Comparison

Smart Loan Plus vs Nova Terra Private Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Loan Plus

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

Highlights
  • Calculate personal, mortgage, and car loans
  • Visualize interest savings and reduced loan terms
  • Compare loan scenarios side-by-side
  • Access loan amortization tables
  • Save and manage favorite loan calculations
Features
Read full description

With just small payments to the principal of your loan you can save big money and decrease the time of your loan. Smart Loan Plus provide the tool no bank wants you to know. With simple calculations clearly see you payment and the total paid at the end of your loan, specially the interest paid. Compare loan with clear and visible indicators, save your your favorites and much more. Beat the Bank, and Start Saving TODAY!!! This is an excellent investment and with a purchase of an inexpensive subscription you can Save Thousands of Dollars!!! On your current and future Mortgage and Loans. App Features - Effortless, Accurate, and Fast Calculations. - Calculate Personal, Mortgage & Car Loans. - Save money and reduce your mortgage loan time by making payments to the loan principal. - Save calculation can be done for new or current loan by entering the month you will start doing the extra payments. - Access to your loan amortization table. - Safe your loan and access when needed on Favorite tab. App will allow to edit loan name after saved and delete them as needed. - Smart & Easy “Side by Side” Loan Comparison with visual indicators. - Make informed decisions comparing scenarios specially between payment and interest paid. -Select the best loan option that fit your need. - And Most Important… SAVE MONEY!!!!!!!! Smart Loan Plus Subscription Terms: - This app provides an Auto-renurable subscriptions. - Subscription will unlock all features of the app. - You'll be charged as a recurring transaction through your iTunes account starting at the end of your free trial (unless you cancel during the free trial). - Payment automatically renews unless you cancel your account at least 24 hours before the end of the current subscription month. - You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. - When canceling a subscription, your subscription will stay active until the end of the period. - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Nova Terra Private Wealth

Features
Read full description

Nova Terra comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports.   Nova Terra keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.

Screenshots

Smart Loan Plus4 screens
Nova Terra Private Wealth4 screens

Verdict

The call

The clearest difference is in-app purchases: Nova Terra Private Wealth at none against Smart Loan Plus's 5. Nova Terra Private Wealth also leads on device support (3 vs 1). Smart Loan Plus's advantage is update cadence (weekly vs every 2 months). On price, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year. Nova Terra Private Wealth asks for nothing beyond the download.

UpkeepUpdate frequency

Smart Loan Plus ships an update weekly, Nova Terra Private Wealth every 2 months. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 6 level
Smart Loan Plus versus Nova Terra Private Wealth: the parameters behind the verdict, then further details
ParameterSmart Loan PlusNova Terra Private Wealth
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size5 MB31 MB
Age rating4+17+
DeveloperRoberto J Franqui Rodrigueznovaterraprivatewealth.app

In-app purchases

5 purchases

Smart Loan Plus

Subscriptions5
  • All Access3 Days trial$1.991 Year
  • All Access$3.991 Month
  • All Access3 Days trial$3.991 Month
Show 2 more
  • All Access$29.991 Year
  • All Access14 Days trial$29.991 Year
None

Nova Terra Private Wealth

No in-app purchases

Questions

Is Smart Loan Plus free?
Smart Loan Plus is free to download, with in-app purchases available.
Is Nova Terra Private Wealth free?
Nova Terra Private Wealth is free to download, with no in-app purchases.
Do Smart Loan Plus or Nova Terra Private Wealth have ads?
Neither Smart Loan Plus nor Nova Terra Private Wealth shows ads.
Which is updated more often, Smart Loan Plus or Nova Terra Private Wealth?
Smart Loan Plus ships an update weekly, and Nova Terra Private Wealth every 2 months. Most recently, Smart Loan Plus was updated on October 9, 2026 and Nova Terra Private Wealth on October 25, 2026.

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