Comparison

The Checkbook vs Budgeteer.ing

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

The Checkbook

Manage your finances on the go with this transaction tracker. Easily record income and expenses, schedule upcoming bills, and reconcile with your bank statements for accurate balance tracking. Offers multiple accounts, customizable themes, and secure access.

Highlights
  • Real-time transaction tracking
  • Upcoming bill and deposit scheduling
  • Bank account reconciliation
  • Multiple account management
  • Customizable color themes
  • Transaction search and filtering
  • Recurring transaction setup
Features
Currently charting
Read full description

Finance At Your Fingertips Track your financial transactions on-the-go in real time. Enter upcoming bill payments and deposits to see how your account balance will change. Reconcile each transaction against your bank account to balance your checkbook and ensure accuracy to the penny. * No ads. * Quick entry screen for new transactions to keep up with spending while you're on the move. * Create a new transaction in seconds with type ahead feature for common transactions. * Manage transactions in multiple accounts. * Customize color theme for each account. * Search for transactions. * Toggle visibility of reconciled transactions to see what hasn't cleared your bank account yet. * Set up recurring transactions. * Transfer money between accounts. * Basic reporting to view spending or income by category and daily spending. * Export transactions to CSV file. * Enable Face ID / Touch ID to secure access to your financial data. * Turn on iCloud Drive data storage to sync transactions across multiple devices. * Share every new transaction with a joint account owner via email or Shared Storage (subscription required) to keep app in sync for different users. Privacy Note: The developer does not collect any data from this app for the default local device or iCloud storage options. The developer only securely stores data for the Shared Storage option (subscription required) for the purpose of sharing and syncing the data with your invited users. See Privacy Policy for more details.

About

Budgeteer.ing

Features
Read full description

Budgeteer is modern envelope budgeting for families. Give every dollar a job, watch the balances move as you spend, and decide where overspending rolls forward. The math, the imports, and the categorization happen on their own. Plan, add, import, reconcile. Four steps you'll repeat each week, each one faster than a spreadsheet. PLAN. ENVELOPE BUDGETING, DONE RIGHT. • Zero-based budgeting: every dollar is assigned before it's spent • Overspend stays in the category that caused it, not your whole budget • Savings targets with progress bars and target dates • Projected payoff dates for credit cards and savings goals • Copy last month with one click so your fixed bills stay fixed ADD. LESS TYPING, LESS GUESSING. • Snap a photo of a receipt and the payee, amount, date, and a suggested category land in a transaction • The category you usually pick at a payee is already suggested • Split one transaction across categories right from the row IMPORT. YOUR WAY. • Connect your bank and new transactions show up automatically • Or skip bank sync and manually import transactions from a file • New imports come in with categories already suggested from your past behavior RECONCILE. MATCH YOUR STATEMENT IN SECONDS. • Mark what's cleared, fix what's off, and tell Budgeteer the balance the bank shows • A running balance sits on every row so you can spot the one transaction that's wrong without leaving the page • Get suggestions to find mis-matched transactions for easy reconciliation AI THAT EARNS ITS KEEP Not a chatbot bolted to the corner. AI woven into the moments you'd otherwise be typing, guessing, or copying numbers between tabs. • Reads your receipts • Suggests categories from how you've spent at that payee before • Surfaces anomalies when a subscription jumps or a charge looks unusual • Clusters duplicate payees (AMZN Mktp, Amazon.com, AMZ*ECOMMERCE) into one • Projects when you'll hit a savings goal or pay off a card at your current pace • Writes a short, plain-language monthly recap. Real insights, not just charts. EVERYONE IN THE HOUSEHOLD Everyone gets their own login while working from the same shared budget. https://budgeteer.ing/terms

Screenshots

The Checkbook4 screens
Budgeteer.ing4 screens

Verdict

The call

The clearest difference is price: Budgeteer.ing at Free against The Checkbook's $4.99. The Checkbook's advantage is chart position (#32 vs unranked) and iOS requirement (16.4 vs 18.2). On update cadence, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Budgeteer.ing is free to download; The Checkbook costs $4.99 up front. The Checkbook sells 2 in-app purchases, starting at $1.99 per month and Budgeteer.ing sells 2 in-app purchases, starting at $13.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

The Checkbook ships an update fortnightly, Budgeteer.ing every 8 days. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 8 level
The Checkbook versus Budgeteer.ing: the parameters behind the verdict, then further details
ParameterThe CheckbookBudgeteer.ing
Price$4.99Free — better
Rating4.8 (997 ratings) — better—
Positive reviews76.1% of reviews—
Number of ratings997 — better—
Update frequencyFortnightlyEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
Best chart rank#32 — better—
DevicesiPhoneiPhone
Requires iOS16.4 — better18.2
Further details — not scored
Size61 MB69 MB
Age rating4+4+
DeveloperFour One Four 213, LLCBarry Mortenson

Bugs and requests

The Checkbook

Reported bugs

3 issues
  • Data loss and sync issues
  • Incorrect transaction display
  • Recurring transactions not working as expected

Requested features

6 requests
  • 📊 Spending reports and analytics
  • 🔁 More recurring transaction options
  • 🖨️ Check printing capability
  • 🔀 Ability to split transactions
  • 🔄 Easier transaction editing/deletion
Show 1 more
  • 🔒 Backup and restore options

Budgeteer.ing

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

The Checkbook

Subscriptions2
  • Shared Storage - Monthly$1.991 Month
  • Shared Storage - Annual7 Days trial$19.991 Year
2 purchases

Budgeteer.ing

Subscriptions2
  • Monthly2 Months trial$13.991 Month
  • Annual2 Months trial$99.991 Year

Questions

Is The Checkbook free?
The Checkbook costs $4.99, and also offers in-app purchases.
Is Budgeteer.ing free?
Budgeteer.ing is free to download, with in-app purchases available.
Do The Checkbook or Budgeteer.ing have ads?
Neither The Checkbook nor Budgeteer.ing shows ads.
Which is updated more often, The Checkbook or Budgeteer.ing?
The Checkbook ships an update fortnightly, and Budgeteer.ing every 8 days. Most recently, The Checkbook was updated on October 30, 2026 and Budgeteer.ing on October 28, 2026.

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