Comparison

Smart Loan Plus vs Loan Tamer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Loan Plus

This app helps you save money on loans and mortgages by calculating the impact of extra principal payments. Compare loan scenarios, visualize interest savings, and reduce your loan term.

Highlights
  • Calculate personal, mortgage, and car loans
  • Visualize interest savings and reduced loan terms
  • Compare loan scenarios side-by-side
  • Access loan amortization tables
  • Save and manage favorite loan calculations
Features
Read full description

With just small payments to the principal of your loan you can save big money and decrease the time of your loan. Smart Loan Plus provide the tool no bank wants you to know. With simple calculations clearly see you payment and the total paid at the end of your loan, specially the interest paid. Compare loan with clear and visible indicators, save your your favorites and much more. Beat the Bank, and Start Saving TODAY!!! This is an excellent investment and with a purchase of an inexpensive subscription you can Save Thousands of Dollars!!! On your current and future Mortgage and Loans. App Features - Effortless, Accurate, and Fast Calculations. - Calculate Personal, Mortgage & Car Loans. - Save money and reduce your mortgage loan time by making payments to the loan principal. - Save calculation can be done for new or current loan by entering the month you will start doing the extra payments. - Access to your loan amortization table. - Safe your loan and access when needed on Favorite tab. App will allow to edit loan name after saved and delete them as needed. - Smart & Easy “Side by Side” Loan Comparison with visual indicators. - Make informed decisions comparing scenarios specially between payment and interest paid. -Select the best loan option that fit your need. - And Most Important… SAVE MONEY!!!!!!!! Smart Loan Plus Subscription Terms: - This app provides an Auto-renurable subscriptions. - Subscription will unlock all features of the app. - You'll be charged as a recurring transaction through your iTunes account starting at the end of your free trial (unless you cancel during the free trial). - Payment automatically renews unless you cancel your account at least 24 hours before the end of the current subscription month. - You can manage your subscription, cancel anytime, or turn off auto-renewal by accessing your iTunes account. - When canceling a subscription, your subscription will stay active until the end of the period. - Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Loan Tamer

Model loan repayment scenarios and calculate potential savings from extra principal payments. Understand the impact of both regular and one-time additional payments on your debt. View detailed amortization schedules and export them for further analysis.

Highlights
  • Model loan scenarios
  • Calculate savings from extra payments
  • View detailed amortization schedules
  • Export schedules to spreadsheets
  • Save and track loan scenarios
Features
Read full description

Loan Tamer helps model loan scenarios and tells you exactly how much you'll save in time and interest by making extra payments against the principal. Calculate payment amount from amount borrowed, term, and interest rate. Or, calculate a loan you can afford based on payment amount. See the immediate impact of regular, extra principal payments and one-time payments. View full amortization schedule in detail and export to Excel or other spreadsheets. Save loan scenarios to recall later or track your current loans.

Screenshots

Smart Loan Plus4 screens
Loan Tamer3 screens

Verdict

The call

The clearest difference is monetization model: Loan Tamer at free against Smart Loan Plus's freemium. Loan Tamer also leads on update cadence (every 2 days vs weekly) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Smart Loan Plus sells 5 in-app purchases, starting at $1.99 per year and Loan Tamer sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Smart Loan Plus against 5.0 for Loan Tamer. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Smart Loan Plus ships an update weekly, Loan Tamer every 2 days. Both last shipped on October 9, 2026.

Scorecard4 real differences · 6 level
Smart Loan Plus versus Loan Tamer: the parameters behind the verdict, then further details
ParameterSmart Loan PlusLoan Tamer
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews—100.0% of reviews
Number of ratings11
Update frequencyWeeklyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.413.0 — better
Further details — not scored
Size5 MB63 MB
Age rating4+4+
DeveloperRoberto J Franqui RodriguezJeffery Jones

Customer experience

Smart Loan Plus

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Loan Tamer

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

5 purchases

Smart Loan Plus

Subscriptions5
  • All Access3 Days trial$1.991 Year
  • All Access$3.991 Month
  • All Access3 Days trial$3.991 Month
Show 2 more
  • All Access$29.991 Year
  • All Access14 Days trial$29.991 Year
1 purchases

Loan Tamer

One-time1
  • Loan Tamer Full$1.99

Questions

Is Smart Loan Plus free?
Smart Loan Plus is free to download, with in-app purchases available.
Is Loan Tamer free?
Loan Tamer is free to download, with in-app purchases available.
Which has better reviews, Smart Loan Plus or Loan Tamer?
Smart Loan Plus and Loan Tamer are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Smart Loan Plus or Loan Tamer have ads?
Neither Smart Loan Plus nor Loan Tamer shows ads.
Which is updated more often, Smart Loan Plus or Loan Tamer?
Smart Loan Plus ships an update weekly, and Loan Tamer every 2 days. Most recently, Smart Loan Plus was updated on October 9, 2026 and Loan Tamer on October 9, 2026.

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