Comparison

Sunrate vs GAT Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sunrate

This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.

Highlights
  • International payments in 130+ currencies
  • Coverage in 190+ countries
  • Commercial card management
  • Global collection services
  • Real-time transaction statements
  • API integration
Features
Read full description

Sunrate is a leading global payment and treasury management platform for businesses worldwide. Founded in 2016, Sunrate has enabled companies to operate and scale locally and globally across more than 190 countries and regions through its cutting-edge infrastructure, extensive global network, and unified solutions. How Sunrate empowers your business International Payments -Make seamless payments to more than 190 countries and regions. -Send payments in over 130 currencies. -Leverage local payment networks across Hong Kong, the US, Europe, the UK, Southeast Asia, and beyond. Currency Conversion -Convert currencies conveniently and instantly at competitive exchange rates. -Access real-time exchange rates and complete conversions whenever your business needs them. Commercial Cards -Benefit from Sunrate’s Principal Membership of both the Mastercard and Visa networks. -Settle transactions directly in more than 15 currencies. -Customise key parameters such as card spending limits. Global Collection -Collect payments globally in more than 30 currencies. -Clear funds through our local networks in over 10 currencies. Why use the Sunrate app? The Sunrate app gives you convenient access to essential business payment and treasury management functions. Manage your commercial cards, view real-time transaction records, monitor your accounts, make payments, and convert currencies wherever you are. Manage your global business on the go and respond to diverse payment needs directly from your mobile device.

About

GAT Pay

Facilitates global fund transfers for merchants, ensuring smooth and accessible financial transactions worldwide. Trusted by millions of businesses for their payment needs.

Highlights
  • Global fund transfers
  • Merchant payment solution
  • Free fund flow
  • Trusted by millions
  • Secure transactions
Features
Read full description

Trusted by millions of merchants worldwide, our payment solution enables your funds to flow freely globally

Screenshots

Sunrate4 screens
GAT Pay4 screens

Verdict

The call

The clearest difference is rating: GAT Pay at 5.0 against Sunrate's 2.3. GAT Pay also leads on update cadence (fortnightly vs every 5 weeks). Sunrate's advantage is ratings volume (3 vs 1) and iOS requirement (15.1 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GAT Pay holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

Sunrate ships an update every 5 weeks, GAT Pay fortnightly. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
Sunrate versus GAT Pay: the parameters behind the verdict, then further details
ParameterSunrateGAT Pay
PriceFreeFree
Rating2.3 (3 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings3 — better1
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 — better17.6
Further details — not scored
Size194 MB33 MB
Age rating4+4+
DeveloperSunrate Pte. Ltd.GAT INVESTMENT BANK LIMITED

Customer experience

Sunrate

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

GAT Pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Sunrate

No in-app purchases

None

GAT Pay

No in-app purchases

Questions

Is Sunrate free?
Sunrate is free to download, with no in-app purchases.
Is GAT Pay free?
GAT Pay is free to download, with no in-app purchases.
Which has better reviews, Sunrate or GAT Pay?
GAT Pay is rated higher. Sunrate averages 2.3 out of 5 from 3 ratings, while GAT Pay averages 5.0 from 1 ratings.
Do Sunrate or GAT Pay have ads?
Neither Sunrate nor GAT Pay shows ads.
Which is updated more often, Sunrate or GAT Pay?
Sunrate ships an update every 5 weeks, and GAT Pay fortnightly. Most recently, Sunrate was updated on October 24, 2026 and GAT Pay on October 24, 2026.

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