Hometech vs PennyClerk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hometech
Manage your finances securely and conveniently on the go. View account balances, transaction history, transfer funds, and pay bills. Access e-statements and enjoy digital banking backed by local credit union service.
- Real-time balance viewing
- Account history access
- Fund transfers
- Online bill pay
- e-Statements access
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Hometech is the secure, easy way for UBI Federal Credit Union members to manage money anytime, anywhere. View real-time balances and recent account history, transfer funds between eligible accounts, pay bills with online bill pay, access e-Statements and more! Enjoy convenient digital banking backed by local Connecticut credit union service and the NCUA. We take your privacy seriously—see our Privacy Policy for details; use of Hometech is governed by our online services Acceptable Use Policy. A UBI Federal Credit Union account is required to use Hometech.
PennyClerk
This personal finance app helps you meticulously track your spending and earnings. It's designed for users who want detailed control over their financial inflows and outflows.
- Expense tracking
- Income management
- Detailed financial overview
- Personal finance management
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PennyClerk is a personal finance app for micromanaging your expenses and income.
Screenshots
Verdict
The clearest difference is rating: PennyClerk at 5.0 against Hometech's 4.2. Hometech's advantage is ratings volume (154 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PennyClerk holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Hometech has 154 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.
| Parameter | Hometech | PennyClerk |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (154 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 53.5% of reviews | — |
| Number of ratings | 154 — better | 1 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 164 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | United Business & Industry FCU | Eric Nishio |
Customer experience
Hometech
PennyClerk
Bugs and requests
Hometech
Reported bugs
7 issues- Cannot log in after platform update
- App crashes during check deposit
- Verification codes not accepted
- App doesn't remember password
- Mobile deposit fails frequently
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- Security phone call required every time
- Red/green color coding for transactions missing/confusing
Requested features
5 requests- FaceID option for login
- Improved mobile deposit functionality
- Clearer transaction display (color coding)
- More intuitive layout/icons
- Ability to deposit checks from the app
PennyClerk
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Hometech
No in-app purchases
PennyClerk
No in-app purchases
Questions
Is Hometech free?
Is PennyClerk free?
Which has better reviews, Hometech or PennyClerk?
Do Hometech or PennyClerk have ads?
Which is updated more often, Hometech or PennyClerk?
Other comparisons
