Comparison

Squadmint vs Zeam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Squadmint

Features
Read full description

Squadmint is a payments app for you and the people you share money with. Send and receive instantly with no fees, and pool funds together for the things that matter. Send money like paper cash Pay anyone no matter where they are in the world, in seconds with zero fees on every in-app transaction. Share a payment link or scan a QR code, from 1 up to 20,000. One field, one tap, done. Private Pocket Start a group fund as easily as starting a group chat. Send an invite link and let friends and family join. The group's money cannot be withdrawn without your approval, so everyone stays in control and no one can walk off with the pot. Public Pocket Run an open fundraiser with unlimited members. Everyone can see the pooled total and cheer on top contributors, with transparency built in. Simple and private by design Sign in with Google or an email link, no passwords to remember. A 4-digit PIN authorises every payment. Your identity is a simple $handle, so your phone number and email stay private. Native Bitcoin Lightning support lets you scan any Lightning invoice and pay in about a second, still with zero fees. Squadmint. Pockets that pull together.

About

Zeam

This app provides a comprehensive financial ecosystem with tools for payments, grocery shopping, service purchases, and international money transfers. It aims to offer value and support users on their financial journey, especially for those without traditional bank accounts.

Highlights
  • Pay casual workers without bank accounts
  • Shop groceries with ZEAM wallet
  • Purchase airtime and essential services
  • Send money internationally affordably
  • QR code and invoice link payments
Features
Read full description

ZEAM is more than just a financial ecosystem. It's a community that values and includes everyone, providing access to essential financial tools and ensuring unmatched value for all our users. We're here to support you on your financial journey, no matter where you are or what your needs may be. Our pioneering transactional system integrates deep compliance, detailed data capturing, and distributed financial operations at minimal to zero costs. Pay casual workers ZEAM is perfect for employers who have casual workers without bank accounts. Employers can pay workers quickly, while workers can request and receive payments via QR codes or invoice links. It's fast, convenient, and hassle-free. Shop groceries Shop for groceries hassle-free with your ZEAM wallet at participating local and international supermarkets. With our expanding network of supermarket partners across Africa, you can buy in-store or online, whether it's for yourself or your family back home. Buy services Simplify your life by effortlessly purchasing airtime and essential services online for yourself or your loved ones back home. Stay connected and provide support with just a few taps, ensuring everyone stays in touch and cared for. With this convenient service, you can streamline your responsibilities while keeping your family close, no matter where they are. Send money home With ZEAM, sending money across borders is not only simple but also incredibly affordable. Our transparent fee structure and super-low commissions ensure that you save more money with every transfer. You'll always know where your money is going, giving you the confidence and security you need to manage your finances effectively.

Screenshots

Squadmint4 screens
Zeam4 screens

Verdict

The call

The clearest difference is update cadence: Zeam at fortnightly against Squadmint's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Squadmint ships an update every 2 months, Zeam fortnightly. The most recent releases landed on July 19, 2026 and August 13, 2026 respectively.

Scorecard1 real difference · 9 level
Squadmint versus Zeam: the parameters behind the verdict, then further details
ParameterSquadmintZeam
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews—66.7% of reviews
Number of ratings—2 — better
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.614.0.0 — better
Further details — not scored
Size48 MB79 MB
Age rating4+17+
DeveloperDubesoft (PTY) LTDPaytec Netherlands B.V.

In-app purchases

None

Squadmint

No in-app purchases

None

Zeam

No in-app purchases

Questions

Is Squadmint free?
Squadmint is free to download, with no in-app purchases.
Is Zeam free?
Zeam is free to download, with no in-app purchases.
Do Squadmint or Zeam have ads?
Neither Squadmint nor Zeam shows ads.
Which is updated more often, Squadmint or Zeam?
Squadmint ships an update every 2 months, and Zeam fortnightly. Most recently, Squadmint was updated on July 19, 2026 and Zeam on August 13, 2026.

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