My Wallet vs Spender Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Wallet
Manage your cryptocurrency across multiple blockchains securely with this self-custodial wallet. Track your portfolio, earn rewards through staking, and interact with decentralized applications. Features include gasless transfers and a smart agent for managing assets.
- Multi-chain crypto storage
- Portfolio tracking and P&L charts
- Staking for daily rewards
- Natural language smart agent
- Gasless transfers
- Web3 exploration and DeFi access
- NFT and Telegram Gift management
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My Wallet (formerly MyTonWallet) is a secure, self-custodial wallet for everyday use across 11 networks. Store, send, and receive crypto in one app covering Bitcoin, Arc, Ethereum, Solana, Hyperliquid, TON, TRON, BNB, Base, Robinhood, Monad, Arbitrum, Polygon, Avalanche, Dogecoin, Litecoin, Bitcoin Cash, Zcash, and Optimism, with more networks coming soon. Here's what you can do in My Wallet: • Easy on-ramp and off-ramp • Buy crypto and withdraw to a bank card where supported. • Portfolio tracking • Track net worth, P&L charts, and performance across all 11 chains in one place, with flexible date ranges, token filters, and clear asset, chain, and staking breakdowns. • Earn crypto • Stake GRAM and USDe and start earning daily rewards. • Built-in smart agent • Talk to it in natural language to manage assets or get answers about prices, portfolio, and market sentiment. • Gasless transfers • Send stablecoins and other supported tokens on TON and Solana without holding native tokens. • Explore Web3 • Enjoy hundreds of useful decentralized apps, dive into DeFi, manage NFTs and Telegram Gifts. • Hundreds of other handy features • Connect Ledger, hide balances, personalize the interface, send multiple transfers at once, view other wallets, and much more. My Wallet is self-custodial by design: the team can never access your funds, recovery phrase, private keys, or passwords. The app is open-source and audited by CertiK, with a top-7 wallet security ranking. Install My Wallet and manage your crypto across major networks from one simple, secure place.
Spender Tracker
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Spender is a personal expense tracker that helps you record, categorise, and understand your spending. Add expenses manually, snap a photo to identify products automatically, or share receipts from Mail, Photos, and Files. View your spending trends with built-in analytics and export your data as PDF or CSV.
Screenshots
Verdict
The clearest difference is update cadence: My Wallet at every 5 days against Spender Tracker's monthly. My Wallet also leads on iOS requirement (16.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
My Wallet ships an update every 5 days, Spender Tracker monthly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | My Wallet | Spender Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (488 ratings) — better | — |
| Positive reviews | 89.9% of reviews | — |
| Number of ratings | 488 — better | — |
| Update frequency | Every 5 days — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 61 MB | 6 MB |
| Age rating | 17+ | 4+ |
| Developer | Anyway Labs | Krzysztof Dabrowski |
Bugs and requests
My Wallet
Reported bugs
3 issues- Login screen freezes
- Incompatible with older devices
- Transactions getting lost
Requested features
3 requests- Dark mode option
- Advanced analytics dashboard
- Improved customer support
Spender Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
My Wallet
No in-app purchases
Spender Tracker
No in-app purchases
Questions
Is My Wallet free?
Is Spender Tracker free?
Do My Wallet or Spender Tracker have ads?
Which is updated more often, My Wallet or Spender Tracker?
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