Comparison

Sunrate vs e.PN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sunrate

This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.

Highlights
  • International payments in 130+ currencies
  • Coverage in 190+ countries
  • Commercial card management
  • Global collection services
  • Real-time transaction statements
  • API integration
Features
Read full description

Sunrate is a leading global payment and treasury management platform for businesses worldwide. Founded in 2016, Sunrate has enabled companies to operate and scale locally and globally across more than 190 countries and regions through its cutting-edge infrastructure, extensive global network, and unified solutions. How Sunrate empowers your business International Payments -Make seamless payments to more than 190 countries and regions. -Send payments in over 130 currencies. -Leverage local payment networks across Hong Kong, the US, Europe, the UK, Southeast Asia, and beyond. Currency Conversion -Convert currencies conveniently and instantly at competitive exchange rates. -Access real-time exchange rates and complete conversions whenever your business needs them. Commercial Cards -Benefit from Sunrate’s Principal Membership of both the Mastercard and Visa networks. -Settle transactions directly in more than 15 currencies. -Customise key parameters such as card spending limits. Global Collection -Collect payments globally in more than 30 currencies. -Clear funds through our local networks in over 10 currencies. Why use the Sunrate app? The Sunrate app gives you convenient access to essential business payment and treasury management functions. Manage your commercial cards, view real-time transaction records, monitor your accounts, make payments, and convert currencies wherever you are. Manage your global business on the go and respond to diverse payment needs directly from your mobile device.

About

e.PN

Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.

Highlights
  • Virtual cards from international banks
  • Pay for goods and services
  • No restrictions or blocks
  • Issue multiple cards
  • Transfer funds between accounts
Features
Read full description

No restrictions or blocks. Pay for the services you need quickly and effortlessly using virtual cards from international banks. Our product allows issuing multiple cards for one user at once and transferring funds from one account to another in just a couple of clicks.

Screenshots

Sunrate4 screens
e.PN4 screens

Verdict

The call

The clearest difference is review sentiment: e.PN at 81% against Sunrate's 0%. e.PN also leads on rating (4.6 vs 2.3) and update cadence (every 9 days vs every 3 months). Sunrate's advantage is iOS requirement (15.1 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

e.PN holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: e.PN has 73 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Sunrate's written reviews are positive against 81% of e.PN's.

UpkeepUpdate frequency

Sunrate ships an update every 3 months, e.PN every 9 days. The most recent releases landed on September 30, 2026 and October 17, 2026 respectively.

Scorecard5 real differences · 5 level
Sunrate versus e.PN: the parameters behind the verdict, then further details
ParameterSunratee.PN
PriceFreeFree
Rating2.3 (3 ratings)4.6 (73 ratings) — better
Positive reviews0.0% of reviews81.4% of reviews — better
Number of ratings373 — better
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17
Further details — not scored
Size193 MB153 MB
Age rating4+17+
DeveloperSunrate Pte. Ltd.Digital Waves LTD

Customer experience

Sunrate

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

e.PN

All ratings73 ratings
Positive89.0%
Neutral1.4%
Negative9.6%
Written reviews59 reviews
Positive81.4%
Neutral3.4%
Negative15.3%

Bugs and requests

Sunrate

Not enough reviews yet to summarise bugs or requests.

e.PN

Reported bugs

9 issues
  • Funds not credited after deposit
  • App not working on phone
  • Payment declines for subscriptions
  • Support provides copy-paste replies
  • Lost money on fees and top-up with unusable card
Show 4 more
  • Crypto transfers not arriving
  • Money stolen and accounts closed
  • Cards not being issued
  • No refund policy

Requested features

1 request
  • More details from original website, including FAQ section

In-app purchases

None

Sunrate

No in-app purchases

None

e.PN

No in-app purchases

Questions

Is Sunrate free?
Sunrate is free to download, with no in-app purchases.
Is e.PN free?
e.PN is free to download, with no in-app purchases.
Which has better reviews, Sunrate or e.PN?
e.PN is rated higher. Sunrate averages 2.3 out of 5 from 3 ratings, while e.PN averages 4.6 from 73 ratings.
Do Sunrate or e.PN have ads?
Neither Sunrate nor e.PN shows ads.
Which is updated more often, Sunrate or e.PN?
Sunrate ships an update every 3 months, and e.PN every 9 days. Most recently, Sunrate was updated on September 30, 2026 and e.PN on October 17, 2026.

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