Comparison

OrangeNXT vs Groot Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OrangeNXT

Experience full-service digital banking with a new mobile application. Open accounts in minutes, set financial goals for savings, and manage finances conveniently from anywhere. Designed for modern lifestyles, it offers a personalized, customer-centric banking experience without physical branches.

Highlights
  • Open bank account in 5 minutes
  • Goal-based deposit feature
  • Remit Saver for international users
  • Fully digital banking experience
  • Personalized customer service
Features
Read full description

OrangeNXT by Laxmi Sunrise - 100% Digital Banking, 0% Hassle Experience complete digital banking like never before. OrangeNXT by Laxmi Sunrise is the next-generation mobile banking application designed to meet all your banking needs right at your fingertips. While OrangeNXT doesn't have any physical branches, it acts as an expertise in mobile banking with the aim of providing a truly digital and personalized customer-centric banking. Key Features of OrangeNXT: Bank Account In Just 5 Minutes Get a fully functional bank account in just 5 minutes with OrangeNXT. Skip the need to visit the bank, long paperwork, and complex processes. With just a few taps from your smartphone, you'll have your account ready, making it quick and easy to start managing your money on the go. Goal Based Deposit Achieve your dreams effortlessly with OrangeNXT's Goal-Based Deposit! Set your financial goals, like a dream vacation or a new gadget, and watch your savings grow step by step. With this unique feature, turning your aspirations into reality is super simple. Remit Saver This unique feature is designed to cater specifically to the needs of the Nepali living abroad, offering a convenient way to save and manage finances from any corner of the world. And many other features. OrangeNXT by Laxmi Sunrise - a comprehensive solution tailored to meet the demands of today's fast-paced lifestyle. Download the app today and enjoy seamless banking on the go!

About

Groot Pay

Features
Read full description

Groot Pay: Your Smart, Secure, and Seamless Digital Wallet Groot Pay, developed by Innovation Next Pvt. Ltd., is not just another digital wallet—-it is your ultimate financial companion, designed to simplify and enhance your everyday financial transactions. Whether you need to load money, pay merchants, transfer funds, or manage your spending, Groot Pay offers a secure, convenient, and intuitive experience. With Groot Pay, you can effortlessly connect your bank account or card to make secure payments to merchants, friends, and family. Whether you are shopping online, paying utility bills, or handling day-to-day expenses, Groot Pay ensures a smooth, hassle-free experience, making digital transactions easier than ever before. Powerful Features for a Smarter Financial Experience Groot Pay is built with cutting-edge technology and robust security features, ensuring you stay in control of your money while keeping your transactions safe. From QR-based payments and instant P2P transfers to AI-powered spending insights, Groot Pay is designed to cater to the financial needs of modern users. Key Features of Groot Pay 1. Easy Registration & Secure Log-In • Quick Sign-Up: Register with just an OTP verification or use your National ID for a seamless onboarding process. • Biometric Security: Secure your account with fingerprint or face recognition for hassle-free logins. 2. Wallet Load & Bank Transfers • Instant Wallet Top-Up: Load money into your wallet directly from your bank account or linked card. • Secure Fund Transfers: Transfer funds to other Groot Pay users or any bank account securely and instantly. 3. QR Payments & P2P Transfers • Scan & Pay: Make quick payments by scanning QR codes at supported merchants. • Send Money Easily: With just a few taps, send money to friends, family, or businesses. 4. Bank Account Linking & KYC Verification • Seamless Banking Integration: Link your bank account for real-time balance checks and smooth transactions. • Enhanced Security with KYC: Complete your KYC verification to unlock higher transaction limits and enhanced security features. 5. Transaction History & Digital Receipts • Track Your Spending: Access detailed transaction history anytime to keep a record of your payments. • Download Receipts: Get downloadable payment receipts for expense tracking and proof of transaction. 6. Advanced Security & Customization • Set Transaction Limits: Control your spending by setting daily transaction limits. • Biometric Authentication: Enable fingerprint or face recognition for added security. • Shield Time Settings: Customize your security settings to control access to your wallet. • Manage Saved Payments: Keep track of frequent transactions and saved payment details easily. 7. Loyalty Points & Personal Finance Tracker • Earn Rewards: Every transaction earns loyalty points that can be redeemed for exclusive offers and rewards. • Smart Spending Insights: Use the built-in AI-powered personal finance tracker to monitor spending patterns, get smart budgeting suggestions, and make better financial decisions. 8. 24/7 Chat Support & Built-in Search Engine • Instant Assistance: Get quick help whenever you need it with 24/7 live chat support. • Smart Search Functionality: Find transactions, merchants, or customer support articles instantly using the in-app search engine. Why Choose Groot Pay? Secure – Advanced encryption & biometric authentication keep your money safe. Convenient – QR payments, bank transfers, and seamless transactions in one app. Innovative – AI-powered spending insights help manage finances better. User-Friendly – A simple, intuitive interface for everyone. Take Control of Your Money Today! With Groot Pay, managing money is easy. Pay at stores, send money, and track expenses—all in one place. Download Groot Pay today and experience a smarter way to pay!

Screenshots

OrangeNXT4 screens
Groot Pay4 screens

Verdict

The call

The clearest difference is ads: Groot Pay at none against OrangeNXT's shown. OrangeNXT's advantage is update cadence (fortnightly vs every 6 weeks) and iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OrangeNXT ships an update fortnightly, Groot Pay every 6 weeks. The most recent releases landed on October 1, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
OrangeNXT versus Groot Pay: the parameters behind the verdict, then further details
ParameterOrangeNXTGroot Pay
PriceFreeFree
Rating4.3 (23 ratings) — better—
Positive reviews33.3% of reviews—
Number of ratings23 — better—
Update frequencyFortnightly — betterEvery 6 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size174 MB125 MB
Age rating4+4+
DeveloperLaxmi Bank Ltd.Innovation Next

In-app purchases

None

OrangeNXT

No in-app purchases

None

Groot Pay

No in-app purchases

Questions

Is OrangeNXT free?
OrangeNXT is free to download, with no in-app purchases.
Is Groot Pay free?
Groot Pay is free to download, with no in-app purchases.
Do OrangeNXT or Groot Pay have ads?
OrangeNXT shows ads; Groot Pay does not.
Which is updated more often, OrangeNXT or Groot Pay?
OrangeNXT ships an update fortnightly, and Groot Pay every 6 weeks. Most recently, OrangeNXT was updated on October 1, 2026 and Groot Pay on September 25, 2026.

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