Zap by Paystack vs Scrella

Zap is built by Paystack to do one thing well: make spending effortless, reliable and organized, every single time. Backed by the infrastructure powering thousands of Nigeria's most trusted businesses. Here's what that looks like in practice.
 NO BLOAT. JUST CLEAN, FAST PAYMENTS • Zap is designed to be clutter-free. No unnecessary screens, no confusing menus, just a clean, super-fast payment experience that gets out of your way.
 FINALLY KNOW WHERE YOUR MONEY GOES • Zap automatically categorises your spending and surfaces insights about your financial habits. See patterns, track what matters, and stop guessing at the end of the month.
 PAY LIKE A LOCAL WITH APPLE PAY • Visiting Nigeria? Use Apple Pay to send money to any Nigerian bank account. No local bank account needed, no currency conversion hassle. Pay like a local from the moment you land. PAY A WIDE RANGE OF BILLS • With Zap, you can buy data and airtime, pay for electricity, renew DSTV, get Apple and PlayStore gift cards, and top up your XBOX, PS5, and mobile games without leaving the Zap app. PAY THE SAME PEOPLE FASTER • Zap remembers everyone you pay. Repeat any transfer in two taps without re-entering account numbers. SCAN TO PAY • Point your camera at any account number, whether on a payment decal, receipt, invoice, or phone screen, and Zap reads the digits and finds the bank for you. No more typing long numbers or second-guessing. ALL YOUR BANKS, ONE APP • Connect whichever banks you use and move money from them without switching apps. 
 PAY AT ANY PAYSTACK CHECKOUT • Zap works natively at thousands of Paystack-powered businesses across Nigeria. Pay directly from Zap with just a few taps. It’s faster than any other payment method. FAST, RELIABLE AND SECURE EVERY TIME • Built on Paystack's infrastructure, every transfer is encrypted and protected. Your money moves securely, and when it lands, you'll know immediately. Zap is not a bank. Deposits are held with our licensed banking partner. Zap is a product of Paystack Payments Limited, licensed by the Central Bank of Nigeria.

Scrella is your reliable partner that helps you protect your devices against unexpected damages. We are an Insur-tech firm, whose sole focus is preserving the relationship you have with your devices. Scrella has both insurance and repair partners with whom, we aim to deliver an exceptional insurance service. With our device insurance mobile app, we have designed a reliable system to provide insurance coverage and protection for electronic devices such as smartphones, tablets, laptops, or other portable gadgets. We offer a quick, affordable and reliable way to manage and safeguard your devices against potential risks and damages. Some of the features of our mobile app include: 1.⁠ ⁠Multiple Devices: Protect your phones against accidental damage. Every device is welcome, either new or in-use. 2.⁠ ⁠Remote Eligibility Test: Run a remote health check on the smartphone you want to insure from the comfort of your house. 3.⁠ ⁠⁠Plan Selection: Select a suitable plan from our list of affordable insurance plans. We also recommend plans based on the value of the device. 4.⁠ ⁠⁠Loyalty: Get rewards when you invite your family & friends to join the Scrella family. They also get rewards! 5.⁠ ⁠⁠Wallet & Voucher: We have an in-built wallet that only allows you to pay for premiums, and withdraw referral rewards. You can also purchase plans using the Scrella Voucher. 6.⁠ ⁠⁠Claims: Seamlessly file claims when the unexpected happens, whether accidental damage or liquid spill, we got you covered! 7.⁠ ⁠⁠Claims Feedback: Provide us with feedback on how the claims process went to enable us to improve our processes. 8.⁠ ⁠⁠Reports: Did a repair go wrong? You can report that particular claim/repair for quick resolution. 9.⁠ ⁠⁠24/7 Chat Support: We are with you every hour of every day to listen to your complaints and provide a long lasting resolution to them.