Comparison

IB CAP vs OnePay Shop

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IB CAP

Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.

Highlights
  • Account management
  • Fund transfers
  • Bill payments
  • Mobile recharge
  • Payroll uploads
  • Multi-user support
Features
Read full description

IB CAP is a Corporate Banking for companies subsidiary companies with multiple users. could be a multi-national group of companies with several subsidiary companies with multiple users. Say "IB CAP" to Corporate financial transactions on your hand from anywhere and any time plus security in place. Services: Login • via Username and Password • via SMS OTP Manage Your Bank Accounts and Finances • Review activity and balances in checking, savings, current, loan, deposit, and Debit card accounts. • Transfer history, Three month Transfer, view statement. Fund Transfer • Securely send and receive money To own or other IB Accounts. • Can Fund Transfer to another Bank. Bill Pay • Electricity, Water, Telco, Aeon, Insurance • Payment History. Mobile Pay • Recharge your prepaid/postpaid mobile. • Payment History. Payment Upload • can be uploaded multi-account for Fund transfer. Payroll Upload • can be uploaded multi-account for Salary. Settings • Set Profile picture • Change App Login Password

About

OnePay Shop

Features
Read full description

"OnePay Shop – POS on Mobile Transform your smartphone into a powerful point-of-sale (POS) terminal with OnePay Shop. Designed for convenience, security, and efficiency, this app lets stores and staff accept payments through QR codes effortlessly. Whether you run a café, a boutique, or a local convenience store, OnePay Shop helps you track every transaction in real time — without the need for extra hardware. Say goodbye to manual records and photo receipts! With instant voice notifications, detailed reports, and staff account management, OnePay Shop makes payment tracking and store operations smoother than ever. Key Features - Mobile POS via QR Code Turn your phone into a convenient payment terminal — generate a QR code instantly and let your customers pay with ease. - Multi-Staff Accounts with Permissions Create accounts for your staff and assign permissions such as View Only, Cancel Transaction, or Refund to Customer — ensuring secure and transparent operations. - Track Payments by Staff Know exactly who received which payment. Every transaction is linked to the staff who presented the QR code. - Real-Time Voice Notifications Get instant voice alerts when a transaction is received — no more checking your screen or taking screenshots for proof. - Easy Refund Management Process refunds directly through the app with just a few taps. - Export Transaction Reports Generate and export detailed transaction lists by date — available in Excel or PDF format for easy record keeping. Why OnePay Shop? Because running your store should be easy, fast, and transparent. OnePay Shop is the ultimate all-in-one POS app that keeps your business organized and your customers happy — all through your mobile device."

Screenshots

IB CAP4 screens
OnePay Shop4 screens

Verdict

The call

The clearest difference is iOS requirement: IB CAP at 12.0 against OnePay Shop's 15.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

IB CAP ships an update every 3 months, OnePay Shop every 2 months. Both last shipped on October 16, 2026.

Scorecard1 real difference · 8 level
IB CAP versus OnePay Shop: the parameters behind the verdict, then further details
ParameterIB CAPOnePay Shop
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size64 MB33 MB
Age rating17+4+
DeveloperIndochina Bank Ltd.Banque Pour Le Commerce Exterieur Lao Public

In-app purchases

None

IB CAP

No in-app purchases

None

OnePay Shop

No in-app purchases

Questions

Is IB CAP free?
IB CAP is free to download, with no in-app purchases.
Is OnePay Shop free?
OnePay Shop is free to download, with no in-app purchases.
Do IB CAP or OnePay Shop have ads?
Neither IB CAP nor OnePay Shop shows ads.
Which is updated more often, IB CAP or OnePay Shop?
IB CAP ships an update every 3 months, and OnePay Shop every 2 months. Most recently, IB CAP was updated on October 16, 2026 and OnePay Shop on October 16, 2026.

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