Cashew vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashew
This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.
- Flexible budgeting (monthly, weekly, custom)
- Visual spending reports (pie charts, bar graphs)
- Subscription and recurring transaction tracking
- Personalized interface (dark mode, accent colors)
- Multi-currency support with conversion rates
- Timely reminders for transactions
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Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms
Spending Tracker
This app helps you track expenses, plan budgets, and manage shared spending without connecting bank accounts. Organize finances with custom categories, recurring expense setup, and receipt scanning. Gain insights into spending habits and export data for further analysis.
- Expense tracking
- Budget planning
- Shared budgets
- Receipt scanning
- Custom categories
- Recurring expenses
- Data export
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YouSpend - Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. - Switch wallets or focus on a single budget from the bar above the tabs. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Create your own categories and payment methods with names, icons, and colors that fit your household. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. - Get an optional evening reminder to record expenses you may have missed. ON YOUR HOME SCREEN AND WITH SIRI - See budgets, recent expenses, and spending breakdowns at a glance with Home Screen widgets. - Pin a budget with the Add to Budget widget and open its expense form in one tap. - Record an expense or open a prefilled form from Shortcuts and Siri. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Look at any date range, and filter expenses and Insights by budget. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps, with or without receipt images. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No cross-app tracking and no advertising identifier. - No connection to bank accounts. - No external crash reporting SDKs. - On-device receipt recognition. - Lock YouSpend with Face ID or Touch ID, and hide amounts when others can see your screen. - Share budgets with the people you invite. FREE AND PREMIUM - The free version covers everyday tracking, receipts, sharing, and the Add to Budget widget. It shows one banner for another App Store app, which you allow before it appears. - Premium removes the banner and unlocks more wallets and budgets, your own categories and payment methods, recurring expenses, data widgets, and exports. - Premium is available monthly, yearly, or as a one-time lifetime purchase. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: https://youspend.app/terms Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://youspend.app/privacy
Screenshots
Verdict
The clearest difference is rating: Cashew at 4.9 against Spending Tracker's 4.0. Cashew also leads on ads (none vs shown) and ratings volume (544 vs 1). Spending Tracker's advantage is update cadence (weekly vs every 3 weeks). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month and Spending Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Cashew holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Cashew has 544 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 98% of Cashew's written reviews are positive against 100% of Spending Tracker's, so the app with the better star average is not the one people write more warmly about.
Cashew ships an update every 3 weeks, Spending Tracker weekly. The most recent releases landed on November 12, 2026 and November 13, 2026 respectively.
| Parameter | Cashew | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (544 ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 97.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 544 — better | 1 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 103 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | James Kokoska | Nino Gjoni |
Customer experience
Cashew
Spending Tracker
Bugs and requests
Cashew
Reported bugs
2 issues- Recurring transactions not generating properly
- Inconsistent behavior when configuring past installments
Requested features
4 requests- Add widgets for quick access
- Implement shared budgets and family access
- Improve recurring transaction management
- Export data to Excel/CSV
Spending Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Cashew
- Cashew Pro Monthly$1.491 Month
- Cashew Pro Yearly$11.991 Year
- Cashew Pro Lifetime$19.99
Spending Tracker
- YouSpend Premium Monthly$0.991 Month
- YouSpend Premium Yearly$9.991 Year
- YouSpend Premium Lifetime$19.99
Questions
Is Cashew free?
Is Spending Tracker free?
Which has better reviews, Cashew or Spending Tracker?
Do Cashew or Spending Tracker have ads?
Which is updated more often, Cashew or Spending Tracker?
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