Pagarva vs tipme

All payments. Instant deposits. One app. Stop duct-taping payment apps. Get paid like a pro with a tool built for how you actually work. Pagarva is a professional payment app built specifically for micro-businesses in America. You no longer have to choose between enterprise tools that are complex, expensive, and slow, or personal apps that feel informal and unprofessional. We bridge both worlds, so you don’t have to. With Pagarva, you run your business the way it actually works. Payment Methods Accept payments from any method supported by the platform, immediately. As of today, you can accept: • Apple Pay • Google Pay • Cash App • Link • Zelle (QR Code) • PIX • All cards • Venmo • PayPal • PayPal Pay Later • Klarna • Affirm • USDC • Samsung Pay Instant Payouts Funds land directly in your bank account, not a wallet, not a balance you have to move later. Always. Simple One app. One price. All payment methods. Always instant. No hardware. No subscription. Your customers don’t need Pagarva to pay you. You’re in control Choose who covers transaction fees with a simple toggle. Toggle left, you pay. Toggle right, they pay. Your language Use the app in your language while customers pay in theirs. No misunderstanding. Keep everything in one place All your income is automatically organized on a single page, ready to review or export. Who Pagarva is for Small businesses that need to look professional without giving up flexibility. Pricing 3.5% + $0.30 per successful transaction. That’s it. This cost can be zero if you use our Dual Price feature to pass transaction fees on to your customers, as many businesses already do.

Don’t lose cash-only customers. Let customers pay for your service or leave a tip from their phone. No reader or monthly fee. GET PAID YOUR WAY • Create a tip page with preset amounts like $5, $10, or $20, or let customers enter their own amount. • Create a service page with a fixed price for a class, job, or appointment. • Every page has its own link and QR code, plus a title, a message up to 140 characters, and your picture. • Customers pay in their phone’s browser with Apple Pay, Google Pay, or a card. They do not need an app or account. • Put your QR code on your phone, badge, table card, sticker, counter, or car. • Choose who pays the processing fee for each page: the customer or you. • No business setup, card reader, or monthly fee. TAP TO PAY ON IPHONE • Take contactless cards, phones, and watches on your iPhone with Tap to Pay on iPhone. • No reader is needed. Requires iPhone XS or later. SERVICE TOOLS • Booking: add one-off or repeating times for up to six months, set a seat limit, and let customers choose a time and pay. • See who is coming for each booking. • One-time payment links: set an exact amount, share the link, and it closes after one payment. • Customers can download an invoice before paying, then a paid invoice and receipt after. Share them as PDFs from history. PAYOUTS • Standard payouts to your bank are free and take a few business days. • Instant payouts to an eligible debit card arrive in minutes for a small fee. • Withdraw once your balance is $1 or more. RECORDS AND SECURITY • See your live balance and payment history. • Get a daily email recap after activity and export records to a spreadsheet. • If you pass the IRS thresholds, get a Form 1099-K. • Sign in with Face ID. • Sign up with an SSN or ITIN. Stripe checks your identity, and your account is usually ready the same day. • Your app and web dashboard share one account. • Payments are processed by Stripe (PCI DSS Level 1). Bank linking goes through Plaid. tipme never stores card details. • Every payment is recorded, so tax time is easier. WHO IT’S FOR • Hair and beauty: barbers, hair stylists, nail and lash techs. • Fitness and lessons: personal trainers, yoga instructors, tutors, music teachers. • Events: photographers, musicians, street performers. • Hospitality: baristas, servers, valets, bellhops, housekeeping. • Local and mobile services: tour and fishing guides, rideshare and delivery drivers, movers, house cleaners, dog walkers and groomers. PRICING • No signup fee, monthly fee, or subscription. • Each payment has one clear fee, shown up front. Breakdown at tipme-app.com/fees. For use in the United States only. You must be 18 or older to open an account. Available in English and Spanish. tipme-app.com/help tipme-app.com/terms tipme-app.com/privacy