Comparison

Cashew vs Expense Tracker AI Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashew

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Highlights
  • Flexible budgeting (monthly, weekly, custom)
  • Visual spending reports (pie charts, bar graphs)
  • Subscription and recurring transaction tracking
  • Personalized interface (dark mode, accent colors)
  • Multi-currency support with conversion rates
  • Timely reminders for transactions
Read full description

Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms

About

Expense Tracker AI Budget

An AI-powered tool to manage your finances. Easily log expenses, scan receipts, and gain insights into your spending habits with smart reports and predictive analysis. It offers a simple interface for everyday users, with optional income tracking and multi-account support.

Highlights
  • AI-powered expense logging via voice
  • Smart receipt scanning
  • AI financial assistant for queries
  • Expense prediction up to 12 months
  • Optional income tracking
  • Multi-account management
  • Export reports to PDF, Excel, CSV
Features
Read full description

Expense Tracker AI Budget helps you see where your money goes. TrackMyExpense is an AI-powered expense tracker and budget planner: log expenses in seconds, optionally track income, scan receipts, and understand spending with clear reports. Built for real people, not another complicated finance app. This app is subscription-based. Full access is included with a subscription. A free trial may be offered depending on your App Store region. Cancel anytime in your App Store account settings. AI THAT ACTUALLY HELPS • Voice Mode - Speak naturally (e.g. "Coffee 5 dollars at Starbucks today") and AI fills the form. Long-press (+) or use the mic in Add Expense. • AI Financial Assistant - Ask "How much did I spend on food this month?" using your real data. • Smart Bill Scanner - Camera on receipt or bill: amount, date, category. • Expense Predictor - Up to 12 months of history for the next 3 months (categories, confidence, scenarios). FAST EXPENSE TRACKING • Amount, category, payment method in seconds. • Custom categories and payment modes (cash, card, UPI, wallets). • Recurring expenses and income (subscriptions, rent, salary, bills). • Calculator in the amount field. • Offline first; syncs when you are back online. INCOME MODE (OPTIONAL) Turn on Income mode when you also want to track salary, freelance, or other income. The app stays expense-only until you do. • Log income from the + button, the same way you log expenses. • See income vs expenses and net cash flow on Home each month. • Income categories, recurring income, and filters for expenses, income, or both. MULTIPLE ACCOUNTS Personal, business, and family stay separate. Each account has its own categories, payments, and history. REPORTS AND EXPORT • Monthly and custom ranges with charts. • By category, payment method, and over time. Income vs expenses when Income mode is on. • PDF, Excel, CSV. GLOBAL • 150+ currencies with currency converter. • 21 languages. SECURE • Google or Apple Sign-In. • Encrypted data, automatic backup. • We do not sell your data. SUBSCRIPTION Auto-renewable plans renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. For students, freelancers, families, and anyone who wants a simple money manager and spending tracker. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cashew4 screens
Expense Tracker AI Budget4 screens

Verdict

The call

The clearest difference is ads: Cashew at none against Expense Tracker AI Budget's shown. Cashew also leads on ratings volume (540 vs 1). Expense Tracker AI Budget's advantage is iOS requirement (16.0 vs 18.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month and Expense Tracker AI Budget sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Cashew against 5.0 for Expense Tracker AI Budget. That said, the two scores are not equally well evidenced: Cashew has 540 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 98% of Cashew's written reviews are positive against 100% of Expense Tracker AI Budget's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Cashew versus Expense Tracker AI Budget: the parameters behind the verdict, then further details
ParameterCashewExpense Tracker AI Budget
PriceFreeFree
Rating4.9 (540 ratings)5.0 (1 ratings) — better
Positive reviews97.6% of reviews100.0% of reviews — better
Number of ratings540 — better1
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.016.0 — better
Further details — not scored
Size103 MB82 MB
Age rating4+4+
DeveloperJames KokoskaSocialsynk FZ-LLC

Customer experience

Cashew

All ratings533 ratings
Positive99.1%
Neutral0.6%
Negative0.4%
Written reviews334 reviews
Positive97.6%
Neutral1.2%
Negative1.2%

Expense Tracker AI Budget

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Cashew

Reported bugs

2 issues
  • Recurring transactions not generating properly
  • Inconsistent behavior when configuring past installments

Requested features

4 requests
  • Add widgets for quick access
  • Implement shared budgets and family access
  • Improve recurring transaction management
  • Export data to Excel/CSV

Expense Tracker AI Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Cashew

Subscriptions2
  • Cashew Pro Monthly$1.491 Month
  • Cashew Pro Yearly$11.991 Year
One-time1
  • Cashew Pro Lifetime$19.99
3 purchases

Expense Tracker AI Budget

Subscriptions3
  • Pro (Weekly)7 Days trial$0.997 Days
  • Pro (Monthly)7 Days trial$2.991 Month
  • Pro (Yearly)7 Days trial$29.991 Year

Questions

Is Cashew free?
Cashew is free to download, with in-app purchases available.
Is Expense Tracker AI Budget free?
Expense Tracker AI Budget is free to download, with in-app purchases available.
Which has better reviews, Cashew or Expense Tracker AI Budget?
Expense Tracker AI Budget is rated higher. Cashew averages 4.9 out of 5 from 540 ratings, while Expense Tracker AI Budget averages 5.0 from 1 ratings.
Do Cashew or Expense Tracker AI Budget have ads?
Expense Tracker AI Budget shows ads; Cashew does not.
Which is updated more often, Cashew or Expense Tracker AI Budget?
Cashew ships an update every 3 weeks, and Expense Tracker AI Budget every 3 weeks. Most recently, Cashew was updated on November 3, 2026 and Expense Tracker AI Budget on October 30, 2026.

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