth Ledger ships an update every 2 weeks, 短信记账 weekly. The most recent releases landed on October 11, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 4 level
Sloth Ledger versus 短信记账: the parameters behind the verdict, then further details
ParameterSloth Ledger短信记账
PriceFree — better$0.99
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.6
Further details — not scored
Size4 MB2 MB
Age rating4+4+
Developer柱 杨浩洋 景

In-app purchases

3 purchases

Sloth Ledger

Subscriptions2
  • Monthly Subscription$0.991 Month
  • Yearly Subscription$3.991 Year
One-time1
  • Lifetime Member2 variants$9.99
None

短信记账

No in-app purchases

Questions

Is Sloth Ledger free?
Sloth Ledger is free to download, with in-app purchases available.
Is 短信记账 free?
短信记账 costs $0.99, with no in-app purchases.
Do Sloth Ledger or 短信记账 have ads?
Neither Sloth Ledger nor 短信记账 shows ads.
Which is updated more often, Sloth Ledger or 短信记账?
Sloth Ledger ships an update every 2 weeks, and 短信记账 weekly. Most recently, Sloth Ledger was updated on October 11, 2026 and 短信记账 on October 7, 2026.

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