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e.PN - Virtual cards

e.PN - Virtual cards

pay for goods and services

68 ratings
59 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 10, 2024
  • August 17, 2026

Features

Developer

Digital Waves LTD
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iphone
ipad
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About

Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.

✓Virtual cards from international banks
✓Pay for goods and services
✓No restrictions or blocks
✓Issue multiple cards
✓Transfer funds between accounts
Show original description

What users say

Summarized from real user reviews of e.PN. Based on 68 reviews and a 4.5/5 average, it highlights the 20 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly interface
  • 🚀Fast and simple card issuance
  • 💰Favorable tariffs and competitive rates
  • 💬Responsive and helpful support
  • 💳Multiple virtual cards for different purposes
  • 💸Easy fund transfers between accounts
  • 🌍Great for international payments
  • 🔒Secure and reliable for transactions
  • 💡Innovative features and constant updates
  • ✅Smooth and glitch-free operation
  • ⏱️Quick setup and hassle-free experience
  • 🎯Perfect for budgeting and expense tracking
  • 🤝Excellent for splitting bills with friends
  • 💯Covers all payment needs
  • ✨Effortless payment solutions
  • ✅Works well for online shopping
  • 👍Recommended for freelancers
  • 🚀Fast and reliable performance
  • 💳Can pay in Steam
  • 👍Good for paying foreign services

Negative things

  • ⚠️Misleading information about minimum deposit
  • 💸High commissions and hidden fees
  • ❓Dynamic commission changes make calculation difficult
  • 😞Support team initially unhelpful
  • 🚫Potential for account blocking
  • 💰Funds disappearing from accounts
  • ❌Cards not being issued
  • 📉High commission rates
See all reviews
+1

What's New in e.PN

1.0.72

August 17, 2026

minor fixes

User reviews

Most RecentHighest RatedLowest Rated

Great app for issuing and using virtual bank cards.

The cards are issued really quickly, and I had no trouble adding mine to Apple Pay. I’ve been using it to pay for AI subscriptions without any issues. The fees are also pretty low and transparent compared to other services I’ve tried.

Overall, ePN has left a really positive impression - convenient, practical, and easy to use.
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Daywalker1995Daywalker1995

Its a Scam

Every month they charge you even for holding the card that you already paid for it. After several months my card has been disabled and when i wanted to use it i had to buy another one. I deposited around 60$ and after several months after paying so much money to them and charging me for everything i had 10$ and all services were declining my card.
NOT RECOMMENDED AT ALL PLEASE DON’T USE THIS SERVICE!!!!!
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MrxynotMrxynot

Response from developer

Hello, Mrxynot. It's a pity that our service left unpleasant experience after you used it. The charges you mentioned in your review are seemingly card renewal fees. The detailed terms of card renewal fees for each tariff are clearly depicted on our website and within your dashboard. We would like to double check if everything was correct in your particular case. Please contact our support team for further assistance.

SCAM

SCAM
EventttttEventtttt

Misleading information and poor support (Problem solved)

I deposited $30 through this app because it stated that the minimum deposit amount was $30. However, the app didn’t credit my funds, and support later told me the actual minimum deposit is now $50, even though the app still shows $30. The app is misleading and the support team refused to help or refund my money. Be careful using this service!
UPD: The problem was solved only after the publication of this review.
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BlenderrrrrBlenderrrrr

Response from developer

Hello! My name is Alex and I am the Head of Support. First of all, I apologise for the problem you faced when depositing your account. Yes, we have a rule that the minimum deposit amount must be at least $50 USD. We are ready to resolve the incident and credit you the amount you actually deposited. Write to our support team on Telegram or via our personal cabinet.

Внатуре заебульба

Четенько
Алладин20635Алладин20635
See 54 more reviews

User experience

🐞

Reported Bugs

9 issues

Funds not credited after deposit

Bug

App not working on phone

Bug

Payment declines for subscriptions

Bug

Support provides copy-paste replies

Bug

Lost money on fees and top-up with unusable card

Bug

Crypto transfers not arriving

Bug

Money stolen and accounts closed

Bug

Cards not being issued

Bug

No refund policy

Bug
✨

Requested Features

1 request

More details from original website, including FAQ section

Feature

FAQ

What does this app do?

This app allows you to pay for goods and services using virtual cards issued by international banks. It provides a way to make payments quickly and effortlessly without facing restrictions or blocks.

What are the key features?

Key features include the ability to obtain virtual cards from international banks, pay for various services, issue multiple cards per user, and transfer funds between accounts with ease.

Is there a cost to use this app?

Based on the provided information, the app is free to use and does not have in-app purchases or ads. There is no mention of any subscription fees or paid features.

Who is this app for?

This app is designed for individuals who need to make payments for goods and services internationally or transfer funds between accounts without encountering restrictions. It's suitable for users seeking a convenient and block-free payment solution.