PowerVP vs Total Expert

PowerVP is Guaranteed Rate's brand new web-based, end-to-end innovative LOS designed to help you increase efficiency in your lending operations. Think of it as your new mobile mortgage assistant in the palm of your hand. Save time and create new loans applications, get updated time to task, view existing loans, pull credit, send pre-approvals, and many other functions. All loan data, in real-time, is synced and up to date within the back-end systems of PowerVP & Encompass. Key Features: - 360 degree view of your pipeline - Easily send a DM invite to your client and monitor them as a lead - Pre-approvals with credit and/or AUS - Run DUAL AUS for a stronger pre-approval letter - Issue/retrieve credit reports & automatically import liabilities - Create multiple pricing scenarios before - Lock a rate that is best for your client - Communicate between YBR & PowerVP in a loan file via Notes - Run Pricing, create pricing scenarios and share them with your client using our loan summary tool - Lock a rate directly from your phone - 1003 application simplified to collect or review information quickly (with more sections to come) - One stop access to your Loan Team’s contact information - Responsively designed for mobile web browsers Disclaimer NMLS License #2611. Equal housing lender. Licensed in all 50 states. Guaranteed Rate licensing and disclosure information can be found at nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611

Messaging Built for Loan Officers Stay connected to your borrowers anywhere you go. Total Expert empowers modern financial professionals with a secure, purpose-built mobile experience designed to help you build trust and grow relationships through real conversations. Whether you're coordinating follow-up meetings, managing contact tasks, or checking in with borrowers, Total Expert's mobile app keeps you at the center of the conversation — no desk required. Real-Time SMS Messaging – Seamlessly send and receive text messages with opted-in contacts. Use emojis, maintain conversation history, and stay in sync across devices. Contact Search – Instantly find your contacts by name, email, or phone number. Task Management – Create, edit, complete, and delete one-time tasks directly at the contact level. View tasks organized by due date — overdue, due today, due this week, and beyond — so nothing slips through the cracks. Notes – Log important details and outcomes on the go, right from your phone. Notifications – Never miss a message. Push notifications bring you back into the conversation the moment a borrower replies. Secure Login – Sign in faster with Face ID or biometrics after your first SSO login — no need to repeat the full authentication flow every time. Stay productive, stay personal, and stay compliant — with a mobile experience purpose-built for loan originators. Download now and keep your conversations moving, wherever you are.