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e.PN - Virtual cards

e.PN - Virtual cards

pay for goods and services

73 ratings
59 reviews
💼 Business
💰 Finance
Free

Details

Released
July 10, 2024
Updated
November 4, 2026

Features

Developer

Digital Waves LTD
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About

Easily pay for services with virtual cards from international banks. Issue multiple cards for different needs and transfer funds between accounts quickly. Enjoy a secure and efficient payment solution without restrictions.

✓Issue multiple virtual cards
✓Transfer funds between accounts
✓Pay for international services
✓User-friendly interface
✓Secure and reliable transactions
✓Fast card issuance
Show original description

What users say about e.PN

e.PN is a Finance app rated 4.6/5 from 73 App Store ratings. What users like most: user-friendly interface, fast and simple card issuance. Top complaints: misleading information about minimum deposit, high commissions and hidden fees. Summarized from real user reviews.

Positive things

  • 👍User-friendly interface
  • 🚀Fast and simple card issuance
  • 💰Favorable tariffs and competitive rates
  • 💬Responsive and helpful support
  • 💳Multiple virtual cards for different purposes
  • 💸Easy fund transfers between accounts
  • 🌍Great for international payments
  • 🔒Secure and reliable for transactions
  • 💡Innovative features and constant updates
  • ✅Smooth and glitch-free operation
  • ⏱️Quick setup and hassle-free experience
  • 🎯Perfect for budgeting and expense tracking
  • 🤝Excellent for splitting bills with friends
  • 💯Covers all payment needs
  • ✨Effortless payment solutions
  • ✅Works well for online shopping
  • 👍Recommended for freelancers
  • 🚀Fast and reliable performance
  • 💳Can pay in Steam
  • 👍Good for paying foreign services

Negative things

  • ⚠️Misleading information about minimum deposit
  • 💸High commissions and hidden fees
  • ❓Dynamic commission changes make calculation difficult
  • 😞Support team initially unhelpful
  • 🚫Potential for account blocking
  • 💰Funds disappearing from accounts
  • ❌Cards not being issued
  • 📉High commission rates
See all reviews
+1

What's New in e.PN

1.0.80

November 4, 2026

minor fixes

User reviews

Most RecentHighest RatedLowest Rated

Great app for issuing and using virtual bank cards.

The cards are issued really quickly, and I had no trouble adding mine to Apple Pay. I’ve been using it to pay for AI subscriptions without any issues. The fees are also pretty low and transparent compared to other services I’ve tried.

Overall, ePN has left a really positive impression - convenient, practical, and easy to use.
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DDaywalker1995

Response from developer

Daywalker, thank you very much for your review and high rating! We are very pleased that you highlighted the fast card issuance, the convenience of adding cards to Apple Pay and the reliable payment of subscriptions. We strive to make the service simple, convenient and transparent. Thank you for choosing us and for sharing your experience!

Its a Scam

Every month they charge you even for holding the card that you already paid for it. After several months my card has been disabled and when i wanted to use it i had to buy another one. I deposited around 60$ and after several months after paying so much money to them and charging me for everything i had 10$ and all services were declining my card.
NOT RECOMMENDED AT ALL PLEASE DON’T USE THIS SERVICE!!!!!
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MMrxynot

Response from developer

Hello, Mrxynot. It's a pity that our service left unpleasant experience after you used it. The charges you mentioned in your review are seemingly card renewal fees. The detailed terms of card renewal fees for each tariff are clearly depicted on our website and within your dashboard. We would like to double check if everything was correct in your particular case. Please contact our support team for further assistance.

SCAM

SCAM
EEventtttt

Misleading information and poor support (Problem solved)

I deposited $30 through this app because it stated that the minimum deposit amount was $30. However, the app didn’t credit my funds, and support later told me the actual minimum deposit is now $50, even though the app still shows $30. The app is misleading and the support team refused to help or refund my money. Be careful using this service!
UPD: The problem was solved only after the publication of this review.
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BBlenderrrrr

Response from developer

Hello! My name is Alex and I am the Head of Support. First of all, I apologise for the problem you faced when depositing your account. Yes, we have a rule that the minimum deposit amount must be at least $50 USD. We are ready to resolve the incident and credit you the amount you actually deposited. Write to our support team on Telegram or via our personal cabinet.

Внатуре заебульба

Четенько
ААлладин20635
See 54 more reviews

User experience

🐞

Reported Bugs

9 issues

Funds not credited after deposit

Bug

App not working on phone

Bug

Payment declines for subscriptions

Bug

Support provides copy-paste replies

Bug

Lost money on fees and top-up with unusable card

Bug

Crypto transfers not arriving

Bug

Money stolen and accounts closed

Bug

Cards not being issued

Bug

No refund policy

Bug
✨

Requested Features

1 request

More details from original website, including FAQ section

Feature

FAQ

What is e.PN - Virtual cards?

e.PN - Virtual cards allows you to pay for goods and services using virtual cards issued by international banks. It offers a way to make payments quickly and effortlessly without restrictions.

How many virtual cards can I issue with e.PN - Virtual cards?

The product allows issuing multiple virtual cards for one user at once, enabling you to manage different payment needs separately.

Is e.PN - Virtual cards secure?

User reviews indicate that the service is secure and reliable for transactions. It is designed to provide a safe way to handle online payments.

What devices does e.PN - Virtual cards support?

e.PN - Virtual cards is available on iPhone and iPad devices, offering a convenient mobile experience for managing your virtual cards.

How often is e.PN - Virtual cards updated?

The latest version is 1.0.80, and the app was last updated on November 4, 2026. Users can expect ongoing development and improvements.

What is the user sentiment for e.PN - Virtual cards?

Overall sentiment for e.PN - Virtual cards is mostly positive, with users praising its user-friendly interface, fast card issuance, and helpful support. Some users have noted concerns about commissions and initial support responsiveness.

Does e.PN - Virtual cards have ads?

No, e.PN - Virtual cards does not contain advertisements. The app is free to use without any ad interruptions.

What is the age rating for e.PN - Virtual cards?

e.PN - Virtual cards has an age rating of 17+, indicating it is intended for mature users due to the nature of financial transactions.