Total Expert vs Optimal Blue

Messaging Built for Loan Officers Stay connected to your borrowers anywhere you go. Total Expert empowers modern financial professionals with a secure, purpose-built mobile experience designed to help you build trust and grow relationships through real conversations. Whether you're coordinating follow-up meetings, managing contact tasks, or checking in with borrowers, Total Expert's mobile app keeps you at the center of the conversation — no desk required. Real-Time SMS Messaging – Seamlessly send and receive text messages with opted-in contacts. Use emojis, maintain conversation history, and stay in sync across devices. Contact Search – Instantly find your contacts by name, email, or phone number. Task Management – Create, edit, complete, and delete one-time tasks directly at the contact level. View tasks organized by due date — overdue, due today, due this week, and beyond — so nothing slips through the cracks. Notes – Log important details and outcomes on the go, right from your phone. Notifications – Never miss a message. Push notifications bring you back into the conversation the moment a borrower replies. Secure Login – Sign in faster with Face ID or biometrics after your first SSO login — no need to repeat the full authentication flow every time. Stay productive, stay personal, and stay compliant — with a mobile experience purpose-built for loan originators. Download now and keep your conversations moving, wherever you are.

Access the industry’s most widely used product, pricing and eligibility engine anywhere! Optimal Blue PPE (OB) Mobile provides key functionality to support loan officers and other mortgage industry professionals on-the-go. The app allows you to track the Optimal Blue Mortgage Market Indices (OBMMI™) and receive push notifications for updates. OBMMI™ provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry. Calculated from actual locked rates with consumers across 42% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products. For Optimal Blue customers, you can also log in to price scenarios and save favorites to your dashboard for quick access. Scenarios can be automatically refreshed with a single tap, allowing you to easily see the best product, rate, price and more. This capability helps you understand how interest rates are moving on a given day, directly from your mobile device – no paper rate sheet required! These easily accessible scenarios can assist in conversations with prospective borrowers before an application is taken. With the app, Optimal Blue customers can access the full array of pricing inputs you’re used to seeing on the web version of the Optimal Blue PPE, including any custom fields. This allows for an instant, accurate quote. Additionally, search results include the full granularity you’re used to accessing on the web. All eligible products and rates are displayed, including any adjustments, notes and advisories. Ineligible products are displayed along with an ineligibility reason.