Comparison

Budget Flow | Expense Tracker vs Cashew

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Flow | Expense Tracker

Effortlessly track income and expenses with this modern, user-friendly financial manager. It offers secure, offline use with no registration, allowing you to manage accounts, plan budgets, and secure your financial data.

Highlights
  • Track income and expenses
  • Manage multiple accounts and categories
  • Plan budgets for categories
  • Shared budgeting with multiple users
  • Secure data storage with no login
  • Offline functionality
  • Currency conversion
Features
Read full description

Budget Flow lets you keep track of your income and expenses and manage them effortlessly. This modern and user-friendly expense tracking app is quick to set up, requires no registration and can even be used offline. Budget Flow is the app for anyone who wants to manage their finances efficiently while maintaining a high level of data security. Download Budget Flow today and achieve your financial goals! HIGHLIGHTS: Clear financial management: - Keep track of your accounts, balances and transactions - Configurable dashboard with numerous widgets - Multiple sorting, search and filtering options - Customizable time period for the entire app Create accounts and categories: - Create multiple accounts and categories - Personalizable with icons, emojis and colors - Organize categories into folders Easy transaction management: - One-time and recurring transactions - Integrated calculator for accurate entries - Automatic conversion to over 150 currencies - Add photos, locations and notes - Scan receipts including automatic evaluation - Reminders for planned transactions Budget planning: - Plan budgets for your categories - Choose different recurrence intervals Shared budgeting: - Supports multiple budget books and users - Share data via iCloud to collaborate with multiple people Data security: - Secure data storage - No login required - FaceID / TouchID / Passcode support Other features: - Apple Watch app incl. complications - Mac app incl. keyboard support & shortcuts - Home & lockscreen widgets - Siri shortcut support - Import and export data via CSV file - Numerous personalization options - Seamless iCloud synchronization - Responsive design incl. darkmode - Dynamic text size - ...and much more! IN-APP-PURCHASES: Budget Flow is free to download. Some features require an optional subscription or one-time purchase of the full version. LEGAL: Privacy policy: https://budget-flow.app/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

Cashew

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Highlights
  • Flexible budgeting (monthly, weekly, custom)
  • Visual spending reports (pie charts, bar graphs)
  • Subscription and recurring transaction tracking
  • Personalized interface (dark mode, accent colors)
  • Multi-currency support with conversion rates
  • Timely reminders for transactions
Read full description

Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms

Screenshots

Budget Flow | Expense Tracker4 screens
Cashew4 screens

Verdict

The call

The clearest difference is device support: Budget Flow | Expense Tracker at 4 against Cashew's 2. Budget Flow | Expense Tracker also leads on iOS requirement (16.0 vs 18.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Flow | Expense Tracker sells 4 in-app purchases, starting at $4.99 per month and Cashew sells 3 in-app purchases, starting at $1.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Cashew holds the better App Store score, 4.9 against 4.8. Both are backed by a comparable volume of ratings — 337 and 533 respectively. Written reviews point the same way: 90% of Budget Flow | Expense Tracker's written reviews are positive against 98% of Cashew's.

UpkeepUpdate frequency

Budget Flow | Expense Tracker ships an update every 2 weeks, Cashew every 3 weeks. Both last shipped on October 25, 2026.

Scorecard2 real differences · 8 level
Budget Flow | Expense Tracker versus Cashew: the parameters behind the verdict, then further details
ParameterBudget Flow | Expense TrackerCashew
PriceFreeFree
Rating4.8 (337 ratings)4.9 (533 ratings) — better
Positive reviews90.3% of reviews97.6% of reviews — better
Number of ratings337533 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size147 MB103 MB
Age rating4+4+
DeveloperFabian HasseJames Kokoska

Customer experience

Budget Flow | Expense Tracker

All ratings335 ratings
Positive94.6%
Neutral1.8%
Negative3.6%
Written reviews476 reviews
Positive90.3%
Neutral4.4%
Negative5.3%

Cashew

All ratings533 ratings
Positive99.1%
Neutral0.6%
Negative0.4%
Written reviews334 reviews
Positive97.6%
Neutral1.2%
Negative1.2%

User reviews

Budget Flow | Expense Tracker

From 337 App Store ratings

What we love

  • 🚀 Excellent app features
  • 👍 Easy to use and intuitive
  • 💰 Helpful for tracking expenses
  • 🔍 Customizable and flexible
  • 🌟 Great user interface

Room to improve

  • 🐛 Some bugs and glitches
  • 💱 Lack of currency conversion options
  • 📊 Limited reporting and analytics
  • 🔒 No bank account integration

Cashew

From 533 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Sleek and intuitive interface
  • 💡 Customizable budgets and categories
  • 🚀 Smooth performance
  • 👍 Helpful visualizations and analytics

Room to improve

  • 🐛 Occasional sync issues between devices
  • 💡 Lack of bank/account integration
  • 💡 Missing calendar view
  • 🐛 Laggy animations when adding transactions

Bugs and requests

Budget Flow | Expense Tracker

Reported bugs

3 issues
  • Transactions disappearing from accounts
  • Inconsistent data display in reports
  • Rounding issues with decimal amounts

Requested features

5 requests
  • Add monthly recurring reminders
  • Improve search functionality
  • Provide more detailed budgeting options
  • Integrate receipt scanning and OCR
  • Allow custom currency support

Cashew

Reported bugs

2 issues
  • Recurring transactions not generating properly
  • Inconsistent behavior when configuring past installments

Requested features

4 requests
  • Add widgets for quick access
  • Implement shared budgets and family access
  • Improve recurring transaction management
  • Export data to Excel/CSV

In-app purchases

4 purchases

Budget Flow | Expense Tracker

Subscriptions2
  • Full Version (1 Month)$4.991 Month
  • Full Version (1 Year)7 Days trial$29.991 Year
One-time2
  • Full Version (Discounted)$49.99
  • Full Version (Lifetime)$69.99
3 purchases

Cashew

Subscriptions2
  • Cashew Pro Monthly$1.491 Month
  • Cashew Pro Yearly$11.991 Year
One-time1
  • Cashew Pro Lifetime$19.99

Questions

Is Budget Flow | Expense Tracker free?
Budget Flow | Expense Tracker is free to download, with in-app purchases available.
Is Cashew free?
Cashew is free to download, with in-app purchases available.
Which has better reviews, Budget Flow | Expense Tracker or Cashew?
Cashew is rated higher. Budget Flow | Expense Tracker averages 4.8 out of 5 from 337 ratings, while Cashew averages 4.9 from 533 ratings.
Do Budget Flow | Expense Tracker or Cashew have ads?
Neither Budget Flow | Expense Tracker nor Cashew shows ads.
Which is updated more often, Budget Flow | Expense Tracker or Cashew?
Budget Flow | Expense Tracker ships an update every 2 weeks, and Cashew every 3 weeks. Most recently, Budget Flow | Expense Tracker was updated on October 25, 2026 and Cashew on October 25, 2026.

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