Best Virtual Card Payment Apps

246+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

Out of 246+ virtual card payment apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Virtual Card Payment Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Buvei – Virtual Card & PayBuvei – Virtual Card & PayFree4.0★ (3)NoNoSep 2026
2Privacy.com: Virtual CardsPrivacy.com: Virtual CardsFree4.5★ (7.2K)NoNoSep 2026
3e.PN - Virtual cardse.PN - Virtual cardsFree4.6★ (71)NoNoSep 2026
4Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (605K)NoNoSep 2026
5Cardtonic: Gift & Virtual CardCardtonic: Gift & Virtual CardFree4.4★ (8.1K)YesNoSep 2026
6Fyatu - Virtual Debit CardsFyatu - Virtual Debit CardsFree—NoNoJul 2026
7VenoPay Unlimited Virtual CardVenoPay Unlimited Virtual CardFree—NoNoSep 2026
8Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (14K)YesNoSep 2026

Top Picks for Virtual Card Payment

Privacy.com: Virtual Cards#2

Privacy.com: Virtual Cards by Pay With Privacy, Inc.

Protect Your Payments
Strong Contender
💰 Finance
4.5😐(7.2K ratings)
Free
Privacy.com: Virtual Cards screenshot 1
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Privacy.com: Virtual Cards screenshot 3
Privacy.com: Virtual Cards screenshot 4
Privacy.com: Virtual Cards screenshot 5
Privacy.com: Virtual Cards screenshot 6

Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.

What We Love

  • 🚀 Excellent protection
  • 🔒 Total control
  • 👍 Incredible
  • 🔒 Essential app
  • 👍 Happy user for YEARS
  • 🚀 Fantastic
  • 🔒 Stellar service
  • 👍 Works pretty well
  • 🚀 It actually is that good
  • 🔒 Saved me and my money!

Room to Improve

  • 🐛 Great service, HORRIBLE new app
  • 🐛 DISAPPOINTED THEY DONT BLOCK THEFT LIKE THEY CLAIM
  • 🐛 New UI and other irritations
  • 🐛 Card Not Supported
  • 🐛 Disabled my account
  • 🐛 Banned account with no explanation
  • 🐛 Doesn't work - no support
  • 🐛 Awful
  • 🐛 Bad customer service and terrible reasons for not activating an account
  • 🐛 Warning: Card Details Leaked
e.PN - Virtual cards#3

e.PN - Virtual cards by Digital Waves LTD

pay for goods and services
Worth Considering
💰 Finance
4.6😊(71 ratings)
Free
e.PN - Virtual cards screenshot 1
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Effortlessly pay for goods and services with virtual cards from international banks. Issue multiple cards and transfer funds quickly between accounts with no restrictions or blocks.

What We Love

  • 👍 User-friendly interface
  • 🚀 Fast and simple card issuance
  • 💰 Favorable tariffs and competitive rates
  • 💬 Responsive and helpful support
  • 💳 Multiple virtual cards for different purposes
  • 💸 Easy fund transfers between accounts
  • 🌍 Great for international payments
  • 🔒 Secure and reliable for transactions
  • 💡 Innovative features and constant updates
  • ✅ Smooth and glitch-free operation
  • ⏱️ Quick setup and hassle-free experience
  • 🎯 Perfect for budgeting and expense tracking
  • 🤝 Excellent for splitting bills with friends
  • 💯 Covers all payment needs
  • ✨ Effortless payment solutions
  • ✅ Works well for online shopping
  • 👍 Recommended for freelancers
  • 🚀 Fast and reliable performance
  • 💳 Can pay in Steam
  • 👍 Good for paying foreign services

Room to Improve

  • ⚠️ Misleading information about minimum deposit
  • 💸 High commissions and hidden fees
  • ❓ Dynamic commission changes make calculation difficult
  • 😞 Support team initially unhelpful
  • 🚫 Potential for account blocking
  • 💰 Funds disappearing from accounts
  • ❌ Cards not being issued
  • 📉 High commission rates

More Virtual Card Payment apps to explore

FAQ about Virtual Card Payment

What are the best virtual card payment apps for iPhone?
Buvei – Virtual Card & Pay tops our virtual card payment apps ranking as of September 2026, with a 4.0-star average from 3 App Store ratings, and it's free to download.
Yes — 20 of the top virtual card payment apps we rank are free to download, including Buvei – Virtual Card & Pay and Privacy.com: Virtual Cards.
Buvei – Virtual Card & Pay has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 246+ virtual card payment apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.