Comparison

My Wallet vs Spender Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Wallet

Manage your cryptocurrency across multiple blockchains securely with this self-custodial wallet. Track your portfolio, earn rewards through staking, and interact with decentralized applications. Features include gasless transfers and a smart agent for managing assets.

Highlights
  • Multi-chain crypto storage
  • Portfolio tracking and P&L charts
  • Staking for daily rewards
  • Natural language smart agent
  • Gasless transfers
  • Web3 exploration and DeFi access
  • NFT and Telegram Gift management
Features
Read full description

My Wallet (formerly MyTonWallet) is a secure, self-custodial wallet for everyday use across 11 networks. Store, send, and receive crypto in one app covering Bitcoin, Arc, Ethereum, Solana, Hyperliquid, TON, TRON, BNB, Base, Robinhood, Monad, Arbitrum, Polygon, Avalanche, Dogecoin, Litecoin, Bitcoin Cash, Zcash, and Optimism, with more networks coming soon. Here's what you can do in My Wallet: • Easy on-ramp and off-ramp • Buy crypto and withdraw to a bank card where supported. • Portfolio tracking • Track net worth, P&L charts, and performance across all 11 chains in one place, with flexible date ranges, token filters, and clear asset, chain, and staking breakdowns. • Earn crypto • Stake GRAM and USDe and start earning daily rewards. • Built-in smart agent • Talk to it in natural language to manage assets or get answers about prices, portfolio, and market sentiment. • Gasless transfers • Send stablecoins and other supported tokens on TON and Solana without holding native tokens. • Explore Web3 • Enjoy hundreds of useful decentralized apps, dive into DeFi, manage NFTs and Telegram Gifts. • Hundreds of other handy features • Connect Ledger, hide balances, personalize the interface, send multiple transfers at once, view other wallets, and much more. My Wallet is self-custodial by design: the team can never access your funds, recovery phrase, private keys, or passwords. The app is open-source and audited by CertiK, with a top-7 wallet security ranking. Install My Wallet and manage your crypto across major networks from one simple, secure place.

About

Spender Tracker

Features
Read full description

Spender is a personal expense tracker that helps you record, categorise, and understand your spending. Add expenses manually, snap a photo to identify products automatically, or share receipts from Mail, Photos, and Files. View your spending trends with built-in analytics and export your data as PDF or CSV.

Screenshots

My Wallet4 screens
Spender Tracker4 screens

Verdict

The call

The clearest difference is update cadence: My Wallet at every 5 days against Spender Tracker's monthly. My Wallet also leads on iOS requirement (16.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

My Wallet ships an update every 5 days, Spender Tracker monthly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
My Wallet versus Spender Tracker: the parameters behind the verdict, then further details
ParameterMy WalletSpender Tracker
PriceFreeFree
Rating4.8 (488 ratings) — better—
Positive reviews89.9% of reviews—
Number of ratings488 — better—
Update frequencyEvery 5 days — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better26.2
Further details — not scored
Size61 MB6 MB
Age rating17+4+
DeveloperAnyway LabsKrzysztof Dabrowski

Bugs and requests

My Wallet

Reported bugs

3 issues
  • Login screen freezes
  • Incompatible with older devices
  • Transactions getting lost

Requested features

3 requests
  • Dark mode option
  • Advanced analytics dashboard
  • Improved customer support

Spender Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

My Wallet

No in-app purchases

None

Spender Tracker

No in-app purchases

Questions

Is My Wallet free?
My Wallet is free to download, with no in-app purchases.
Is Spender Tracker free?
Spender Tracker is free to download, with no in-app purchases.
Do My Wallet or Spender Tracker have ads?
Neither My Wallet nor Spender Tracker shows ads.
Which is updated more often, My Wallet or Spender Tracker?
My Wallet ships an update every 5 days, and Spender Tracker monthly. Most recently, My Wallet was updated on November 3, 2026 and Spender Tracker on October 31, 2026.

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