Sunrate vs e.PN
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sunrate
This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.
- International payments in 130+ currencies
- Coverage in 190+ countries
- Commercial card management
- Global collection services
- Real-time transaction statements
- API integration
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Sunrate is a leading global payment and treasury management platform for businesses worldwide. Founded in 2016, Sunrate has enabled companies to operate and scale locally and globally across more than 190 countries and regions through its cutting-edge infrastructure, extensive global network, and unified solutions. How Sunrate empowers your business International Payments -Make seamless payments to more than 190 countries and regions. -Send payments in over 130 currencies. -Leverage local payment networks across Hong Kong, the US, Europe, the UK, Southeast Asia, and beyond. Currency Conversion -Convert currencies conveniently and instantly at competitive exchange rates. -Access real-time exchange rates and complete conversions whenever your business needs them. Commercial Cards -Benefit from Sunrate’s Principal Membership of both the Mastercard and Visa networks. -Settle transactions directly in more than 15 currencies. -Customise key parameters such as card spending limits. Global Collection -Collect payments globally in more than 30 currencies. -Clear funds through our local networks in over 10 currencies. Why use the Sunrate app? The Sunrate app gives you convenient access to essential business payment and treasury management functions. Manage your commercial cards, view real-time transaction records, monitor your accounts, make payments, and convert currencies wherever you are. Manage your global business on the go and respond to diverse payment needs directly from your mobile device.
e.PN
Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.
- Virtual cards from international banks
- Pay for goods and services
- No restrictions or blocks
- Issue multiple cards
- Transfer funds between accounts
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No restrictions or blocks. Pay for the services you need quickly and effortlessly using virtual cards from international banks. Our product allows issuing multiple cards for one user at once and transferring funds from one account to another in just a couple of clicks.
Screenshots
Verdict
The clearest difference is review sentiment: e.PN at 81% against Sunrate's 0%. e.PN also leads on rating (4.6 vs 2.3) and update cadence (every 9 days vs every 3 months). Sunrate's advantage is iOS requirement (15.1 vs 17). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
e.PN holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: e.PN has 73 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of Sunrate's written reviews are positive against 81% of e.PN's.
Sunrate ships an update every 3 months, e.PN every 9 days. The most recent releases landed on September 30, 2026 and October 17, 2026 respectively.
| Parameter | Sunrate | e.PN |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 4.6 (73 ratings) — better |
| Positive reviews | 0.0% of reviews | 81.4% of reviews — better |
| Number of ratings | 3 | 73 — better |
| Update frequency | Every 3 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17 |
| Further details — not scored | ||
| Size | 193 MB | 153 MB |
| Age rating | 4+ | 17+ |
| Developer | Sunrate Pte. Ltd. | Digital Waves LTD |
Customer experience
Sunrate
e.PN
Bugs and requests
Sunrate
Not enough reviews yet to summarise bugs or requests.
e.PN
Reported bugs
9 issues- Funds not credited after deposit
- App not working on phone
- Payment declines for subscriptions
- Support provides copy-paste replies
- Lost money on fees and top-up with unusable card
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- Crypto transfers not arriving
- Money stolen and accounts closed
- Cards not being issued
- No refund policy
Requested features
1 request- More details from original website, including FAQ section
In-app purchases
Sunrate
No in-app purchases
e.PN
No in-app purchases









