Comparison

CPayant vs Cleva App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CPayant

Features
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CPayant: Your Gateway to Seamless African Trade Experience the future of African trade with CPayant, the innovative app that simplifies cross-border transactions for businesses and individuals. Key Features: - Effortless Cross-Border Payments: Send and receive money across Africa instantly with low fees. - Multi-Currency Accounts: Manage your finances efficiently with multi-currency accounts in various African currencies. - Secure & Reliable: Benefit from secure payment processing and robust fraud protection. - Trade Facilitation Services: Access a suite of tools to streamline your trade operations, including: Digital Documentation: Easily create and manage trade documents. Regulatory Compliance: Get expert guidance on navigating cross-border trade regulations. Market Intelligence: Gain valuable insights into market trends and opportunities. - Trade Finance Enabling: Access innovative trade finance solutions, including: Predictive AI: Leverage AI-powered insights to assess market risks and creditworthiness. Smart Contracts: Automate trade processes and reduce paperwork. - Embedded Finance: Integrate CPayant with your existing business accounting software for real-time financial insights. Why Choose CPayant? - Save Time & Money: Reduce transaction costs and processing times significantly. - Boost Efficiency: Streamline your trade operations and increase productivity. - Gain a Competitive Edge: Access valuable market intelligence and gain a competitive advantage. - Empower African SMEs: Contribute to the growth of the African economy by supporting intra-African trade. Download CPayant today and experience the future of African trade!

About

Cleva App

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Highlights
  • Send money internationally
  • Receive USD payments
  • Receive stablecoins
  • Convert currencies
  • Virtual USD card
  • Hold funds in USD
  • Earn Cleva Points
Features
Read full description

On Cleva, your money has no boundaries. Here’s why over 1M people trust Cleva: 1. Swift onboarding 2. Competitive exchange rates 3. Transparent pricing, no hidden or monthly fees 4. Fast, reliable, and secure experience Send money across borders Instantly transfer to family and friends in Nigeria, Ghana, Uganda, and other African countries. Just add a destination bank or mobile money account, verify the account details, initiate your transfer, and watch the money get delivered immediately. Receive USD payments Whether you’re a freelancer, remote worker, content creator, or entrepreneur, receive ACH and Wires from your employer and clients without hassle. Receive stablecoins with ease Receive USDT or USDC into your Cleva wallet in minutes, giving you more ways to fund and grow your money. Transfer to friends on Cleva Instantly transfer to your friends on Cleva for FREE. Convert at the best rates Instantly convert currencies at very competitive exchange rates. Even better, there are no fees to convert, it’s completely FREE. Spend globally with a virtual USD card Pay for international subscriptions, shop online, or make global payments easily with your Cleva USD card. Protect your money from volatility Save and hold your funds in USD. Exchange only when you want to, at the best rates. Earn and redeem Cleva Points Get rewarded every time you transact! Earn points when you transfer or receive a deposit, then redeem your points for USD and more. Refer and earn Invite your friends and earn when they transact on Cleva. The more friends you refer, the more you earn, and you can keep earning infinitely. 24/7 Support Cleva is always available to assist 24/7 whenever you need assistance. You can reach us via in-app chat or email at contact@getcleva.com. You can also reach us on our social media channels: Twitter: @clevabanking Instagram: @clevabanking Linkedin: @cleva-banking [:mav: 2.4.5]

Screenshots

CPayant4 screens
Cleva App4 screens

Verdict

The call

CPayant and Cleva App are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CPayant ships an update every 8 days, Cleva App every 9 days. The most recent releases landed on October 2, 2026 and October 15, 2026 respectively.

ScorecardNo meaningful differences
CPayant versus Cleva App: the parameters behind the verdict, then further details
ParameterCPayantCleva App
PriceFreeFree
Rating—4.7 (1.5K ratings) — better
Positive reviews—58.8% of reviews
Number of ratings—1.5K — better
Update frequencyEvery 8 days — betterEvery 9 days
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415 — better
Further details — not scored
Size113 MB224 MB
Age rating17+4+
DeveloperCPAYANT LTDCleva Technologies, Inc.

Bugs and requests

CPayant

Not enough reviews yet to summarise bugs or requests.

Cleva App

Reported bugs

3 issues
  • Rejected transactions with new bank partner
  • Delayed or missing fund transfers
  • Inability to access old account numbers

Requested features

4 requests
  • Reinstate Wells Fargo bank integration
  • Add support for international wire transfers
  • Introduce push notifications for account credits
  • Enable withdrawal from virtual cards

In-app purchases

None

CPayant

No in-app purchases

None

Cleva App

No in-app purchases

Questions

Is CPayant free?
CPayant is free to download, with no in-app purchases.
Is Cleva App free?
Cleva App is free to download, with no in-app purchases.
Do CPayant or Cleva App have ads?
Neither CPayant nor Cleva App shows ads.
Which is updated more often, CPayant or Cleva App?
CPayant ships an update every 8 days, and Cleva App every 9 days. Most recently, CPayant was updated on October 2, 2026 and Cleva App on October 15, 2026.

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