Comparison

Cashew vs Tesoro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashew

This app helps you understand your spending habits by allowing you to set flexible budgets and visualize your financial progress with charts. Track subscriptions, recurring transactions, and manage finances across different currencies with a personalized interface.

Highlights
  • Flexible budgeting (monthly, weekly, custom)
  • Visual spending reports (pie charts, bar graphs)
  • Subscription and recurring transaction tracking
  • Personalized interface (dark mode, accent colors)
  • Multi-currency support with conversion rates
  • Timely reminders for transactions
Read full description

Take control of your money with Cashew, a free all-in-one expense tracker, budget planner, and personal finance manager. Track spending, manage budgets, understand where your money goes, and build better financial habits with a fast, flexible experience you can customize to fit your life. Flexible Budgeting: Create a budget that fits your life. Plan by week, month, year, or any custom period, adjust as your needs change, and stay on top of your spending without rigid rules. Clear Spending Insights: Turn everyday transactions into useful insights with interactive line charts, pie charts, and bar graphs. Spot spending trends, compare periods, and make more informed financial decisions. See Where Your Money Goes: Review your spending history, understand your habits, find unnecessary expenses, and uncover more opportunities to save. Fast Daily Expense Tracking: Add expenses and income in seconds with an intuitive interface built for quick, everyday use. Less friction makes it easier to keep your finances up to date. Stay Ahead of Bills: Track subscriptions, recurring expenses, and upcoming payments in one place, with automatic reminders to help you avoid missed bills. Make It Yours: Customize colors, themes, layouts, categories, and settings so your budget tracker feels personal and works the way you do. Multi-Currency Money Management: Track money across multiple currencies with automatic exchange rates plus accurate balance and net worth calculations. Private & Secure: Your financial data stays on your device. Your data is never collected, shared, or sold. Start building better money habits today. Download Cashew to track expenses, plan your budget, monitor spending, and manage your personal finances with confidence. Privacy Policy: https://cashewapp.web.app/policy.html#policy Terms of Service: https://cashewapp.web.app/policy.html#terms

About

Tesoro

Features
Read full description

Tesoro is a personal expense tracker built around one idea: tracking your money should feel simple, fast, and genuinely yours — not another dashboard that tries to run your financial life for you. TYPE IT, DON'T DIG FOR IT Add an expense the way you'd send a text: "Pizza at Domino's, 22.50." Tesoro's AI reads it, picks the right category, and it's done. No menus to dig through, no manual folder-filing. NO BANK LOGIN REQUIRED Tesoro never asks for your online banking credentials. Log expenses manually, snap a photo of a receipt, or import a PDF/CSV bank statement when it's convenient — you're always in control of what gets tracked and when. SMART, NOT NOISY DUPLICATE DETECTION Logged a coffee by hand, then imported the statement that includes it? Tesoro catches the overlap automatically so nothing gets double- counted — without falsely flagging two different cards' purchases as the same thing. BUDGETS THAT ACTUALLY FIT YOUR MONTH Set a budget once, or adjust it month to month as real life happens. Watch it update in real time as you spend, with a clear read on where you stand. YOUR MONTHLY RECAP At the end of each month, Tesoro turns your spending into a short, personal, shareable story: your top category, your biggest purchase, your longest no-spend streak, and a spending "personality" generated just for you. It's the one part of budgeting people actually look forward to. PRIVATE BY DESIGN - No ads. No trackers. No third-party analytics SDKs. - We will never sell your financial data — full stop. - Sign in with Apple or Google; delete your account and every byte of your data anytime, directly in the app, no email required. - Face ID/Touch ID app lock is handled entirely by iOS — Tesoro never sees your biometric data. BUILT FOR REAL SPENDING, NOT A SPREADSHEET TEMPLATE 18 categories covering real personal spending (from Groceries and Rent to Subscriptions and Pets), with a dedicated Money Transfers category so e-transfers and credit card bill payments never get double-counted as spending. COMING SOON: OPTIONAL BANK SYNC We're building an optional way to sync transactions automatically — strictly opt-in, read-only, and never able to move money or make a payment. Manual entry, receipt scanning, and statement import will keep working exactly as they do today, forever, whether or not you ever turn bank sync on. ALWAYS YOUR CALL Every feature in Tesoro is something you choose to use, not something forced on you. Nothing runs in the background without your say-so, nothing changes your data without a tap you made yourself. Easy to open, easy to understand, easy to close — no scrolling through settings just to figure out what's going on. Tesoro is an organizational tool, not financial advice — it's built to show you clearly where your money is going, so you can decide what to do about it.

Screenshots

Cashew4 screens
Tesoro4 screens

Verdict

The call

The clearest difference is in-app purchases: Tesoro at none against Cashew's 3. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashew sells 3 in-app purchases, starting at $1.49 per month. Tesoro asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 25, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
Cashew versus Tesoro: the parameters behind the verdict, then further details
ParameterCashewTesoro
PriceFreeFree
Rating4.9 (533 ratings) — better—
Positive reviews97.6% of reviews—
Number of ratings533 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS18.018.0
Further details — not scored
Size103 MB3 MB
Age rating4+4+
DeveloperJames KokoskaParneet singh Gill

Bugs and requests

Cashew

Reported bugs

2 issues
  • Recurring transactions not generating properly
  • Inconsistent behavior when configuring past installments

Requested features

4 requests
  • Add widgets for quick access
  • Implement shared budgets and family access
  • Improve recurring transaction management
  • Export data to Excel/CSV

Tesoro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Cashew

Subscriptions2
  • Cashew Pro Monthly$1.491 Month
  • Cashew Pro Yearly$11.991 Year
One-time1
  • Cashew Pro Lifetime$19.99
None

Tesoro

No in-app purchases

Questions

Is Cashew free?
Cashew is free to download, with in-app purchases available.
Is Tesoro free?
Tesoro is free to download, with no in-app purchases.
Do Cashew or Tesoro have ads?
Neither Cashew nor Tesoro shows ads.
Which is updated more often, Cashew or Tesoro?
Cashew ships an update every 3 weeks, and Tesoro every 3 weeks. Most recently, Cashew was updated on October 25, 2026 and Tesoro on October 16, 2026.

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