Comparison

SpendWave Expense tracker App vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendWave Expense tracker App

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

Highlights
  • Multiple accounts and currencies
  • Quick transaction recording
  • Financial calendar overview
  • Customizable spending categories
  • Savings goal tracking
  • Detailed financial analysis
  • Data encryption for security
Features
Read full description

SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.

About

Subscription Tracker

Features
Read full description

Subnest is a simple, private way to keep every subscription in one place and finally see what you really spend each month. Add Netflix, Spotify, iCloud+, ChatGPT, Disney+ — or anything you pay for on a schedule — and Subnest shows your true monthly and yearly totals at a glance, with a clean breakdown by category. WHY SUBNEST • See your real spend — monthly and yearly totals, updated instantly • Spending at a glance — a donut chart of where your money goes by category • Never miss a renewal — reminders before each one, on the day and time you choose • Works offline — your data lives on your device, no account required • Fast to add — pick from 60+ popular services with real logos, or add your own • Multi-currency — mix currencies and see everything converted to your base currency with live exchange rates PRIVATE BY DESIGN No account, no sign-in, no server of ours. Your subscriptions, prices and reminders stay on your device, and there are no ads and no tracking. One thing does leave, and it is worth stating plainly: when you buy Subnest Pro, that purchase is recorded by our purchase provider so it can be restored on your other devices. HOME-SCREEN WIDGET Keep your monthly total and next renewals one glance away, right on your home screen. SUBNEST PRO Free to track up to 3 subscriptions. Upgrade to Pro for: • Unlimited subscriptions • Spending insights — top subscriptions, due in the next 30 days, category breakdown • Custom accent colors and alternate app icons • CSV export of your data Subnest Pro is available as a one-time Lifetime purchase or a Yearly plan. Track smarter. Spend on purpose. LEGAL Privacy Policy: https://codrick.com/privacy/ Terms of Use (EULA): https://codrick.com/terms/ Made by Codrick · codrick.com

Screenshots

SpendWave Expense tracker App4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is device support: SpendWave Expense tracker App at 4 against Subscription Tracker's 2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month and Subscription Tracker sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendWave Expense tracker App ships an update fortnightly, Subscription Tracker monthly. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.

Scorecard1 real difference · 9 level
SpendWave Expense tracker App versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterSpendWave Expense tracker AppSubscription Tracker
PriceFreeFree
Rating4.8 (9 ratings) — better—
Positive reviews70.0% of reviews—
Number of ratings9 — better—
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS17.617.0 — better
Further details — not scored
Size19 MB13 MB
Age rating4+4+
DeveloperRobin Guido SchmidtBerat Mehmetoglu

In-app purchases

4 purchases

SpendWave Expense tracker App

Subscriptions3
  • SpendWave+ Monthly3 Days trial$0.991 Month
  • SpendWave+ Monthly7 Days trial$1.991 Month
  • SpendWave+ Yearly7 Days trial$14.991 Year
One-time1
  • SpendWave+ one-time purchase$29.99
2 purchases

Subscription Tracker

Subscriptions1
  • Subnest Pro (Yearly)$9.991 Year
One-time1
  • Subnest Pro (Lifetime)$24.99

Questions

Is SpendWave Expense tracker App free?
SpendWave Expense tracker App is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do SpendWave Expense tracker App or Subscription Tracker have ads?
Neither SpendWave Expense tracker App nor Subscription Tracker shows ads.
Which is updated more often, SpendWave Expense tracker App or Subscription Tracker?
SpendWave Expense tracker App ships an update fortnightly, and Subscription Tracker monthly. Most recently, SpendWave Expense tracker App was updated on October 9, 2026 and Subscription Tracker on October 7, 2026.

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