Total Expert vs VDM Virtual
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Total Expert
This app provides loan officers with a secure mobile platform for real-time SMS messaging, contact management, and task organization. It helps financial professionals build trust and grow relationships with borrowers through seamless communication and efficient workflow management, even when away from their desks.
- Real-time SMS messaging
- Contact search
- Task management
- Note logging
- Push notifications
- Secure login with biometrics
Read full descriptionHide full description
Messaging Built for Loan Officers Stay connected to your borrowers anywhere you go. Total Expert empowers modern financial professionals with a secure, purpose-built mobile experience designed to help you build trust and grow relationships through real conversations. Whether you're coordinating follow-up meetings, managing contact tasks, or checking in with borrowers, Total Expert's mobile app keeps you at the center of the conversation — no desk required. Real-Time SMS Messaging – Seamlessly send and receive text messages with opted-in contacts. Use emojis, maintain conversation history, and stay in sync across devices. Contact Search – Instantly find your contacts by name, email, or phone number. Task Management – Create, edit, complete, and delete one-time tasks directly at the contact level. View tasks organized by due date — overdue, due today, due this week, and beyond — so nothing slips through the cracks. Notes – Log important details and outcomes on the go, right from your phone. Notifications – Never miss a message. Push notifications bring you back into the conversation the moment a borrower replies. Secure Login – Sign in faster with Face ID or biometrics after your first SSO login — no need to repeat the full authentication flow every time. Stay productive, stay personal, and stay compliant — with a mobile experience purpose-built for loan originators. Download now and keep your conversations moving, wherever you are.
VDM Virtual
Read full descriptionHide full description
Employees and friends of VanDyk Mortgage can engage in learning and development activities and join events
Screenshots
Verdict
The clearest difference is update cadence: VDM Virtual at weekly against Total Expert's fortnightly. VDM Virtual also leads on iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Total Expert ships an update fortnightly, VDM Virtual weekly. The most recent releases landed on October 3, 2026 and September 17, 2026 respectively.
| Parameter | Total Expert | VDM Virtual |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 12.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 80 MB |
| Age rating | 4+ | 17+ |
| Developer | Total Expert, Inc. | vFairs LLC |
In-app purchases
Total Expert
No in-app purchases
VDM Virtual
No in-app purchases
