Sunrate vs GAT Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sunrate
This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.
- International payments in 130+ currencies
- Coverage in 190+ countries
- Commercial card management
- Global collection services
- Real-time transaction statements
- API integration
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Sunrate is a leading global payment and treasury management platform for businesses worldwide. Founded in 2016, Sunrate has enabled companies to operate and scale locally and globally across more than 190 countries and regions through its cutting-edge infrastructure, extensive global network, and unified solutions. How Sunrate empowers your business International Payments -Make seamless payments to more than 190 countries and regions. -Send payments in over 130 currencies. -Leverage local payment networks across Hong Kong, the US, Europe, the UK, Southeast Asia, and beyond. Currency Conversion -Convert currencies conveniently and instantly at competitive exchange rates. -Access real-time exchange rates and complete conversions whenever your business needs them. Commercial Cards -Benefit from Sunrate’s Principal Membership of both the Mastercard and Visa networks. -Settle transactions directly in more than 15 currencies. -Customise key parameters such as card spending limits. Global Collection -Collect payments globally in more than 30 currencies. -Clear funds through our local networks in over 10 currencies. Why use the Sunrate app? The Sunrate app gives you convenient access to essential business payment and treasury management functions. Manage your commercial cards, view real-time transaction records, monitor your accounts, make payments, and convert currencies wherever you are. Manage your global business on the go and respond to diverse payment needs directly from your mobile device.
GAT Pay
Facilitates global fund transfers for merchants, ensuring smooth and accessible financial transactions worldwide. Trusted by millions of businesses for their payment needs.
- Global fund transfers
- Merchant payment solution
- Free fund flow
- Trusted by millions
- Secure transactions
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Trusted by millions of merchants worldwide, our payment solution enables your funds to flow freely globally
Screenshots
Verdict
The clearest difference is rating: GAT Pay at 5.0 against Sunrate's 2.3. GAT Pay also leads on update cadence (fortnightly vs every 5 weeks). Sunrate's advantage is ratings volume (3 vs 1) and iOS requirement (15.1 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GAT Pay holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
Sunrate ships an update every 5 weeks, GAT Pay fortnightly. Both last shipped on October 24, 2026.
| Parameter | Sunrate | GAT Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 3 — better | 1 |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 17.6 |
| Further details — not scored | ||
| Size | 194 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Sunrate Pte. Ltd. | GAT INVESTMENT BANK LIMITED |
Customer experience
Sunrate
GAT Pay
In-app purchases
Sunrate
No in-app purchases
GAT Pay
No in-app purchases









