PNB One BIZ vs Cent eeZ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PNB One BIZ
This app offers corporate clients advanced tools for managing financial operations. It provides granular control over user access, transaction approvals, and bulk transactions, streamlining business banking activities for companies of all sizes.
- Corporate Admin features
- Corporate User management
- Transaction approval workflows
- Account management
- Bulk transaction handling
- Instant payments
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Discover PNB One BIZ for corporates by PNB Bank: An application exclusive to our Corporate Internet Banking customers that introduces industry-first features of Corporate Admin and Corporate Users, empowering businesses with unparalleled control and efficiency in managing their financial operations. From user access management to transaction approval workflows, PNB One BIZ provides comprehensive tools to oversee and regulates business banking activities effectively. Whether you're a startup, SME, or a large corporation, our business banking application is designed to meet your needs under one roof, ranging from managing accounts to handling bulk transactions and facilitating instant payments.
Cent eeZ
Manage your bank accounts, transfer funds, and apply for loans. Invest in mutual funds, NPS, and government schemes. Shop with exclusive deals and purchase insurance policies.
- Account management and transaction history
- Fund transfers (NEFT, RTGS, IMPS)
- Fixed and recurring deposits
- Loan applications and management
- Mutual fund and NPS investments
- Reward points and exclusive shopping deals
- Digital insurance policy purchase and management
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B – Banking Effortless banking at your fingertips: • Account Management Check account balances, view transaction history, and download detailed statements. Update personal details, profile photos, and email preferences. • Fund Transfers Transfer funds instantly via NEFT, RTGS, and IMPS. Add and manage beneficiaries with secure OTP-based verification. • Deposits & Loans Open Fixed and Recurring Deposits with attractive rates. Apply for, manage, and repay loans including personal, housing, vehicle, and education loans. • Debit Card Services Block/unblock your card, reset PINs, and set transaction limits—all securely. • Bill Payments & Utility Services Pay utility bills, manage billers, and set reminders for payments. • Cheque Management Request cheque books, stop payments, and perform positive pay checks. • Enhanced Security OTP-based authentication for transactions and real-time alerts. I – Investments Grow and manage your wealth with smart tools: • Wealth Management Access Mutual Funds, NPS, PMS, and Govt. schemes. Simplified SIPs starting at just ₹100 and paperless approvals. Analyze your portfolio: Total value, gains, and performance over time. • Intelligent Tools Smart calculators, fund fact sheets, and asset allocation models for smarter decision-making. Portfolio analysis with overall P&L, realized/unrealized gains, and % returns. Fund performance comparison with market indices and customizable timeframes. • Comprehensive Insights Access detailed investment insights with real-time market data and performance graphs. • SIP & Investment Flexibility Order multiple SIPs/lumpsum investments in a single go. Instant paperless mandate approval for SIPs. S – Shopping & Rewards Enjoy exclusive deals and rewards: • Reward Points Earn points on every transaction and redeem them for exclusive offers, gifts, and discounts. Track your rewards balance and usage with an intuitive dashboard. • Shopping Access special discounts and deals with partner merchants. Enjoy hassle-free payments and instant cashback offers. • Exclusive Offers Special seasonal deals and offers tailored to your shopping preferences. I – Insurance Secure your future with digital insurance solutions: • Instant Policies Buy life, health, motor, travel, cyber, and property insurance directly through the app. • 24/7 Access Manage policies, track claims, and update coverage anytime, anywhere. • Simplified Processes Instant policy issuance with simplified risk assessments. Hassle-free claims process and paperless management. • Personalized Coverage Customize coverage options to fit your unique needs and budget. 200+ Features for Smarter Finance Management Cent eeZ combines over 200 features that enhance your banking, investment, shopping, and insurance experience, all from a single app. Key features include: • Digital Onboarding for quick registration. • Portfolio and asset management tools. • Intelligent finance calculators and insights. • Loan management, bill payment, and cheque book requests. • Instant fund transfers, direct payments, and flexible bill reminders. • Comprehensive customer support with instant chat via Cent Bot. • Wealth management services with SIPs, mutual funds, NPS, and more. Download Cent eeZ Today Experience the future of banking with enhanced security, smarter investments, effortless shopping, and complete insurance coverage—all in one app. Available for iOS (Version 13+).
Screenshots
Verdict
The clearest difference is rating: PNB One BIZ at 4.3 against Cent eeZ's 2.2. Cent eeZ's advantage is ratings volume (26 vs 4). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PNB One BIZ holds the better App Store score, 4.3 against 2.2. That said, the two scores are not equally well evidenced: Cent eeZ has 26 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 35% of PNB One BIZ's written reviews are positive against 39% of Cent eeZ's, so the app with the better star average is not the one people write more warmly about.
PNB One BIZ ships an update every 5 weeks, Cent eeZ every 3 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.
| Parameter | PNB One BIZ | Cent eeZ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (4 ratings) — better | 2.2 (26 ratings) |
| Positive reviews | 35.0% of reviews | 39.4% of reviews — better |
| Number of ratings | 4 | 26 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 189 MB | 200 MB |
| Age rating | 4+ | 17+ |
| Developer | PNB | CENTRAL BANK OF INDIA |
Customer experience
PNB One BIZ
Cent eeZ
User reviews
PNB One BIZ
From 4 App Store ratingsWhat we love
- 👍 Good app with entire banking facilities
- 👍 User friendly and safe to use
- 👍 Nice UI
- 👍 Easy to use for corporate customers
- 👍 New age app
Room to improve
- 🐛 App crashes when sharing transaction screenshots
- 🐛 App freezes after searching and selecting a payee
- 🐛 App hangs when searching for a party name
- 🐛 Login screen becomes unresponsive
- 🐛 App crashes instantly when attempting to share a transaction screenshot
Cent eeZ
From 26 App Store ratingsWhat we love
- 👍 Clean and smooth user interface
- 🚀 Fast and responsive app
- 📱 Comprehensive banking services in one app
- 🥳 Excellent app overall
Room to improve
- 🐛 Login issues and technical difficulties
- 👎 Poor user interface compared to other banking apps
- 🔙 Back button/navigation issues
- 🤖 Biometric login not working consistently
Bugs and requests
PNB One BIZ
Reported bugs
32 issues- App freezes immediately after searching and selecting a payee
- Searching for a party name while initiating a transaction causes the entire process to hang
- Attempting to share a transaction screenshot crashes the app instantly
- Login screen becomes unresponsive, sometimes requiring multiple restarts
- App automatically closes when clicking the share option after payment
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- App crashes wherever share icon is touched
- App crashes when sharing transfer details through WhatsApp
- Download option doesn’t work on iPhone
- Mobile number not registered error even after registration
- Notifications not showing in app on iOS
- App hangs when attempting to initiate a transaction and search party name
- Login screen becomes unresponsive
- New interface does not have an option to check balance
- Scan and pay option is not available
- App stuck on login page, MPIN entry gets stuck at loading popup
- App never runs on time, never opens after entering login pin
- Not able to log in, showing loading
- Issue with login, app doesn't work most of the time
- App shows loading screen only on iPhone when searching beneficiary
- Mobile number change is under process error, unable to verify
- App doesn’t open after entering MPIN
- Corporate user unable to enable, says user already enabled
- App does not work for corporate users only
- App shows 'logged/registered on another device' error
- App takes a few minutes to load
- App shows loading, takes few minutes
- App shows loading, takes few minutes
- Net banking not shoot for iPhone 13 Pro
- Not able to add beneficiaries
- Balance check is hidden, sending money is confusing
- Not able to register on the app
- App shows loading, takes few minutes
Requested features
6 requests- Improve transactions smoother
- Payment receipt PDF with history
- Option to share details from Transactions history
- Scan and pay option
- ASBA option should be made available on app
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- Make the app simple and user-friendly like UPI apps
Cent eeZ
Reported bugs
2 issues- App hangs and crashes on iOS
- Unable to register or install the app
Requested features
2 requests- Smaller and smoother loading logo
- Improved biometric login experience
In-app purchases
PNB One BIZ
No in-app purchases
Cent eeZ
No in-app purchases
Questions
Is PNB One BIZ free?
Is Cent eeZ free?
Which has better reviews, PNB One BIZ or Cent eeZ?
Do PNB One BIZ or Cent eeZ have ads?
Which is updated more often, PNB One BIZ or Cent eeZ?
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