PowerVP vs Optimal Blue

PowerVP is Guaranteed Rate's brand new web-based, end-to-end innovative LOS designed to help you increase efficiency in your lending operations. Think of it as your new mobile mortgage assistant in the palm of your hand. Save time and create new loans applications, get updated time to task, view existing loans, pull credit, send pre-approvals, and many other functions. All loan data, in real-time, is synced and up to date within the back-end systems of PowerVP & Encompass. Key Features: - 360 degree view of your pipeline - Easily send a DM invite to your client and monitor them as a lead - Pre-approvals with credit and/or AUS - Run DUAL AUS for a stronger pre-approval letter - Issue/retrieve credit reports & automatically import liabilities - Create multiple pricing scenarios before - Lock a rate that is best for your client - Communicate between YBR & PowerVP in a loan file via Notes - Run Pricing, create pricing scenarios and share them with your client using our loan summary tool - Lock a rate directly from your phone - 1003 application simplified to collect or review information quickly (with more sections to come) - One stop access to your Loan Team’s contact information - Responsively designed for mobile web browsers Disclaimer NMLS License #2611. Equal housing lender. Licensed in all 50 states. Guaranteed Rate licensing and disclosure information can be found at nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611

Access the industry’s most widely used product, pricing and eligibility engine anywhere! Optimal Blue PPE (OB) Mobile provides key functionality to support loan officers and other mortgage industry professionals on-the-go. The app allows you to track the Optimal Blue Mortgage Market Indices (OBMMI™) and receive push notifications for updates. OBMMI™ provides the most comprehensive, accurate, timely, and interactive analysis of pricing ever conducted in the mortgage industry. Calculated from actual locked rates with consumers across 42% of all mortgage transactions nationwide, OBMMI includes multiple mortgage pricing indices developed around the most popular mortgage products. For Optimal Blue customers, you can also log in to price scenarios and save favorites to your dashboard for quick access. Scenarios can be automatically refreshed with a single tap, allowing you to easily see the best product, rate, price and more. This capability helps you understand how interest rates are moving on a given day, directly from your mobile device – no paper rate sheet required! These easily accessible scenarios can assist in conversations with prospective borrowers before an application is taken. With the app, Optimal Blue customers can access the full array of pricing inputs you’re used to seeing on the web version of the Optimal Blue PPE, including any custom fields. This allows for an instant, accurate quote. Additionally, search results include the full granularity you’re used to accessing on the web. All eligible products and rates are displayed, including any adjustments, notes and advisories. Ineligible products are displayed along with an ineligibility reason.